Report: #644921

Complaint Review: Fingerhut

Submitted: Mon, September 27, 2010
Updated: Mon, June 27, 2011

Reported By: Tired of Getting Screwed — Dallas Texas United States of America

Fingerhut

Internet United States of America

Phone:
Web: www.fingerhut.com
Category: Credit & Debt Services

Fingerhut Credit Line Decreased for NO Reason , Internet

*Consumer Suggestion: Temporary Credit Line Increase

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0Author 1Consumer 0Employee/Owner

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I was FURIOUS this morning when I opened my latest Fingerhut bill. They had lowered my credit line by $200 for NO reason. According to their website if you pay on time and do not miss any payments your credit line is in no risk of being decreased. So I make sure to pay my bill on time every month but they slashed my credit line. I did a little researched and was dismayed that because other customers do not pay their bills, my credit line is being decreased. I sent an email to Fingerhut asking for it to be increased to where it was, but they have yet to respond. I am sure this is another account that will be paid off and closed. I get tired of paying off accounts and closing them because America's credit problem is at an all time high.

This report was posted on Ripoff Report on 09/27/2010 01:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/Fingerhut/internet/Fingerhut-Credit-Line-Decreased-for-NO-Reason-Internet-644921. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Suggestion

Temporary Credit Line Increase

AUTHOR: Sandra - (United States of America)

SUBMITTED: Monday, June 27, 2011

I always got a temporary line of credit increase which affected my credit score. The last time they gave it to me I called and told them to discontinue giving me a temporary credit increase as it negatively affects my credit score and I was told they will not decrease it again and she made a note in my file, so it has stayed at the increased amount since.