• Report: #788151

Complaint Review: First Merit Bank

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  • Submitted: Thu, October 13, 2011
  • Updated: Thu, October 13, 2011

  • Reported By: Steven — Galion Ohio United States of America
First Merit Bank
260 Portland Way N Galion, Ohio United States of America

First Merit Bank First Merit Bank - Account Rip-Off Galion, Ohio

*Consumer Comment: Absolutely.

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This is a description of how First Merit Bank will steal money from your account with them. I have a couple of Bank accounts with different Banks and one of them is with First Merit Bank in Ohio.  When I opened  the account with First Merit Bank I was told there would be no fees of any kind with this account type for checking and savings by the Manager who opened the account for me.  Since I have more than

one account with different Banks, I opened the First Merit Account mainly for depositing local checks. Everything seemed OK with the account until recently.  I had a savings account balance and checking account balance, but I don't use the account much, just an occasional local check deposit.



What happened was that since I hadn't been withdrawing any money from either account, I had not paid much attention to the balance in the accounts. When I checked the balance today I found that they had entirely wiped out my savings account with fees and they are in the process of wiping out my checking account with fees.  What they did was to upgrade the accounts without my permission to an account type that has fees attached to it so they could extract money from both accounts.



If they did this to me you can bet they are doing it to other people.  First Merit Bank already has a class action suit against them for other scams with overdraft fees and I think this is another area where a class action suit would be in order.  If they won't make this right I'm going to picket the Bank ultil they do make it right and also contact a Lawyer.




This report was posted on Ripoff Report on 10/13/2011 12:07 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Merit-Bank/Galion-Ohio-/First-Merit-Bank-First-Merit-Bank-Account-Rip-Off-Galion-Ohio-788151. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Absolutely.

AUTHOR: Flynrider - (USA)

"If they did this to me you can bet they are doing it to other people.  "

   Thanks to the changes in consumer protection laws last year, the days of the free checking account are over.   Better get used to it.  If you have any other "free" accounts, better go check and see if they've changed.  If the bank still has your correct mailing address, you should have received notice of the account change (assuming you didn't toss it out with the junk mail).

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