• Report: #495912

Complaint Review: Fidelity Warranty Services, Inc. And Courtesy Insurance Companies

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  • Submitted: Wed, September 16, 2009
  • Updated: Thu, October 01, 2009

  • Reported By: Rebecca — Gainesville Florida USA
Fidelity Warranty Services, Inc. And Courtesy Insurance Companies
http://www.fidelitywarrantyservices.com/ Deerfield Beach, Florida United States of America

Fidelity Warranty Services, Inc. And Courtesy Insurance Companies Courtesy Insurance Company Southeast Toyota ,SET Claim Denied At Will! Of course your "peace of mind", big bucks "all inclusive warranty" will turn into a nightmare when dealing with this company! Deerfield Beach, Florida

*Consumer Comment: Rebecca,

*Consumer Comment: Rebecca,

*Consumer Comment: REBECCA, THE UNITED STATES OF AMERICA HAS TURNED INTO A COUNTRY THAT IS BASED ON LIES & DECEPTION! OUR ENTIRE ECONOMY....

*Consumer Suggestion: What did they say?

* : REBECCA, IF AIRBAGS AND SEAT-BELTS DON'T FUNCTION PROPERLY, THEN IT IS SAFE TO ASSUME THAT 'WARNING LIGHTS'...

* : OverHeating Engine

* : REBECCA, EVEN A MANUFACTURERS WARRANTY THROUGH TOYOTA IS....

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Educate yourself here:  http://consumeraffairs.com/auto_warranty/fidelity.html

They are like the IRS. No one is above them to make sure they pay out the valid claims. My truck overheated and is in parts at the dealership...I am now responsible for over $800.00 in charges for the teardown Fidelity wanted...just the hear them say "OVERHEAT" and your warranty is worthless. Overheat...can you get any more VAGUE than this?


Yes the truck overheated, but not due to negligence on my part. Most like because the impeller on the water pump intermittently stopped flowing water, while I was driving causing it to overheat. The heads are warped, BUT I bought the truck with 54,000 miles on it and paid $2000.00 of the Extended Warranty to take it to 100,000 miles.


I could have purchased the truck with heads already warped, and the engine had underlying, hidden problems prior to me owning it, that I was not aware of. [continued below]....

.....


So what came first...the chicken or the egg?


All I know is that my "Peace of Mind"...cost me a whole lot more than $2000.00 and this company is selling a contract that is costly and worthless. No wonder Jim Moran has his own private jets. I am sure I paid for at least 1 party on his plane.


Meanwhile I contacted the Florida Office of Insurance Regulation at: http://www.floir.com and called them at (850) 413-3140 to file a complaint. The gave me a claim number and told me Fidelity would have it emailed by the end of the day, today. Bravo for this state entity, that was fast service. I hope if you have been RIPPED OFF...that you will take the time to do this too.


I will NEVER purchase another warranty ever again. I will now do my own engine repair, thank you very much. (BTW, a "new" set of heads cost $3200...these are aluminum and I can have them machined back to spec for...$50.00 each...WOW.)


Good luck to all you people who have purchased your warranties that will get caught between a rock and a hard place because this company, and others like it.


This report was posted on Ripoff Report on 09/16/2009 03:10 PM and is a permanent record located here: http://www.ripoffreport.com/r/Fidelity-Warranty-Services-Inc-And-Courtesy-Insurance-Companies/Deerfield-Beach-Florida-33442/Fidelity-Warranty-Services-Inc-And-Courtesy-Insurance-Companies-Courtesy-Insurance-Compa-495912. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 Consumer Comment

Rebecca,

AUTHOR: Karl - ()

There is plenty of proof available at this website which will allow you to understand that the United States of America is a country whose foundation is built on lies. Simply type in 284134 at this site and click on Ripoff Report #284134 and read what is posted in Consumer Comment #1 as an example. Here is part of what was stated in that consumer comment-

Quote: "The BIGGEST RIPOFF in the History of the USA is happening RIGHT NOW, and most cannot even see it!!! - November 13, 2007

Ten months later, in September of 2008, Lehman Brothers collapsed, the stock market crashed, and the financial system in the USA melted down. Several other large corporations were also on the verge of collapsing including General Motors, Chrysler, AIG, Fannie Mae, and Freddie Mac. The American people were forced to bail-out the failed system with hundreds of billions of dollars in taxpayer's money from the TARP in order to prevent another Depression in this country.

You can 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.

Have a great weekend!

WELCOME TO AMERICA- ONE BIG LIE THAT IS BEING EXPOSED ON THE WORLDWIDE WEB EVERY SINGLE DAY
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#2 Consumer Comment

Rebecca,

AUTHOR: Karl - ()

The United States of America is a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world. It can no longer be denied.

Make sure to 'Google' the following and go to the related websites for important information regarding Toyota vehicles-

1) CONSUMER COMPLAINTS ABOUT TOYOTA ENGINE PROBLEMS
2) CONSUMER COMPLAINTS ABOUT TOYOTA AIRBAGS
3) TOYOTA, HONDA, NISSAN RECALL 3.4 MILLION VEHICLES FOR FAULTY AIRBAGS

*The third one just became available yesterday April 11, 2013.

Good luck to you, and make sure to spread your Ripoff Report all over the web at sites like Twitter and Facebook!
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#3 Consumer Comment

REBECCA, THE UNITED STATES OF AMERICA HAS TURNED INTO A COUNTRY THAT IS BASED ON LIES & DECEPTION! OUR ENTIRE ECONOMY....

AUTHOR: Karl - (U.S.A.)

thrives on LIES, DECEPTION, & MANIPULATION. We've become a society that likes to interpret things for our own benefit. A simple situation like yours is one that now requires LAWYERS & JUDGES & ARBITRATORS to make a decision on whether or not a company is responsible for repairing a damaged engine. And guess what? The LAWYERS & JUDGES & ARBITRATORS will 'interpret' the problem in a way that will almost always BENEFIT the company that is in the wrong! They'll do this because their livelihoods depend upon the companies in the USA that DEFRAUD, MANIPULATE, & DECEIVE the innocent people in the United States of America.

America is no a longer a country that sees things that are 'RIGHT' & 'WRONG'. It's a country where LAWYERS are paid to protect the companies & corporations who WRONG the consumers living here. And the POLITICIANS support the LAWYERS & JUDGES & ARBITRATORS who make certain that 'big business' always wins. It's one of the main reasons that our country is COLLAPSING!

Anything based on LIES will COLLAPSE once it is EXPOSED. The USA is being EXPOSED for what it really is! A country whose foundation is solidly built on- LIES, DECEPTION, FRAUD, MANIPULATION, GREED, EVIL, TRICKERY, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE LIVING HERE, & the innocent people living all over the world.

*WELCOME TO AMERICA- IN FRAUD WE TRUST!
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#4 Consumer Suggestion

What did they say?

AUTHOR: Tech1 - (U.S.A.)

When they submitted the clam what Language did they use for why your car over heated? If your writer said any thing that shows that, it is your fault or neglect than they will not cover it.


 


Karl you offer a great Suggestion why she may have driven it when it was over heating.


However Dash Light are reliable dose it light up when you turn the ignition on?


She probably did not see the light before it was too late I have seen many people who did not know their ABS light or engine light is on.


 


Karl you don't know enough about Air bags and how it works. You are playing into a thing that has too many variables.

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#5

REBECCA, IF AIRBAGS AND SEAT-BELTS DON'T FUNCTION PROPERLY, THEN IT IS SAFE TO ASSUME THAT 'WARNING LIGHTS'...

AUTHOR: Karl - (U.S.A.)

MAY NOT FUNCTION PROPERLY TOO, wouldn't you agree? Think about it, if an AIRBAG doesn't deploy in a Toyota vehicle when it is in a collision, then isn't it safe to assume that a 'warning light' may not come on when it is supposed to?

If a seat-belt doesn't function properly when a person is in an accident in his or her Toyota, isn't it safe to assume that there could be a defective 'warning light' that's supposed to alert the driver of an overheating engine?

If the TOP executives at Toyota Corporation are DEFECTIVE, isn't it safe to assume that the vehicles that the corporation produces could all have some type of a defect too?

'Google' this- SLUDGE POEM, and read it. Toyota's CEO, Jim Press, QUIT his position two weeks after that poem was written & posted about him on 8-23-2007. Then 'Google' this- SLUDGE POEM 2, and read it. Toyota's President in Japan, Katsuaki Watanabe, was REMOVED from his position a little over a year after that poem was written & posted about him right here at Ripoffreport.com

WRITE A POEM- THEY'LL ALL KNOW HIM!

Make sure to 'Google' this- ENGINE SLUDGE, and go to the consumeraffairs website about 'Toyota Engine Problems' and read all of the ENGINE COMPLAINTS, and make sure to click on- 'Airbags', and read all of those complaints from Toyota owners. You can also 'Google' this- YOUTUBE TOYOTA ENGINE OIL SLUDGE, and watch that video too!

SPREAD IT ALL OVER THE WEB at sites like- 'TWITTER' & 'FACEBOOK'.

Thank you.
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#6

OverHeating Engine

AUTHOR: IamGood - (USA)

Rebecca:

All cars come equipped with warning lights.  There are two VERY Importaint Warning Lights, one is the Oil Pressure, and the Other is the Engine Tempature Light.

These lights will come on if your oil pressure is too low, or if your engine is OVERHEATING.  This means STOP YOUR CAR, and call a tow truck or you will damage your engine.

If you follow this advise that  your car is giving you, you can save the engine, and the dealership or your auto mechanic can fix the problem. 

If you keep driving, as I am POSITIVE that you did, you will cause your engine  to OVERHEAT, and damage the engine. 

Next time you get a car, pay more attention to these warning lights, as it will save you lots of money.

This is a very expensive lesson for you, but I hope you learned from it.

Good Luck with your next engine.

Sincerely

God

 

 

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#7

REBECCA, EVEN A MANUFACTURERS WARRANTY THROUGH TOYOTA IS....

AUTHOR: Karl - (U.S.A.)

WORTHLESS, in may instances. 'Google' this- ENGINE SLUDGE, and go to the consumeraffairs website about 'Toyota Engine Problems' and read all of the complaints about Toyota engines that are under the manufacturers warranty. Toyota Corporation KNOWS that these defective engines would cost them BILLIONS, even TENS of BILLIONS of dollars, so they'd rather deny the claims and allow individual customers to file lawsuits. Toyota & their lawyers KNOW that most consumers do not have the money, & the time to fight it out in the courts.


Also, many of the extended warranties that consumers purchase, or are TRICKED into purchasing, are not worth the paper they're written on. The entire car industry (mainly the sales end of it) is ONE GIANT SCAM!



*It's a REFLECTION of our entire economy in the USA. Too bad, huh? It's the reason our country is COLLAPSING.



WELCOME TO AMERICA- IN FRAUD WE TRUST!
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