• Report: #165763

Complaint Review: First Data Leasing Company - CardService International - Metropolitan Adjustment Bureau

  • Submitted: Thu, November 24, 2005
  • Updated: Fri, April 11, 2014

  • Reported By:Philadelphia Pennsylvania
First Data Leasing Company - CardService International - Metropolitan Adjustment Bureau
4000 Coral Ridge Dr. Coral Springs, Georgia U.S.A.

First Data Leasing Company - Card Service International -Metropolitan Adjustment Bureau RIPOFF Forged my signature on leasing agreement sent to credit bureau, trying to extort money from me Coral Springs Florida

*Consumer Comment: I am in a similar situation !

*Consumer Comment: Sue

*Consumer Comment: Thank you, Idalis

*Consumer Suggestion: Check your credit report... First Data/Cardservice destroyed my credit!!! They might of done it to you too...

*UPDATE Employee: Merchant Was Refunded

*REBUTTAL Individual responds: MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

*REBUTTAL Individual responds: MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

*REBUTTAL Individual responds: MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

*Consumer Suggestion: Did it take 2 years or 4 years to settle this case?

*Consumer Suggestion: I lived the same horrors

*UPDATE Employee: First Data & Chris Gumino Settled This Report

*UPDATE Employee: Settled Case

*REBUTTAL Individual responds: i am gathering a few more statements against First data and Chris Gumino any support will help sink his ship

*Consumer Suggestion: First Data Ripoff

*Author of original report: Update of FDLS

*Author of original report: Update

*Author of original report: Update

*Author of original report: Update

*Author of original report: Update

*Consumer Comment: I got rip off by this company also

*Consumer Comment: HELP!

*UPDATE Employee: General Manager

*Consumer Suggestion: this company is not just unethical...it is ILLEGAL ..Contact an attorney!

*Consumer Comment: Sue them. the fact that they forged their name is punishable by law.

*UPDATE EX-employee responds: avoid cardservice international and their cronies leasecom and roma and others

*UPDATE EX-employee responds: avoid cardservice international and their cronies leasecom and roma and others

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I was contacted by an agent who claimed to be from CardServices International. We discussed some rates for my company acquiring a credit card terminal, and having the ability to process credit card payments. The agent for CardService International Chris Gumino faxed me over a blank lease agreement. I called him back immediately and informed him that I wasn't signing it because it was blank. He told me to fill it in with what I had agreed to. Two weeks later I received a letter in the mail from CardService International and First Data Leasing. The numbers to which I had agreed for with CardService had been changed. I immediately called Chris Gumino and was told that he wasn't in. I asked to speak to his supervisor, and was told that he would call me back.

Of course no one ever returned my call. I called CardService International and was told that the agreement that I signed wasn't cancellable. I ionformed them that we didn't have a contract.

I was sent to First Data Leasing and they sent me back to CardService International. I sent several faxes to CardService International, and First Data Leasing. They began to take payments out of my banking account with Citizens bank. I informed Citizens that I didn't have an agreement with either of these companies, and they (Citizens allowed them to deplete the account).
This nightmare has continued as First Data sent this account to Metropolitan Adjustment Bureau. I had CardService International, and First Data send me copies of the lease that I was alledged to have signed. The signature isn't mine. The agent for CardService International Chris Gumino forged my name.


My company has suffered as a direct result of this, and my personal credit has suffered as a result of this forgery. I was unable to get credit to purchase a car after my engine blew. I've been harmed financially, and emotionally as a result of this tactic by CardService International, First Data Leasing, and Metropolitan Adjustment Bureau.

This company Metropolitan Adjustment Bureau calls my cellphone and harasses me continually. Ms. Simpson calls my cellphone and leaves messages like when are you gonna pay up you dead beat, and what are you going to do file bankruptcy. No one should have to put up with this.

Christopher
Philadelphia, Pennsylvania
U.S.A.


This report was posted on Ripoff Report on 11/24/2005 06:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Data-Leasing-Company-CardService-International-Metropolitan-Adjustment-Bureau/Coral-Springs-Georgia-33065/First-Data-Leasing-Company-Card-Service-International-Metropolitan-Adjustment-Bureau-RI-165763. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 22Consumer 4Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

I am in a similar situation !

AUTHOR: DaveP - ()

Mr. Chris Gumino discussed merchant processiong cost asked me to fill out the paper application forged my signature and changed all the numbers. 

 

Charged me close to $500.00 and opened two different accounts under my business tax ID without my knowledge. 

 

We did not switch to his company obviously but Ignite Payments is refusing to close the accounts and asking me to contact Chris Gumino. 

 

any advise ?

 

Dave P

Chicago, IL 

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#2 Consumer Comment

Sue

AUTHOR: Bull dog - (U.S.A.)

Thank You, I was just about to do business with Chris at CardServiices, and I checked it out here.
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#3 Consumer Comment

Thank you, Idalis

AUTHOR: Michelle - (U.S.A.)

I would just like to say thank you to Idalis for having the honesty and integrity to call these people out for being the slime bags that they are. I only wish I had read this BEFORE I opened a merchant account with their associates.
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#4 Consumer Suggestion

Check your credit report... First Data/Cardservice destroyed my credit!!! They might of done it to you too...

AUTHOR: Dan - (U.S.A.)

Make sure you pull your credit report... If your situation is anything like what I experienced with First Data, then you should check your credit report. My story can be found on NewLawsNow.com .... Good luck...
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#5 UPDATE Employee

Merchant Was Refunded

AUTHOR: First Data - (U.S.A.)

Merchants money gets put on Hold all the time. Merchant was not to setup a merchant account because her company Brandco was a HIGH RISK company. Merchant wanted to run credit cards, so we ran it threw a HIGH RISK merchant processor. Merchant money was put on hold for 90 business and was released. Merchant was refunded all money's owed.

Fred
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#6 REBUTTAL Individual responds

MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

AUTHOR: Ceetee - (U.S.A.)

Wow, I wish I had come here before trying to get setup with this company. Mr. Gumino, charged 2 of my clients cards through a company he obviously has an interest in , All Pro Handyman. He ran my clients cards through this company because my account with him had not been setup yet.

This occured back in July of 2008 and I am yet to see a dime of the money my clients cards were charged.

One of my clients contacted me in Decmeber to let me know that his card had been run again. Chris told me to have my client disupte the charge.

He disputed the charge and was sent a host of bogus documents claiming he (my client) had in fact ordered products from this All Pro and the products had been delivered!! His name was forged to an invoice and the fedex tracking document showed a business and a business address for my client that does not exist for him.

The name on the Fed Ex slip is Mario Gumino, who I have learned is Chris' brother.

I am owed $5600 by this clown and client $1800. I have an attorney, not sure if my client does. I am sure my client as well as myself would be greatly interested in speaking to other vicitims who already have cases going.
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#7 REBUTTAL Individual responds

MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

AUTHOR: Ceetee - (U.S.A.)

Wow, I wish I had come here before trying to get setup with this company. Mr. Gumino, charged 2 of my clients cards through a company he obviously has an interest in , All Pro Handyman. He ran my clients cards through this company because my account with him had not been setup yet.

This occured back in July of 2008 and I am yet to see a dime of the money my clients cards were charged.

One of my clients contacted me in Decmeber to let me know that his card had been run again. Chris told me to have my client disupte the charge.

He disputed the charge and was sent a host of bogus documents claiming he (my client) had in fact ordered products from this All Pro and the products had been delivered!! His name was forged to an invoice and the fedex tracking document showed a business and a business address for my client that does not exist for him.

The name on the Fed Ex slip is Mario Gumino, who I have learned is Chris' brother.

I am owed $5600 by this clown and client $1800. I have an attorney, not sure if my client does. I am sure my client as well as myself would be greatly interested in speaking to other vicitims who already have cases going.
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#8 REBUTTAL Individual responds

MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

AUTHOR: Ceetee - (U.S.A.)

Wow, I wish I had come here before trying to get setup with this company. Mr. Gumino, charged 2 of my clients cards through a company he obviously has an interest in , All Pro Handyman. He ran my clients cards through this company because my account with him had not been setup yet.

This occured back in July of 2008 and I am yet to see a dime of the money my clients cards were charged.

One of my clients contacted me in Decmeber to let me know that his card had been run again. Chris told me to have my client disupte the charge.

He disputed the charge and was sent a host of bogus documents claiming he (my client) had in fact ordered products from this All Pro and the products had been delivered!! His name was forged to an invoice and the fedex tracking document showed a business and a business address for my client that does not exist for him.

The name on the Fed Ex slip is Mario Gumino, who I have learned is Chris' brother.

I am owed $5600 by this clown and client $1800. I have an attorney, not sure if my client does. I am sure my client as well as myself would be greatly interested in speaking to other vicitims who already have cases going.
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#9 Consumer Suggestion

Did it take 2 years or 4 years to settle this case?

AUTHOR: Dan - (U.S.A.)

Wow, What company takes 2 or 4 years to settle a dispute with their customers or victims. Why is a resolution posting 4 years later?
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#10 Consumer Suggestion

I lived the same horrors

AUTHOR: Dan - (U.S.A.)

reading your report is like reading my own story... please post the attornies you used to fight this company or have your attornies contact me.... and how did you finally come to a resolution.... i find it a little hard to accept your happy ending.... this company has put me through hell over the last 2 years.... hope it really was a happy ending to your nightmares.
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#11 UPDATE Employee

First Data & Chris Gumino Settled This Report

AUTHOR: First Data - (U.S.A.)

First Data & Chris Gumino Settle This Report with Customer, Merchant and Company are in Good Standings
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#12 UPDATE Employee

Settled Case

AUTHOR: First Data - (U.S.A.)

This report has been settle between customer and company.
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#13 REBUTTAL Individual responds

i am gathering a few more statements against First data and Chris Gumino any support will help sink his ship

AUTHOR: Hfs - (U.S.A.)

first data ripped me off too. Chris Gumino is a scam artist and want to make sure he is held accountable for his actions, send me an email and i will give you my attorneys info.
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#14 Consumer Suggestion

First Data Ripoff

AUTHOR: Blacksauto - (U.S.A.)

I have a similar issue with First Data... telling me I have a non cancelable lease for a lease I did not sign... they tell me my issue is with the credit cards services-Merchant Lynx, who by the way does not return phone calls either. So I wrote them back saying..... no, their issue is with the Merchant Lynx credit card services.... How can an invalid lease be non cancelable????

This has been going on for a year and a half..... My only suggestion..... do whatever you can to avoid First Data.... buy your credit machine outright, do not lease!!!!! There are plenty available out there for $300-$400. They try to lock you in for 4 years at $100 a month.... what a ripoff!!!! This company should not be in business. The only way they can do business is by scamming their customers and having them feel trapped...... so wrong, the government should shut them down.... Bad Business!!!
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#15 Author of original report

Update of FDLS

AUTHOR: Christopher - (U.S.A.)

My issue's with this company have now been resolved.
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#16 Author of original report

Update

AUTHOR: Christopher - (U.S.A.)

My issue's with this company have been resolved.
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#17 Author of original report

Update

AUTHOR: Christopher - (U.S.A.)

My issue's with this company have been resolved.
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#18 Author of original report

Update

AUTHOR: Christopher - (U.S.A.)

My issue's with this company have been resolved.
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#19 Author of original report

Update

AUTHOR: Christopher - (U.S.A.)

My issue's with this company have been resolved.
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#20 Consumer Comment

I got rip off by this company also

AUTHOR: Ly - (U.S.A.)

Hi, I am in the stage where Metropolitan Adjustment Bureau is contacting me for the money now. I am very pissed since I did pay the $500 early termination fee and now they asked for another $1292.62. This is unbelievable and unacceptable. I'd like to know what can I do to prevent this from happening and what to do to save my credit score.
Please help.
Thanks.

Ly- California.
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#21 Consumer Comment

HELP!

AUTHOR: Danielle - (U.S.A.)

To the ex-employees and others that show rebuttals:

How can we go against this company and put them out of business??? My personal credit has been ruined b/c of this AWFUL company. Any and all advice wanted ASAP. Metropolitan Adjustment Credit Bureau has all of my info now.
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#22 UPDATE Employee

General Manager

AUTHOR: Kimberly - (U.S.A.)

I am currently in receipt of a letter demanding a response from Metropolitan Adjustment Bureau on behalf of First Data Leasing. My companies original credit service was with CardServices Int'l. I need further info on how to respond.

I work for a company that MBS has sent a letter to.

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#23 Consumer Suggestion

this company is not just unethical...it is ILLEGAL ..Contact an attorney!

AUTHOR: Trish - (U.S.A.)

Hi,

What! this company is not just unethical...it is ILLEGAL. Contact an attorney in your area, or find one online in the area of the company which defrauded you. In most cases, an attorney will accept a case like this pro bono, which means there will not expense to you, and they will collect their fee from the company once the suit has been decided in your favor.

I wish you luck.
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#24 Consumer Comment

Sue them. the fact that they forged their name is punishable by law.

AUTHOR: Kyle - (U.S.A.)

just take them to court, sue them for every penny they have cost you + more, the fact that they forged their name is punishable by law. Writing here about it will not get crap done.
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#25 UPDATE EX-employee responds

avoid cardservice international and their cronies leasecom and roma and others

AUTHOR: Idalis - (U.S.A.)

i am an ex employee of cardservice international and yes they do rip off their merchants BIG TIME!!! not to mention it being a very hostile work environment. incorrect information is entered into the computer on purpose so merchant's switches are turned off.

the merchant monthly statements are severely confusing and supervisors cant and don't explain them. to all future merchants, check out this company before dealing with them. ERON learned from this company! i have seen merchants money be held for no real or legal reason. causing their payrolls to cease in the form of bounced checks.

these company has ruined many lives, careers and health of various victims.
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#26 UPDATE EX-employee responds

avoid cardservice international and their cronies leasecom and roma and others

AUTHOR: Idalis - (U.S.A.)

i am an ex employee of cardservice international and yes they do rip off their merchants BIG TIME!!! not to mention it being a very hostile work environment. incorrect information is entered into the computer on purpose so merchant's switches are turned off.

the merchant monthly statements are severely confusing and supervisors cant and don't explain them. to all future merchants, check out this company before dealing with them. ERON learned from this company! i have seen merchants money be held for no real or legal reason. causing their payrolls to cease in the form of bounced checks.

these company has ruined many lives, careers and health of various victims.
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