• Report: #58959

Complaint Review: First Consumer's National Bank Visa

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  • Submitted: Fri, May 30, 2003
  • Updated: Fri, May 30, 2003

  • Reported By:Vancouver Washington
First Consumer's National Bank Visa
PO Box 3910 Portland, Oregon U.S.A.

First Consumer's National Bank Visa ripoff overlimit and late fees after refusing repeatedly to close the account Portland Oregon

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We have had this card for about four years. A few months ago we had severe financial problems and couldn't make a couple of payments. We started with a credit limit of $500. With the $35 each overlimit, (only over because of not making a payment), and late fees every month the balance has ballooned to over $1,000 at this point.

We have asked them repeatedly to close the card so that the overlimit fees would stop and we might have a chance to get it back under control, but they flat refuse to close the account, saying that as long as there was a balance they won't close it.

We have not used this card in over two years. They want a minimum payment of over $600 as of this point in time. From another post here I went to look at their reviews at http://www.cardoffers.com and found 149 reviews with a rating of 1.72 out of 5. That's quite a large number of reviews for a small company. Obviously something needs to be done about this company. Please Help! Thanks so much for your time.

Lori
Vancouver, Washington
U.S.A.

This report was posted on Ripoff Report on 05/30/2003 09:47 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Consumers-National-Bank-Visa/Portland-Oregon-97208-3910/First-Consumers-National-Bank-Visa-ripoff-overlimit-and-late-fees-after-refusing-repeated-58959. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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