- Report: #26037
Report - Rebuttal - Arbitrate
Complaint Review: First National Bank of Marin
First National Bank of Marinwww.fnbmarin.com Las Vegas, Nevada U.S.A.
First National Bank of Marin FNBM was a rip-off SCAM from the start; They ntentionally process payments slowly. Las Vegas, Nevada
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Well last month they called me at work telling me I was late on the payment I immediately called my wife asking her for an answer she said she had no bill. I said well it doesn't matter you have to pay regardless of bill. I check out my previous statement and notice the payment is due the next day. I called them back and did a check by phone + 5.96 fee for processing which is insane. Next month guess what my APR has increased to 49.99% this is no joke I printed the site where you can view your bill online.
I called them and demanded an answer to why my rate went from 18% TO 49% OVERNIGHT and they anwered it was due to my late payment it makes your interest rate triple. This is no s**t, I about went insane, they lowered it back down to normal since it was not late but please anyone who has this lame company please check your statement for bogus fee's and interest point changes. Thank god they reported good now I have a capitol one but still have theirs since it has no balance other than the fee they charge to it every month. They are not a scam in the sense they do deliver a real credit card. BUT I wouldn't recommend them to my worst enemy.
This report was posted on Ripoff Report on 08/03/2002 06:11 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Bank-of-Marin/Las-Vegas-Nevada/First-National-Bank-of-Marin-FNBM-was-a-rip-off-SCAM-from-the-start-They-ntentionally-pro-26037. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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