First Credit Of Amercia - My Perfect Credit - Clear Credit ripoff: Trying to get me to pay $59.95 for membership cancelation fee when I did not use there service. Carson City Nevada

I have been receving annoying phone calls from this number 1-866-505-2632 for the last two months. I didn't answer because I assumed it was some kind of solicitor after several annoying calls I finely answered. The women that answered talked really fast so I couldn't understand what she was saying not the name of the company or who she was. The only thing I could understand was they were some kind of collection agency and she was calling about my account. I told her I didn't know what she was talking about because I didn't owe any money to be turned over to a collection agency.

I wasn't going to pay them any money for something I didn't owe or received any service from them for a credit report. She insisted that it was a cancellation fee of $59.95. I said how could that be when I didn't us that site and I wasn't going to pay them any money.
I called the FTC on 8,4,05 I filed a complaint also was told to go on line to get my credit report to verify if I had put in for a credit check, witch I had not. I have a refferance number.

I continued to receive calls from that number and messages to call 1-866-505-8249 about my account. I called the FTC again on 8,11,05 about why I was still receving the calls. I was told I had to get some documentation in writting so when I got the call from the same number I answreed I got the name of the company First Credit of America.

The women I was speaking to was Miss Grayer. I asked for her first name and she said she was just knowen as Miss Grayer. She told me My account showed I owed $59.95 and if I payed this amount I would stop receving annoying phone calls from them. So I was to give then my credit card number.

I told her I wasn't going to give her any credit card. Then she wanted ne to give her my bank account number. I said I'm not going to give you any account number at all. I asked for her to send me all of the information she had about my account in the mail.

She told me that they didn't mail anything to anyone because the person could say they never received it. I contuned to tell her I was not going to pay them any money over the phone or on line to any of them.

She said well maybe you had better talk to someone else about this. I said that would be fine with me.

When the Floor Supervisor came on the line she said what is the problem about your account? I told her that I didn't owe or receive any service from the company they were trying to collect from and I wasn't going to give out my account numbers. She said that they were a mult-million dollar company and I should give them my account numbers so they could clear my account. I stated again that I was not going to do that. She said then are you refusing to pay this account? I said I'm not going to give you a credit card or bank account number. She told then the only recourse she had was to turn this back over to My Perfect Credit and there Attorney's would start leagle procedings aginst me. I said if that's what you need to be I guess you'll have to do it.

I also pressed the number to activate a block on my phone to stop anoying anoymous calls.

Donna
Trail, Oregon
U.S.A.