First Guaranty Bank Of Jacksonville Howard Shafer Jay Fant Bonnie Dennis Sandra Johnson Consumers Loosing The Battle - Jay Fant Goes To Washington If Jay Fant is going to represent in to Congress in Washington because he "cares" then why isnt he "seeing to it" his own customers bad experiance was made right and ex-employee Bonnie Dennis gets her meals between the bars yet? Jacksonville Florida

Mr Fant owner of First Guaranty Bank of Jacksonville Florida has on his bank's website firstguarantybank.com that he wants any questions or comment about the economy because is going to talk to congress this week in Washington? So he can get Washington to listen to him but the 75 jobless here because of a bank scam that occurred through his bank doesn't get an single invite from congress! Want to help Mr Fant? Be the change you want to see in others. Reverse the effects of wide spread corruption and hold all employees short and long term accountable in your own bank, sweep your side of the street.

Why aren't you pressuring the federally funded FBI, tax payer funded FDIC, the American peoples SEC, the tax payers department of regulations or the Florida tax payers financial services bringing this employee, Bonnie Dennis, her meals between the bars yet? Do you want the world to believe that

First Guaranty Bank and Trust of

Jacksonville Florida, is a self proclaimed, deep rooted, politically

powerful, questionably elusive and financially elite,

rich, arrogant, has seemingly risen above all laws of the land,

laws of common decency and laws of the bible? That owners Jay Fant II and III are not ignoring a destructive bank scam they know occurred using there banks money?

Does almost everyone in Jacksonville now know this banker turned a blind eye and his back on his own customer, a once trusting owner operator of a family restaurant that reported the bank's employee dipped into all it's deposits to complete the scam, it's restaurant business closed after it's deed was tranfered and even lost it's it's deed at hands of this bank after what was described in the local paper as "a rapid succession of bank transactions", others say it was just more carnage of employee Bonnie Dennis breaking the company's long overdue company glass ceiling at all costs, and she took no prisoners, an criminally ambitious female employee Bonnie Dennis broke that ceiling by closing untrustworthy loans or switching names on loans after loans were approved for other borrowers, she has been accused of tricking a customer into replacing the signature cards they left on file to protect the accounts from exactly this, (where is the FDIC insurance when the bank employees are in on it? Absent.) by just using her seemingly unsupervised position at the bank and calling customers on there cell phone - see cell phone records and notice date of new bank cards signed- telling them the signature cards they had on file were just temporary - after eight months - and she claimed they had expired. When the customer resisted instantly dropping everything because it would mean leaving a family funeral, the incompassionate froze the accounts voiding all the outstanding checks.

Mrs Dennis representing the bank's deposits department stated to the customer that the customer would need to pay the resulting fees that it would be their responsibility and the accounts would remain frozen until the "new" cards were signed. So the customer left the funeral to go be scammed at the direction of the banks employees with no recourse placed on them to this day!

Why isn't the federally funded FBI, tax payer funded FDIC, the American peoples SEC, the tax payers department of regulations or the Florida tax payers financial services bringing this women her meals between the bars yet? What are we paying taxes for again? Why not just continue eating the crumbs off the justice system floor? Why not be worried to turn the justice system against you?

I have worried, until I stopped throwing up, stopped crying tears, stopped making calls, writing letters, sending emails, stopped going to town meetings, stopped listening to the threats of the creep they arrested and the threats of his network of bank lawyers. Then I begin again.

This is my country, my state, my town and it will protect it's consumers as much as it protects citizens from all other crimes, and as much will mean very much before I am finished as God is my witness.

This isn't rocket science!! These crimes have been properly reported and the paper and money trail proof provided to Federal and state authorities that clearly no longer care about family's like these loosing there ability to protect what lifestyles they and their children had, unless those family's happen to be elite, low life, back stabbing banker's family's that's why.

They jump for them and stand on there head to keep their job now, it's just the way they roll now. Guess we all better get used to it. NOPE! God grant me the courage to change the things I can.

The "new" cards Mrs Dennis needed so bad? The "so called new cards she demanded were admittedly back dated and altered and used in a crime in which there was finally an arrest on Feb 27th, 2008.

The crime? Grand theft of the same family's deed they had proposed to pledged as collateral on a loan application that had been approved but the family was told that there appraisal did not appraise high enough and so they were made to believe they did not get approved and went on about their business. But they had been approved and the crime is listed in public record in duval county Florida and includes a reference to Bonnie Dennis and title lawyer Sandra Johnson, the booking report in duval county court house Feb 27th,2008 even states Mrs Bonnie Dennis ordered the closing documents altered in writing in such a way to remove the name of the borrower and insert another name. They did leave the old address though.

That other name was Shafer Development group which was created on the internet the day after Mrs Dennis and Mrs Johnson agreed to changed the names in writing, therefore she clearly used one borrower's approval and then planned with the man arrested to have the new name created on the internet the day after she put the plan into action. The day before, she demands the signature cards of one authorized person to replace bank cards and the next day she takes that customer out of it's own closing documents and uses those documents and approval to give 1.1 million to the man arrested for deed theft in this act. But...nothing happens to her....why? She clearly showed intent and is a very experienced professional in her field so I have no doubt she planned and executed the transaction in the take charge way she is well known for.

Yet...read the booking report, the government spares Mrs Johnson the attorney who constructed and witnessed and more importantly recorded the scammed deed as a sale from removed to avoid public record red flags of a "gift" or "theft" which ever come first would have brought on.

The banker Mrs Dennis is shown to just followed the direction of the man arrested,yet he did not lure the borrower into the bank threatening to freeze the accounts,she did, he did not write a letter to the title lawyer to shockingly just "switch names" boldly in a million dollar loan. I guess if you make a crime and rub it in the face of the regulators and the bank's supervisors and the criminal justice system these people really start believing it just can't be that blatant and it must somehow be ok or something. Ok, then where's the money? It went to the bank, the banker and the banks investors, the taxes, the government and o ther crook that was arrested, that did not work at the bank, he just walked in, and walked out with the deed plus a million dollar loan. What happen to the man they just had to have a new bank card from? He was locked out of those bank accounts and he never saw that money again, he lost his business which included 75 jobs he was supplying to the community-remember - got the "approval" for the million dollar loan, but was told he did not and did not think to ask for a confirmation that the "loan application" was destroyed and not allowed to be used for a bank scam. I wish this was the only hypocritical point...the customer also reported that the same women a so called executive of the bank called Mark Priester a branch manager the next working day after the secret scam had occurred but before anyone knew about it and told him to get the original borrowers signature by presenting him with a staged fake SBA 500,000.00 loan with check ready to go in the branch the next time this customer-still depositing money into this bank because he doesn't know he has been scammed yet--and he does but the customer doesn't take the bait this time (remember the signature card) and asks for time to review the this loan offer, he asks about his other loan, he gets a no on both points.

When they refused to allow him to review 500k loan offer the customer decided it was time to close his accounts and protect the deposits even the once he just made. They refused. He went outside and called the Jacksonville police hoping that they would force the bank to release the deposits and investigate what this banker was up to. What else could he do to bring attention to this warped loan application scam? The bank and the employee and the crook planned and executed and spent the stolen money, used the stolen deed and just let the loan go into foreclosure. So what? Then the bank filed a lawsuit against the the victim because his ownership clouded the title-of the stolen deed! To this day-no one is stopping them! How many government employees does it take to stop a criminal train of tears! The Victims have filed chapter 13 in an Shameful display of citizen and customer betrayal on behalf of protecting the elite, nothing less, nothing more. Congressman Cliff Sterns stated in a letter to the victims that, "The judicial system today is such that corporations are allowed to drive productive citizens like yourselves into bankruptcy before a resolution is provided. America, we and our ideals as Americans are at risk when the elite such as The owners of this bank, the Fants and corrupted employees are protected again and again for full profit at all costs on the backs of the customers who are being betrayed while trusting these so called financial "experts" with the most vulnerable information you can provide other then your health records, betrayed again and again by the elite that have there long and sharp teeth and claws so deep into their lavish lifestyle that they are not going to give that up even if they are victims themselves they can just pass it off as legitimate and let pass the loss to the loan applicant?

Who never got a loan? It appears that law enforcement is directed by elected officials who replace other officials and other officials who quivers at the thought of rooting those ever deeper claws out and repeatedly out talk the police and finds a safe haven anywhere it can rent with favors or lack of backlash from there network of elite and elites. The police cannot help as long as they have bosses just then succinctly positions itself to just grow numb by aligning itself with the elite for fund raisers and then distancing themselves from investigating the same "fund raising" big wigs while the outrage cry's of the people grow weaker day by day. This is not ranting. I love my country. This is action. Action is the only thing substantive to cause punitive change to the unholy greedy that worship the money God!

In case you missed it, the banker who is a CFO in
Jacksonville, Florida this day is Bonnie Dennis. Want
to help? Call or email and ask her ex-boss at First Guaranty Bank's CEO Jay Fant and ask when he is going to give his customer back their deed and ask him how many of these "questionable loans" she "verified" and closed on her rush up the executive latter before she jumped ship? How many of those same FDIC insured bank loans she closed to Howard Shafer are in foreclosure? ALL OF THEM? Ask him if he believes she really did a real credit check or just check the box that says she did? How does she check the credit of company's that don't exist? Going to Washington to take my country back from viral values spreading ethical sickness across our country? Aren't you tired of thieves who wipe there nose with the money they steal. You can still make this right if you really, really have ethical values. You can't have it both ways, you could appologize for God's sake and admit it right then when it happens on your watch, and make it right for the customers who were stolen from and appologize to them for taking so terribly long to do so. Help them help you by letting them get back to producing jobs, pay taxes and put money back into the system.

Respectful fear of more retaliation yet have
Faith in the truth and what's right, Florida
U.S.A.