- Report: #60985
Report - Rebuttal - Arbitrate
Complaint Review: First Choice
First ChoiceNationwide Nationwide U.S.A.
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I was contacted by a woman named Michelle on 18 May 2003 the call came in on my cell phone and the number on my caller ID was 800-603-8334 she gave me an offer at the time I just could not refuse. I recently went through a devorce and she was offering a credit card with a low intrest rate and a $2500.00 limit to start and could be raised on a quarterly basis if I show good on my monthly payments. She told me there would be a one time fee of $299.00 that they could take out of my checking acount electronically.
I told her I did not have the money at this time but I was interested in the offer. She said well when do you get paid I told her every two weeks. She said we can take it out on the 2nd of June for you then. I agreed and gave her my personal information like address, SSN, wifes name for an extra card in her name she then transfered me to a man who asked questins like do
I make more than $1000.00 per month have I had my job for atleast 6 months have I lived in the same house for more than 6 months the answer was yes to all of them so he asked fore my acount information told me the funds would be withdrawed on the 2nd of June (which they promtly were) and I was to make sure that the funds were there. He also told me that if I had any questions I could call 866-310-0695 which if you call now says the number has been changed to 877-572-6751. He also told me that I could not cancel this request for funds transfer after I hung up so if I was unsure I should ask my questions now.
After the 17th of June and still no packet or card in the mail I called my personal bank asked them for a phone number on the transaction. They did not have that but they gave me the bank the transaction originated at which was HSBC in Buffal, NY (which by the way check out to be a legitimate bank)
I called the bank at 800-975-4722 and after many hours and the trace number and company number my bank gave me we found out that the HSBC bank does not have anyone with the name of First Choice haldoing an acount there but that is the name that was on the Automatic withdrawl from my bank. However they traced the company number back to the 877-572-6751 number for the acount and the address is the same as the telephone number. HSBC Bank told me to go to my bank and do a Rebuttal against the withdrawl and have my bank forward it to them in NY so I will do this first thing in the morning and see if the bank holds true the HSBC bank said they will refund the funds to my acount.
I am also going to contact the BBB in Buffalo, NY I know for a fact that the bank has to have some kind of name or signature document to open acount and they can put the acount under investigation to see the deposits and withdrawls to get these guys put away.
After seeing all of these on this web sight I can see someone is very rich off of our money.
This report was posted on Ripoff Report on 06/17/2003 07:04 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Choice/nationwide/First-Choice-Credit-Education-Group-ripoff-thieves-Nationwide-Worldwide-60985. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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