- Report: #72674
Report - Rebuttal - Arbitrate
Complaint Review: First Consumer National Bank
First Consumer National BankP.O. B. 9204 Old Bethpage, New York U.S.A.
First Consumer National Bank COMPLETE RIP-OFF Old Bethpage New York
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I first called Gateway & they refused me any credit so they transferred my call to this bank & I was approved right away. This was in May 2001 I still owe almost $600.00 for a $1000.00 comp. I pd. $60.00 a month for 12 or 13 months then went down to my payment that is $50.00 a mth. (trying to save on interest).
The reason for this complaint is that in August of this year I received my bill stating that I was a month behind. That I owed $100.00 plus $29.00 late fees. I knew better so I went to my bank got a copy of my( check) July payment, and went thru my check book & wrote down every check # & then I wrote them a letter with the check #'s asking them to tell me which month I supposedly did not pay.
That according to my checks I was actually a month ahead. Then I told them I would send them a copy of the one they needed and that I expected to have my account upto date & the $29.00 lates fees removed from my account. About a week later I received a letter stating that they have reversed the $29.00 late fee & it would be on my next billing.
To my surprise it was, BUT (knock on wood) I still owe them money so I never know when i'll be overcharged again. Someone does need to do something about this Company! I like most that borrowed from them are on small salaries & cannot afford this kind of RIPOFFS!
This report was posted on Ripoff Report on 11/21/2003 11:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Consumer-National-Bank/Old-Bethpage-New-York-11804/First-Consumer-National-Bank-COMPLETE-RIP-OFF-Old-Bethpage-New-York-72674. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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