Supreme
  • Report: #67243

Complaint Review: First Approval Benefits

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  • Submitted: Fri, September 19, 2003
  • Updated: Thu, November 20, 2003

  • Reported By:murrieta California
First Approval Benefits
177 Main St Fort Lee, New Jersey U.S.A.

First Approval Benefits ripoff CREDIT CARD SCAM I discovered my account cleaned out! Fort Lee New Jersey

*UPDATE EX-employee responds: Here is the sample script they use & Even employees of fraudulent companies aren't aware that they're working for a company full of scams.

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My story is much like all the others' that have complained about "First Approval Benefits". I received a phone call offering me an approved credit card with a one time fee of $299 that would come out of my bank account on a certain date. I Went for it and gave them my information.

After I got off the phone I wanted to double check and looked them up on the net since they said they didn't have a website and I found them on ripoffreport.com.

I called them back immediately and cancelled; they said ok we will do that. 2 weeks later the money still came out of my account.

By the way, I tried calling several times when I discovered my account cleaned out, and all I got was rude people and hang ups. DONT EVER GIVE YOUR BANK DETAILS TO ANYONE!

April
murrieta, California
U.S.A.

This report was posted on Ripoff Report on 09/19/2003 03:03 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Approval-Benefits/Fort-Lee-New-Jersey-07020/First-Approval-Benefits-ripoff-CREDIT-CARD-SCAM-I-discovered-my-account-cleaned-out-Fort-67243. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE EX-employee responds

Here is the sample script they use & Even employees of fraudulent companies aren't aware that they're working for a company full of scams.

AUTHOR: Mark - (Canada)

DEAR CONSUMERS,

I AM ONE OF THE EMPLOYEES OF FIRST APPROVAL BENEFITS, AND I ALWAYS THOUGHT THAT BASED ON THEIR OPERATIONS AND THE WAY THEY HANDLE BUSINESS, AND THE RESTRICTIONS PUT ON HOW TO SERVE CUSTOMERS WOULD PROTECT THEM. NOW, AFTER THE COMPANY BEING HEAVILY INVESTIGATED BY THE MONTREAL POLICE, I AM SKEPTICAL OF THE COMPANY'S ACTIONS WHICH COULD PUT THE EMPLOYEES (WHO DID NOT KNOW WHAT COULD HAPPEN TO U.S. CUSTOMERS) COULD BE LEGALLY RESPONSIBLE. HOWEVER, AN EMPLOYEE REPORTING THE TRUTH ABOUT THE COMPANY MEANS THAT HE CONDEMNS AND REBUKES THE FRAUDULENT ACTIONS OF THE COMPANY. HERE IS SOME MORE INFORMATION ABOUT THE COMPANY, INCLUDING ADRESS.

COMPANY NAME: Kinito Inc.
LOCATION: 7103 Trans-Canada Highway, #206
CITY: Saint Laurent (Montreal)
PROVINCE: Quebec
COUNTRY: Canada

The REAL telephone numbers (no longer in service) were:

1-514-334-6367

If a customer asks: Where are YOU calling from right now, we would be obliged to lie and quote the customer service number, 1-866-753-5053

THE OWNER'S NAME IS ROBERTO.
SOME FIRST NAMES OF THE VERIFICATION OFFICERS ARE:
Johnny, Kathy, and others

An employee's name (most probably payroll) is Steve Vrontakis (not sure of last name's spelling)

The names employees would use over the phone were FALSE names.

Here is the sample script:

Yes, hi, this is _____________ from First Approval Benefits. I'm calling to let you know that you've been APPROVED for a major Master card with a credit limit of up to $5000 as well as a Gold Premium Merchandise Card with a guaranteed credit limit of $4000. OK?

Now before I send you everything out to you in writing, I would just like to confirm certain information.
Now your first name is, last name is
Your driver's license number is...
Your Social Security # is...
Your date of birth is...
Your account number is...

Now as far as it goes, there are no annual fees, no monthly fees, and no annual fees, and it's a 0% APR, so the only thing you'll ever have to pay is a 1-time fee of $299.00 not due today, nor tomorrow so I can post-pone it for (customer agrees on a date quoted by telemarketer) payment drafted from customer accounts on FRIDAYS!!!!

************* Please, copy and paste, and pass this message on to as many people as possible!!!!
E-mail them, etc. DO NOT ACCEPT OR DISCLOSE YOUR INFORMATION TO ANYONE, NO MATTER HOW CONVINCING THEY ARE; IT IS A SCAM OUT THERE WHERE STRANGERS WANT NOTHING ELSE BUT MONEY, AND EVEN I, THE EMPLOYEE REBUKE MY OWN COMPANY, KINITO INC. AFTER FINDING OUT THAT IS WAS SCAM WORK AFTER BEING LAYED OFF!!!!!!!!!!!!!
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