- Report: #328887
Report - Rebuttal - Arbitrate
Complaint Review: First Consumers National Bank - FCNB
First Consumers National Bank - FCNBPo Box 55143 Portland, Oregon U.S.A.
First Consumers National Bank - FCNB RIP OFF CREDIT CARD COMPANY THAT WENT BANKRUPT Lied, illegal fees, no credit protection Portland Oregon
*Consumer Comment: HOW TO CONTACT/COMPLAIN ABOUT CARD PROCESSING CENTER/FCNB/SPIEGEL/NEWPORT NEWS
*Author of original report: RE:FCNB RIP OFF CREDIT CARD COMPANY THAT WENT BANKRUPT Lied, illegal fees, no credit protection Portland Oregon
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To my dismay after coming home with a child who could no longer walk or stand for any length of time, needing to learn how to again, I found stacks of bills that they had sent. I then called FCNB again asked about the extra insurance I had been paying on the card so that at a time like this they would make the payments for me. I was told I could not use it.
They didn't put the account in hardship, nor did they help by removing finance charges, etc.
A short time later I received a letter stating they were going bankrupt and all accounts would be canceled.
I continued to pay them and each payment, even though on time they would say was late. Incurring late fees then over the limit fees.
I wrote them and called to have them remove the illegal fees, and they would not respond, and I was unable to reach them. I did call the BBB on them. I finally gave up payments as I could never pay what they kept adding on.
Now, I have credit companies trying to collect the debt which is overinflated. I tell them all the same thing as above.
How can a company collect on something that is bankrupt???
How can they get away with illegal fees?
The extra moneys they received for my supposed payment protection program -- Where did it go? And why wasn't I allowed to use it in my time of need?
Middletown, New York
This report was posted on Ripoff Report on 04/25/2008 11:44 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Consumers-National-Bank-FCNB/Portland-Oregon-97238/First-Consumers-National-Bank-FCNB-RIP-OFF-CREDIT-CARD-COMPANY-THAT-WENT-BANKRUPT-Lied-328887. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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