• Report: #273600

Complaint Review: Financing Alternatives

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  • Submitted: Mon, September 10, 2007
  • Updated: Mon, September 10, 2007

  • Reported By:Inglewood California
Financing Alternatives
237 Hansbury Road East, Suite 17-610, Chesapeake, Virginia U.S.A.
  • Phone: 888-827-7502
  • Web:
  • Category: Loans

Financing Alternatives Computer Financing Rip Off Chesapeake Virginia

*Consumer Suggestion: If you want to take action

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This company advertised on cable and satellite television that it could finance credit challenged people,by offering delivery of a new computer, printer, and software bundles after 2 options of 6 initial layaway payments, or a one time total of $367.00 and the banlance would be carried by the company as an installment of monthly payments for the remaining 9 months as terms for the computer were for 12 months.

This company drafted out of my savings account the sum of $77.98 twice a month, starting in November of 2006, and as of September 2007,Ihave not received a computer or any of the merchandise that was quoted in the sales agreement. I have tried to contact the company numerous times, and was told that shipping was delayed and allowed 120 days.

Well it has been more than 120 days I have received nothing yet, and now the companys' customer service department does not answer calls,there is just a recording to e-mail the company or write them at an address that is completely different from when I first started dealing with them. I have filed a complaint with the consumer affairs office in Virginia, as I understand that the state attorney general has taken this company to court.

Seems this company has been drafting money out of people's accounts all over the country, and has not produced any computers to them as of yet. All total they drafted over $1,400.00 from my account, and the last e-mail I received, was that they had no idea as to when I will recieve my merchandise, and that my money would be non refundable.

Inglewood, California

This report was posted on Ripoff Report on 09/10/2007 09:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Financing-Alternatives/Chesapeake-Virginia-23322/Financing-Alternatives-Computer-Financing-Rip-Off-Chesapeake-Virginia-273600. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

If you want to take action

AUTHOR: D - (U.S.A.)

Virginia OCA division is not what it is cracked up to be and the state attorney is only there to look out for the best interest of the state, not the public (I know I have dealt with the state attorney and CA divisions). Do an internet search for Virginia Clerk Information System. This allows public access to the state's Corporation Commission. Read the information on how to switch between the screens, and you will obtain the information for the company's registered agent, their address, as well as the owners name and address, which are different from the one you have listed. Maybe by taking your complaint directly to the company legal rep and owner you will get a better response. The SCC is also showing them as "in good standing", so you may wish to lodge your complaint with the state corporation commission as well. Hope this information helps and good luck.
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