• Report: #880872

Complaint Review: Fiad Services, Luke Daniels, Mike Cooper

  • Submitted: Thu, May 10, 2012
  • Updated: Wed, October 24, 2012

  • Reported By: Christian — clevland Ohio United States of America
Fiad Services, Luke Daniels, Mike Cooper
43 S. Pompano Parkway, Suite 203 Pompano Beach, Florida United States of America

Fiad Services, Luke Daniels, Mike Cooper Fiad Card Services, Michael Cooper, Luke Daniels Liars! Cheaters! Thieves! DO NOT TRUST THEM!!!! Ripped me off and stole from me. Pompano Beach, Florida

*Consumer Comment: INFORMATION IS FALSE BY LOOKING AT THE WORDS USED

*REBUTTAL Individual responds: OH MY GOD THIS SITE IS SOOO TRUE!

*UPDATE Employee: I BEIEVE THIS INFORMATION IS FALSE BY LOOKING AT THE WORDS USED

*Consumer Comment: FIAD Card Services and Michael Cooper Scam BBB link provided b/c it's been hidden by FIAD

*Consumer Comment: ONE COMPLAINT MICHAEL COOPER? I DONT THINK SO

*REBUTTAL Owner of company: FIAD Services Requesting Evidence of False Accusations

*UPDATE EX-employee responds: FIAD RIP OFF MICHAEL COOPER IS A LIAR AND A CHEAT. WHAT DO U HAVE TO SAY ABOUT THIS MIKE?

*REBUTTAL Owner of company: FIAD Services Requesting Evidence of False Accusations

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Luke Daniels and Mike Daniels called me up and promised me the world at getting my money back from a coaching company I worked with.  I was happy to listen because they promised me a full refund of $10,000.00 and said I would not have to pay them a penny until I received the refund. I agreed and they had me sign a contract.  I trusted them because they
sounded so sincere and honest. 

The next day after describing to them all of my cards I had used to purchase the original 10,000 coaching program, I received a call from my bank asking if I had approved a $5,000.00 dollar transaction by Fiad Card Services.  I said absolutely
not and my bank said that I could dispute the charges with Fiad if I felt scammed so I did but because Fiad had me sign their bogus and deceitful contract that has in the smallest of writing that I would pay them 50% of the amount they are "trying to collect" I lost the dispute and they won't return any of my calls.  I have received death threats and calls where they have used horrific vulgarity from both Mike and Luke but I have a call blocker app that can track most blocked calls and
they came from Fiad's toll free number.  Now I have lost my house because I have had to file bankruptcy because of them so there is  nothing left for me to lose at this point.  If they kill me they kill me.

This report was posted on Ripoff Report on 05/10/2012 12:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/Fiad-Services-Luke-Daniels-Mike-Cooper/Pompano-Beach-Florida-33069/Fiad-Services-Luke-Daniels-Mike-Cooper-Fiad-Card-Services-Michael-Cooper-Luke-Daniels-880872. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
0Author 5Consumer 3Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

INFORMATION IS FALSE BY LOOKING AT THE WORDS USED

AUTHOR: aDamGoodLie - (United States of America)

After further research the poster "Dr Tolchin" has an ip address of 67.192.155.35 located out of NY same ip address host the scam website of "thetaxclub.com". The supposed email is fake as you can see from viewing it. The supposed victim cannot produce a credit card statement showing the company charging for services. Dr. Tolching comes up under the following address with the following information; 52 Grayson Place, Teaneck NJ 07666 - Date of biirth 07 /23/ 48  - with a sociall security# 101 40-1216. Looking at this complaint and all of the keywords that the "individual" used, is to rank the company negatively in search results on search engine inquires. Thus deterring anyone to seek help that has been a victim of a  mentoring scam, coaching scam, ect. Its a shame that Ripoff Report lets this happen to reputable companies and its quite pathetic that a competitor has to resort to these means. Attached is a picture of Alan.
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#2 REBUTTAL Individual responds

OH MY GOD THIS SITE IS SOOO TRUE!

AUTHOR: aDamGoodLie - (United States of America)

I called my attorney general yesterday and they told me to pray and that someone would talk to me in my sleep. Last nite someone did! They told me; Twinkle, twinkle, little star, How I wonder what you are. Up above the world so high, Like a diamond in the sky. Twinkle, twinkle, little star, How I wonder what you are! When the blazing sun is gone, When there's nothing he shines upon, Then you show your little light, Twinkle, twinkle, through the night. Twinkle, twinkle, little star, How I wonder what you are! In the dark blue sky so deep Through my curtains often peep For you never close your eyes Til the morning sun does rise Twinkle, twinkle, little star How I wonder what you are Twinkle, twinkle, little star How I wonder what you are. So true about this company.

Because everything posted on this site is verified you should believe me! So when i tell you that I jumped off a five story building because of this company and survived YOU WILL SURVIVE TOO! Ripoff report has verified this post. Point in case. So don't think twice just do it!
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#3 UPDATE Employee

I BEIEVE THIS INFORMATION IS FALSE BY LOOKING AT THE WORDS USED

AUTHOR: NJ Private Investigator - (United States of America)

After further research the poster "Dr Tolchin" has an ip address of XXXXXXXX located out of NY same ip address host the scam website of (((REDACTED))). The supposed email is fake as you can see from viewing it. The supposed victim cannot produce a credit card statement showing the company charging for services. Dr. Tolching comes up under the following address with the following information; 52 Grayson Place, Teaneck NJ 07666 - Date of biirth 07 /23/ 48  - with a sociall security# XXX-XX-XXXX

Looking at this complaint and all of the keywords that the "individual" used, is to rank the company negatively in search results on search engine inquires. Thus deterring anyone to seek help that has been a victim of a mentoring scam, coaching scam, ect. Its a shame that Ripoff Report lets this happen to reputable companies and its quite pathetic that a competitor has to resort to these means.


CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#4 Consumer Comment

FIAD Card Services and Michael Cooper Scam BBB link provided b/c it's been hidden by FIAD

AUTHOR: Mary - (USA)

I called them to help me because I had been scammed out of $30,000 from PMI. They wanted to charge me 30% of any money that they could help me get back. That would be $10,000. I think I could hire a lawyer for less than that. I talked to another person who had used FIAD and they did recover part of their money that they were scammed out by PMI, just a fraction of what they were charged for.

FIAD just wrote letters to PMI and warned the person NOT TO LET PMI KNOW THAT THEY HIRED FIAD and that is what resulted in them getting a partial refund and then FIAD took their fee out on top of that. For writing a letter that anyone could write, I am not paying $10,000 for a letter to be written. THIS COMPANY IS A SCAM!!!! BUYER BEWARE! Researching this company online I have found many bad reports of the owner of FIAD.

His name is Michael Cooper and I have seen mugshots of him online too which means he's a criminal to begin with. Who knows if he's part of the companies that scammed us all in the first place. That's my opinion. I see posts from FIAD on scambook, complaints board, pissed consumer, ripoffreport, every single complaint board soliciting business. That's a big red flag for me right there. There are literally hundreds of posts trying to suck people in. They claim to be in Florida but I have a feeling that they are working with these Utah get rich schemers. I looked on the Better Business Bureau website and found this: 

On May 16, 2012, Better Business Bureau requested that FIAD Services, LLC substantiate their advertising claims located on their website of www.fiadservices.com": "FIAD Services BBB - Why We Discontinued Our Membership With The Better Business Bureau" since Better Business Bureau servicing Southeast Florida and the Caribbean has never had FIAD Services as an accredited business. As of June 26, 2012 they have not responded to BBB or made any adjustments in their advertising. 

 FIAD LIED. THEY NEVER HAD A MEMBERSHIP WITH THE BBB BUT CLAIM THEY DID. ONCE A LIAR, ALWAYS A LIAR. THE BBB MADE THAT VERY CLEAR BUT FIAD WILL NOT REMOVE THE FALSE INFORMATION. As I and many others have been scammed, we know that so many companies will take your money and then disappear off of the internet and then re-open with another name. I see that Michael Cooper owned a company named BCA Recovery prior to FIAD and has many complaints of stealing peoples money. If you look at the testimonials on their website, you will see testimonials that are dated before FIAD was even formed as a company, which also tells me that they are all fake.  

And it's hard to find their listing with the BBB because they have covered their tracks very well with their website overwhelming the BBB. They have an F rating and here is the link to all of this in case you cant find it. bbb.org/south-east-florida/business-reviews/mediation-and-arbitration-services/fiad-services-in-pompano-beach-fl-90051070

I just wanted to warn people before they get involved with this already flawed company. You never know what can happen to you and it's scary to see all of the deceit from this company.
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#5 Consumer Comment

ONE COMPLAINT MICHAEL COOPER? I DONT THINK SO

AUTHOR: MICHAEL COOPER SCAMMER - (USA)

GOOGLE SEARCH OF MICHAEL COOPER BCA SCAM. BUYER BEWARE! READ AND WEEP! What do you have to say now Micheal Cooper? LOSER! Looks like more than one complaint to me. 


https://www.google.com/#hl=en&sclient=psy-ab&q=Michael+Cooper+BCA+scam&oq=Michael+Cooper+BCA+scam&gs_l=hp.3...1630.10626.0.10978.27.23.2.2.2.0.307.3921.0j19j3j1.23.0...0.0...1c.mT9m8tonuT0&pbx=1&bav=on.2,or.r_gc.r_pw.r_qf.&fp=5704db8c962dc0db&biw=1600&bih=775
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#6 REBUTTAL Owner of company

FIAD Services Requesting Evidence of False Accusations

AUTHOR: FIADServices - (USA)

You are correct in stating that we do not charge any upfront fees. Yes at one time we were affiliated with BCA Recovery, which focused on timeshare scam recoveries. Over the course of two years, BCA had only one complaint which was done by a fraudulent company we filed a case against on behalf of a client. BCA Recovery had over four hundred satisfied clients. This is public knowledge and we do not hide our identity. All available information about FIAD Services can be found on sunbiz.org.

There are no upfront fees. I repeat NO UPFRONT FEES. Clients are billed 7 days after receipt of recovered amount. Our company has one untrue report against us. We have also noticed the three comments made against our company came from the same ip address, and have all been submitted at 5:00am EST.
 
Given the line of our business we DO admit to outing many businesses for fraudulent practices against consumers, thus we have created MANY enemies such as the above poster. We have also been sued and threatened by many of these same companies.  However, we only expose a company once enough valid information has been collected. We continue to operate regardless of these accusations or threats, and have PLENTY of references upon request. Again, we dont charge any upfront fees making it impossible to scam any potential or existing clients.

To confirm with absolute certainty, we have never had an ex-employee from Orlando, FL. We started out as a team of two and we are now a staff of 10. We have yet to terminate any of our employees or have any leave.

We are requesting evidence (to include said contact, phone records, any other documentation) to support your accusation of this transaction because we are asserting these claims to be untrue.

If you would like to know more about our company and services, please visit our, www.fiadservices.com. Feel free to contact us anytime with questions or concerns at (800) 753-6724. We have many references of satisfied clients available on request.


Michael Cooper
Managing Member
FIAD Services LLC
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#7 UPDATE EX-employee responds

FIAD RIP OFF MICHAEL COOPER IS A LIAR AND A CHEAT. WHAT DO U HAVE TO SAY ABOUT THIS MIKE?

AUTHOR: Sick of LIARS - (USA)

Michael Cooper, owner of FIAD CARD SERVICES is the same owner of BCA RECOVERY in Florida. You'd better beware of this company. They claim that they dont take any upfront fees but then when you get a temporary credit on your dispute, they take their fee and leave you high and dry after they get their money. Michael Cooper who is the owner, also owned BCA Recovery and ended that less than a year ago and started up FIAD CARD SERVICES after ripping off many consumer who have been victims of scams. He can deny that he is not a scammer all he wants but the proof is undeniable. See for yourself before you get involved with these crooks.  HERE'S THE PROOF. Dont get ripped off. Recovery Businesses are not allowed to take your money until 7 days after you've gotten your refund. THAT'S THE LAW!!! Michael Cooper will be going to jail and he's taking your money to bail hm out! BE WARNED. FIAD CARD SERVICES IS GOING TO RIP YOU OFF! SCAMMERS! YOU WILL SEE THE LINKS BELOW THAT MICHAEL COOPER OWNED BCA RECOVERY AND HAD SEVERAL COMPLAINTS ABOUT HIM BEFORE HE STARTED FIAD CARD SERVICES. FOLLOW THE LINKS AND SEE FOR YOURSELF!http://www.corporationwiki.com/Florida/Pompano-Beach/michael-cooper/67320534.aspx

http://www.ripoffreport.com/consumer-services/fiad-services-luke-d/fiad-services-luke-daniels-m-06a7f.htm

http://www.florida-annual-report.com/bca-group-llc.html

http://www.florida-annual-report.com/fiad-services-llc.html
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#8 REBUTTAL Owner of company

FIAD Services Requesting Evidence of False Accusations

AUTHOR: FIADServices - (USA)

It has been brought to the attention of FIAD Services that the above complaint about our company has been submitted to ripoffreport.com. Our consumer services department has informed me of these claims which I can guarantee to the public are vehemently false.

FIAD Services is an online advocate for victims of internet fraud. We have built our company on the core principle of consumer protection. We would not sacrifice the integrity of our company by using ambiguous
agreements or deceptive business practices to victimize anyone. 

Our company is dedicated to helping consumers who have fallen victim to internet mentoring, coaching programs or any other online scam or services with the intent to defraud consumers. The way in which FIAD Services conducts business makes it impossible for me, or any of my employees, to charge
any upfront fees for agreed services.

We have never encountered a situation in which a client has complained about being scammed by our company, or has requested a refund after services have been provided. It is the very nature of our business to track down and expose individuals or companies for consumer fraud. Thus, we find ourselves under attack by these same companies, in which we fight on our clients behalf, which explains the above comment.

Given the line of our business we do admit to outing many businesses for outstanding fraudulent practices against consumers. However, we only expose a company once enough valid information has been collected.

To confirm with absolute certainty, we have never had a client by the name of Christian from Cleveland, Ohio. I will confirm on behalf of myself and the entire staff of FIAD Services that we have NEVER threatened anyone, nor have we ever attempted to invoice anyone without their written consent of services being provided.

I will also point out that the post reads Fiad had me sign their bogus and deceitful contract that has in the smallest of writing that I would pay them 50% of the amount they are "trying to collect" I lost the dispute and they won't return any of my calls. -----Our service agreement does NOT and NEVER has included such statement trying to collect, we clearly state there are no upfront fees, no filling fees and no fees for unsuccessful cases.

The following sentence made by the above author contradicts the previous sentence stating we would not return any of their calls I have received death threats and calls where they have used horrific vulgarity from both Mike and Luke but I have a call blocker app that can track most blocked calls and they came from Fiad's toll free number.

We provide legal arbitration and dispute resolution services on a contingency basis. We do not collect upfront fees from any potential or existing clients until we have successfully won said clients case. If FIAD Services proves unsuccessful in winning a clients case, then there are no fees.

To the author of the above comment under Federal Statute of the U.S. Code (TITLE 47 > CHAPTER 5 > SUBCHAPTER II > Part I > 223) every citizen has rights to protection against death threats. We strongly advise you to immediately contact your local police department and the FBI. This is a very serious accusation.

We are requesting evidence (to include said contact, phone records, any other documentation) to support your accusation of this transaction because we are asserting these claims to be untrue.

If you would like to know more about our company and services, please visit our, www.fiadservices.com. Feel free to contact us anytime with questions or concerns at (800) 753-6724. We have many references of satisfied clients available on request.

Michael Cooper
Managing Member
FIAD Services LLC
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