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Report: #288109

Complaint Review: Financing Alternative - Chesapeake Virginia

  • Submitted:
  • Updated:
  • Reported By: wyandanch New York
  • Author Confirmed What's this?
  • Why?
  • Financing Alternative 565 Cedar Road Ste1 Chesapeake, Virginia U.S.A.

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since i have been to this country i had not established any credit whatsoever so when i saw this commercial i thought instead of using cash to buy a computer why not make monthly payments. my fiance and i decided to do this and in the process they robbed us over $1900 of which i would love to get back every penny. we didnt beg or borrowed that money we worked really hard for it and i dont understand how thieves likew these can just take people hard working money and get away with it.

this happen over a year now i got no refund and no computer i had to spend more money to get one caz i realized when it was too late that they ripped me off. i do know they changed their names to circuit country. those people should go to jail.

Dirty company
wyandanch, New York
U.S.A.

This report was posted on Ripoff Report on 11/30/2007 07:47 PM and is a permanent record located here: https://www.ripoffreport.com/reports/financing-alternative/chesapeake-virginia-23322/financing-alternative-made-me-feel-stupid-chesapeake-virginia-288109. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 UPDATE EX-employee responds

UPDATE- Dinkelacker's on the move- here is legible information

AUTHOR: Inside_fai - (U.S.A.)

POSTED: Wednesday, December 05, 2007

**americaspurchaseprogram.com** is the new company Kurt Dinkelacker set up.

Kurt Dinkelacker-now Evolution Financial (former CFO) email: kurtikon@aol.com
810 Tristen Way--Schwenksville PA 19473
972-239-2327 Ext 147 also 610-220-6633

Michael J Shrader (former CEO) email: michaelshrader@yahoo.com
1276 Southfield Place--Virginia Beach VA 23452
760-202-1600 Ext 204 also 702-641-6200

Stephen Hamilton(IT Chief Architect) email:stephen.hamilton@hamiltonastronomy.com
4270 Lisa Lane--King George VA 22485
252-267-5037 also Fax:252-338-8286

Walt Pollard (responsible for shipping computers) email: waltpollard2003@yahoo.com
1660 Kempsville Road--Virginia Beach VA 23464
800-445-7128 also Fax: 330-497-5500 ***also shoycomputer.com***

Christina Drumm Boyd, Vice President email: jboland@L1consult.com
240 Falcon Ave--Virginia Beach VA 23462
757-232-9121 also 610-220-6633

Michael Shrader CEO (partnering with) email: acepresident@acecashexpress.com
ACE Cash Express
1231 Greenway Drive, Suite 600--Irving, TX 75038
866-223-2274 also 972-550-5175

Be persistent- ask for them by first and last name-first response may be 'huh? who?' Trust me- these guys are all well known. If they aren't with the company- the company has been involved with them- don't let them give you the run around. Ask anyone you speak to- "I'm calling for ______do you know who he is? Are you still doing business with him, are you aware they ripped of a lot of people?" etc. If enough folks write, call, and email- perhaps some money will come back. ACE is a huge company with lots of money- just keep writing, calling, and emailing. MiCash is a credit card company with lots of money too. If everyone sticks together, you might get your money back. ACE is a public company- doesn't like bad press- MiCash is struggling and can't afford bad press. Keep me posted and let me know how you do.

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#5 UPDATE EX-employee responds

RESEARCH RESULTS- KURT DINKELACKER ON THE MOVE

AUTHOR: Inside_fai - (U.S.A.)

POSTED: Tuesday, December 04, 2007

**americaspurchaseprogram.com** is the new company Kurt Dinkelacker set up.

Kurt Dinkelacker-Evolution Financial Michael J Shrader (former CEO)
810 Tristen Way 1276 Southfield Place
Schwenksville PA 19473 Virginia Beach VA 23452
kurtikon@aol.com michaelshrader@yahoo.com
972-239-2327 Ext 147 610-220-6633 760-202-1600 Ext 204 /702-641-6200

Stephen Hamilton (Chief Architect) Walt Pollard (did shipping approvals)
4270 Lisa Lane 1660 Kempsville Road
King George VA 22485 Virginia Beach VA 23464
stephen.hamilton@hamiltonastronomy.com waltpollard2003@yahoo.com
252-267-5037 Fax:252-338-8286 800-445-7128 Fax: 330-497-5500

Christina Drumm Boyd, VP Michael Shrader (partnering with)
240 Falcon Ave ACE Cash Express
Virginia Beach VA 23462 1231 Greenway Drive, Suite 600
757-232-9121 610-220-6633 Irving, TX 75038
jboland@L1consult.com 866-223-2274 also 972-550-5175
acepresident@acecashexpress.com

Be persistent- ask for them by first and last name-first response may be "huh? who?" Trust me- these guys are all well known. If they aren't with the company- the company has been involved with them- don't let them give you the run around. Ask anyone you speak to- "do you know who he is? what kind of business have you been doing with him?" etc. If enough folks write, call, and email- perhaps some money will come back. ACE is a huge company with lots of money- just keep writing, calling, and emailing. MiCash is a credit card company with lots of money too. If everyone sticks together, you might get your money back. ACE is a public company- doesn't like bad press- so is MiCash.

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#4 UPDATE EX-employee responds

RESEARCH RESULTS- KURT DINKELACKER ON THE MOVE

AUTHOR: Inside_fai - (U.S.A.)

POSTED: Tuesday, December 04, 2007

**americaspurchaseprogram.com** is the new company Kurt Dinkelacker set up.

Kurt Dinkelacker-Evolution Financial Michael J Shrader (former CEO)
810 Tristen Way 1276 Southfield Place
Schwenksville PA 19473 Virginia Beach VA 23452
kurtikon@aol.com michaelshrader@yahoo.com
972-239-2327 Ext 147 610-220-6633 760-202-1600 Ext 204 /702-641-6200

Stephen Hamilton (Chief Architect) Walt Pollard (did shipping approvals)
4270 Lisa Lane 1660 Kempsville Road
King George VA 22485 Virginia Beach VA 23464
stephen.hamilton@hamiltonastronomy.com waltpollard2003@yahoo.com
252-267-5037 Fax:252-338-8286 800-445-7128 Fax: 330-497-5500

Christina Drumm Boyd, VP Michael Shrader (partnering with)
240 Falcon Ave ACE Cash Express
Virginia Beach VA 23462 1231 Greenway Drive, Suite 600
757-232-9121 610-220-6633 Irving, TX 75038
jboland@L1consult.com 866-223-2274 also 972-550-5175
acepresident@acecashexpress.com

Be persistent- ask for them by first and last name-first response may be "huh? who?" Trust me- these guys are all well known. If they aren't with the company- the company has been involved with them- don't let them give you the run around. Ask anyone you speak to- "do you know who he is? what kind of business have you been doing with him?" etc. If enough folks write, call, and email- perhaps some money will come back. ACE is a huge company with lots of money- just keep writing, calling, and emailing. MiCash is a credit card company with lots of money too. If everyone sticks together, you might get your money back. ACE is a public company- doesn't like bad press- so is MiCash.

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#3 UPDATE EX-employee responds

RESEARCH RESULTS- KURT DINKELACKER ON THE MOVE

AUTHOR: Inside_fai - (U.S.A.)

POSTED: Tuesday, December 04, 2007

**americaspurchaseprogram.com** is the new company Kurt Dinkelacker set up.

Kurt Dinkelacker-Evolution Financial Michael J Shrader (former CEO)
810 Tristen Way 1276 Southfield Place
Schwenksville PA 19473 Virginia Beach VA 23452
kurtikon@aol.com michaelshrader@yahoo.com
972-239-2327 Ext 147 610-220-6633 760-202-1600 Ext 204 /702-641-6200

Stephen Hamilton (Chief Architect) Walt Pollard (did shipping approvals)
4270 Lisa Lane 1660 Kempsville Road
King George VA 22485 Virginia Beach VA 23464
stephen.hamilton@hamiltonastronomy.com waltpollard2003@yahoo.com
252-267-5037 Fax:252-338-8286 800-445-7128 Fax: 330-497-5500

Christina Drumm Boyd, VP Michael Shrader (partnering with)
240 Falcon Ave ACE Cash Express
Virginia Beach VA 23462 1231 Greenway Drive, Suite 600
757-232-9121 610-220-6633 Irving, TX 75038
jboland@L1consult.com 866-223-2274 also 972-550-5175
acepresident@acecashexpress.com

Be persistent- ask for them by first and last name-first response may be "huh? who?" Trust me- these guys are all well known. If they aren't with the company- the company has been involved with them- don't let them give you the run around. Ask anyone you speak to- "do you know who he is? what kind of business have you been doing with him?" etc. If enough folks write, call, and email- perhaps some money will come back. ACE is a huge company with lots of money- just keep writing, calling, and emailing. MiCash is a credit card company with lots of money too. If everyone sticks together, you might get your money back. ACE is a public company- doesn't like bad press- so is MiCash.

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#2 UPDATE EX-employee responds

RESEARCH RESULTS- KURT DINKELACKER ON THE MOVE

AUTHOR: Inside_fai - (U.S.A.)

POSTED: Tuesday, December 04, 2007

**americaspurchaseprogram.com** is the new company Kurt Dinkelacker set up.

Kurt Dinkelacker-Evolution Financial Michael J Shrader (former CEO)
810 Tristen Way 1276 Southfield Place
Schwenksville PA 19473 Virginia Beach VA 23452
kurtikon@aol.com michaelshrader@yahoo.com
972-239-2327 Ext 147 610-220-6633 760-202-1600 Ext 204 /702-641-6200

Stephen Hamilton (Chief Architect) Walt Pollard (did shipping approvals)
4270 Lisa Lane 1660 Kempsville Road
King George VA 22485 Virginia Beach VA 23464
stephen.hamilton@hamiltonastronomy.com waltpollard2003@yahoo.com
252-267-5037 Fax:252-338-8286 800-445-7128 Fax: 330-497-5500

Christina Drumm Boyd, VP Michael Shrader (partnering with)
240 Falcon Ave ACE Cash Express
Virginia Beach VA 23462 1231 Greenway Drive, Suite 600
757-232-9121 610-220-6633 Irving, TX 75038
jboland@L1consult.com 866-223-2274 also 972-550-5175
acepresident@acecashexpress.com

Be persistent- ask for them by first and last name-first response may be "huh? who?" Trust me- these guys are all well known. If they aren't with the company- the company has been involved with them- don't let them give you the run around. Ask anyone you speak to- "do you know who he is? what kind of business have you been doing with him?" etc. If enough folks write, call, and email- perhaps some money will come back. ACE is a huge company with lots of money- just keep writing, calling, and emailing. MiCash is a credit card company with lots of money too. If everyone sticks together, you might get your money back. ACE is a public company- doesn't like bad press- so is MiCash.

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#1 UPDATE EX-employee responds

CEO and CFO have history of bad business

AUTHOR: Inside_fai - (U.S.A.)

POSTED: Sunday, December 02, 2007

Michael J Shrader took control of Financing Alternatives from the owner in 2005 as President. The owner then was no longer active in the company. Michael J Shrader hired Kurt Dinkelacker as Chief Financial Officer at the same time.

Michael J Shrader and Kurt Dinkelacker are friends and worked together as CEO/CFO at Telespectrum, a worldwide call center business, where they failed and the company failed. The stock holders lost virtually all of their money.

Kurt Dinkelacker was also the CFO of IKON Office Solutions, where was accused of "cooking the books" and investors lost over $1 billion. A shareholder class action lawsuit was settled for $111 million, Kurt Dinkelacker was out.

extranet.drinkerbiddle.com/files/upload/IkonSecuritiesEDPA.pdf

Michael J Shrader and Kurt Dinkelacker then landed at FAI, where their losing streak continued. Failing to meet a single revenue projection, a steep decline in cash resulted in layoffs and delays in shipping product ending in the failure of the company.

Kurt Dinkelacker seems to be coming back as AmericasPurchaseProgram.com

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