• Report: #873145

Complaint Review: First Choice Loan Services Inc

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  • Submitted: Tue, April 24, 2012
  • Updated: Wed, April 25, 2012

  • Reported By: Robert — Middle River Maryland United States of America
First Choice Loan Services Inc
4850 T-Rex Ave # 100 Boca Raton, Florida United States of America

First Choice Loan Services Inc Trent Kragness Pre-Approved for $260,000.00 Boca Raton , Florida

*Author of original report: First Choice lending (Trent Kragness) RESOLVED

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My wife and I found a wonderful house in PA, and I was contacted by Trent Kragness of First Choice Loan Services. Inc. and after supplying some information, Trent emailed my a Letter of Pre-Qualification. He told us that we were Pre-Qualified for $260,000.00. the house was $219,000.00 well below the pre-qual limit. We started the process of buying the house, did the home inspection and were moving toward our closing date. My wife and I contacted Trent on many occasions each time being told everything was moving along perfectly. the last step was underwriting and we were in great shape. I had not heard anything for a couple days so I called and Trent told me under writing could not do the loan. I asked him how if we were pre-qualified for 260,000.00 how could we not  be able to get a loan for $40, 000 less???? He told me sorry nothing he could do. After months of being told we were good to go, laying out money for inspections and everything. 

THEY ARE A BIG RIPOFF!!!!! i am going to contact the VA center and let them know about this. My wife and I are devastated!!!!!!

This report was posted on Ripoff Report on 04/24/2012 01:58 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Choice-Loan-Services-Inc/Boca-Raton-Florida-33431/First-Choice-Loan-Services-Inc-Trent-Kragness-Pre-Approved-for-26000000-Boca-Raton-Fl-873145. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 0Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

First Choice lending (Trent Kragness) RESOLVED

AUTHOR: tankrat84 - (United States of America)

After learning about this report, Trent Kragness contacted me and is working with my wife and I to resolve this issue. First Choice Lending and Trent Kragness are doing the right things to straighten out this problem. So I am recanting my report at this time. I will update this report again when a full resolution is finalized.
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