- Report: #706385
Report - Rebuttal - Arbitrate
Complaint Review: First Convenience Bank
First Convenience Bank@ Participating Walmarts Internet United States of America
First Convenience Bank First National Bank of Texas Bank will juggle your transactions to maximize their overdraft fee. Internet
*Consumer Comment: Overdraft Issue
*Consumer Comment: This bank DOES juggle the transaction
*Consumer Comment: Yes,,banks DO juggle transactions....
*General Comment: Bank's do NOT juggle transactions.
*Consumer Comment: FCB OF TEXAS " YOUR AVAILABLE BALANCE"
*Consumer Suggestion: Just keep an accurate register! Problem solved!
*Consumer Comment: Action
*Consumer Comment: Ronny G still doesn't get it
*Consumer Comment: FALSE information ONCE AGAIN left by Steve..
*Consumer Suggestion: All banks will do it exactly the same way. No rip off
I have monitored my account closely, making daily screenshots and printouts of my deposit and POS charges. With this bank, I have seen posted POS sales sit for days on end without making it to the post column. According to the bank, my "available" balance is still good up until the time when it notices one charge that will cause you to go over your balance. It is at this time that they will bring your one latest charge (most recent) and "post" it which will overdraw your "available" balance causing a single overdraft fee. This fee then puts your account way in the red and ALL OF A SUDDEN, all the "pending" transactions that were still pending for days, comes "POSTING" in and they continue to charge overdraft fees for the remaining pending charges!
I have fought with this bank and fought with them and they argue by throwing some charges at you and telling me that what I'm seeing is not the way it happened. BS! I'll pull up my ledger and see that I'm in the black, I'll see an overdraft fee for an item that was paid but still leaves me in the black and they argue the overdraft fee didn't fall there. WHAT?! How can I still be in the black and get an overdraft fee.
DO NOT BANK AT THIS ESTABLISHMENT if you value your dollar.
This bank will be your worst nightmare.
This report was posted on Ripoff Report on 03/15/2011 03:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Convenience-Bank/internet/First-Convenience-Bank-First-National-Bank-of-Texas-Bank-will-juggle-your-transactions-to-706385. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.