- Report: #153928
Report - Rebuttal - Arbitrate
Complaint Review: First Credit Of America
First Credit Of America300 N. Elizabeth, Ste 220B Chicago, Illinois U.S.A.
First Credit Of America fraudulently Representing MyPerfectCredit.com And ClearCredit.com MyPerfectCredit.com says DO NOT GIVE 1st Credit of America A DIME! FRAUD Ripoff Chicago Illinois
First Credit of America is representing themselves as a collections agency for MyPerfectCredit.com and ClearCredit.com. MyPerfectCredit.com was using First Credit of America (that's how they got our information) but are no longer because of their "fraudulent business practices." The man at MyPerfectCredit.com said, "First Credit was told to cease and desist with all matters having to do with MyPerfectCredit or Clear Credit last Thursday. They don't represent us. Do not give them a dime."
THIS IS FRAUD AT ITS WORST. A caller from First Credit of America actually threatened me by saying, "If you don't pay now, it's only going to get worse. The law will get involved and people are going to start coming to your house looking for you until you pay." I'm sure thousands are scared by these fear tactics and just pay up! How horrible!
And if you read the details of The Fair Debt Collection Practices Act (http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm) I'm sure you'll find that they are in violation of many aspects of the law.
If you need the peace of mind that you don't owe MyPerfectCredit or ClearCredit any money, call them and ask them for yourself.
877-469-7373 option 8
I called tonight and was on hold for a long time and got disconnected twice, but eventually talked to someone. I think that they are being overwhelmed by phonecalls dealing with this mess.
I plan to fax First Credit of America a Cease & Desist letter. I was given this information for First Credit by one of their callers.
First Credit of America
300 N. Elizabeth Ste 220B
Chicago, IL 60607
PLEASE BE SURE TO ALSO FILE A COMPLAINT WITH
the Federal Trade Commission at ftc.gov
the Better Business Bureau at bbb.org
the Illinois Attorney General at www.ag.state.il.us
the Internet Fraud Complaint Center of the FBI at www.ifccfbi.gov
This is so blatantly criminal and we must make authorities aware. Thanks Rip Off Report for a great source of information & support!
STOP! ..before you think about using the Better Business Bureau (BBB)... CLICK HERE to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! It has been reported, when there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleading perception they are giving about consumer confidence when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!
Click here to see Rip-off Reports filed where consumers say thank you Rip-off Report & badbusinessbureau.com, that we saved them money. Not included are the thousands of thank you e-mails we get every week.
This report was posted on Ripoff Report on 08/16/2005 09:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Credit-Of-America/Chicago-Illinois-60607/First-Credit-Of-America-fraudulently-Representing-MyPerfectCreditcom-And-ClearCreditcom-153928. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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