• Report: #153841

Complaint Review: First National Benefit

  • Submitted: Tue, August 16, 2005
  • Updated: Tue, August 16, 2005

  • Reported By:FORT EUSTIS Virginia
First National Benefit
MIAMI, Florida U.S.A.

First National Benefit ripoff, woman with a foriegn accent gave number that doesn't work I called my bank and told them what happen and stopped the check thanks for the info on this site! MIAMI Florida *EDitor's Suggestions on how to get your money back into your bank account!

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I got a call it was a woman with a foriegn accent. She says I'm Sharlen Dalson, she's with First National Benifit and you have been approved by the government to receive a 12,500 dollar grant. I said what for? She repied for the taxes you paid last year. All you have to do is fill out these forms we have and you will receive your money with in 70 days. And all it will cost you is a filing fee of 29.99.

I said okay she asked for my checking account number and I said why I'll use my credit card. She said no, we use the checking account to make sure you are who you say you are. Then she tried to get more money out of me by saying to sign for a calling call for 30.00 dollars. No, I replied so they gave a tracking number and a 1-800 number. They said the check would clear in two days.

so when I hung up. I wanted to ask how long will it take for me to get the papers. I dialed the 1-800 number it was busy for about an hour then finally I got threw(so I thought) a recording came on another a lady with an accent. Shes says please hold all our representatives are busy. Now instead of putting me on hold the recording is repeating the same thing over and over.

While I was waiting for someone to pick up I went on-line and typed in Frist National Benefit Scam, and I found this site say that many other people had been ripped off. So I called my bank and told them what happen and stopped the check. They told me I was going to be charged 5.00 dollars every time they tried to cash the check. Thats when I told them about the Bogus 1-800 Number they gave me. They replied they will wave the fees because of that. So if it's real they should call back I dout they will.


EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
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We are Consumer Advocates.
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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 08/16/2005 11:18 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Benefit/MIAMI-Florida/First-National-Benefit-ripoff-woman-with-a-foriegn-accent-gave-number-that-doesnt-work-I-153841. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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