- Report: #943460
Report - Rebuttal - Arbitrate
Complaint Review: First Data leasing
First Data leasing5565 Glenrdge Connector NE, Suite 2000 Atlanta, Georgia United States of America
First Data leasing FDGL, Telechek, Jonathan J. Judge, Peter Boucher, John Elkins, Mark Herrington, Kevin M. Kern, Edward Labry, David R. Money, Ray Winborne,Henry R. Kravis, Joe W. Forehand, Scott C. Nuttall, James R. F First Data unlawfully reported to the credit burea on my credit Atlanta, Georgia
I was stunned as I should of had great credit, above 700... When I checked my credit report, there it was a derogatory charge off from first data for $748. It dropped my credit over 80 points. I contacted them and after moving through their channels all day finally I was directed to a collection agency, which told me that the charge was actually over $1300 after their collections fees, and the original charge was an early termination fee.
They said that even though I did not own the restaurant, or even that it was not my responsiblity, that I MAY have signed a personal guarantee. I had no idea I signed anything like that... So even though I never received a single notice nor where they sure I ever signed anything that I was responsible for the debt... So the credit I have worked on my whole life is partially ruined and even if I pay the ridiculous debt then it will not be repaired for several years because of this.. I am taking legal action against them. I cannot buy my home which I will lose. I believe this to be unlawful!
This report was posted on Ripoff Report on 09/19/2012 09:42 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Data-leasing/Atlanta-Georgia-30342/First-Data-leasing-FDGL-Telechek-Jonathan-J-Judge-Peter-Boucher-John-Elkins-Mark-Her-943460. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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