- Report: #541563
Complaint Review: First Bank Of Delaware - Tribute Mastercard
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| First Bank Of Delaware - Tribute Mastercard
Internet United States of America |
|
First Bank Of Delaware - Tribute Mastercard After two years of good standing I payed the card fee for having this card then they closed the account after payment of my balance in full Internet
*Consumer Suggestion: Millions = Billions
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To acquire the card they charge you a fee of $149.00 of a credit limit of $500.00
After paying my monthly payments never being late and then paying them off which after two years the limit was $650. They closed my account for no reason whatsoever.
What a rip off.My account was in good standing,WHY.
This report was posted on Ripoff Report on 12/17/2009 11:20 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Bank-Of-Delaware-Tribute-Mastercard/internet/First-Bank-Of-Delaware-Tribute-Mastercard-After-two-years-of-good-standing-I-payed-th-541563. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Suggestion
Millions = Billions
AUTHOR: MEGEGEME - (United States of America)
SUBMITTED: Friday, December 18, 2009
The answer to this one is simple. You were a good customer yes? Probably rarely if ever had any late fees or incur finance charges? No? The harsh reality is the credit issuer isn't making any profit from you as a customer.
I see this all the time in my profession. Your credit limit was small, but multiply it times 1000 people like yourself that are/were "excellent customers".
That would be $650,000. What the company will do is lend this money to new customers with the hopes that approx 90% of them will have occasional late fees and incur finance charges. Then their profit grows exponentially.
Now multiply the above figure by 5 to 10 million customers across the board. Get the picture?
MEGEGEME
