• Report: #154168

Complaint Review: First National Benefits

  • Submitted: Thu, August 18, 2005
  • Updated: Thu, August 18, 2005

  • Reported By:Flint Michigan
First National Benefits
8350 Wilshire Blvd Suite 200 Beverly Hills, California U.S.A.

First National Benefits ripoff Beverly Hills California *EDitor's Suggestions on how to get your money back into your bank account!

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I was ripped off 29.95 dollars, by the above mentioned Company,First National Benefits. Some broken english speaking guy called me at the beginning of August 2005 told me that the federal government had a grant in the amount of $12,500. all he needed was some information varified so it could be transfered into my account and that during our talk I was asked to say yes to everything that this recording asked me. like a a*s I did as he instructed. He told me I would receive a welcome package in the slow mail which I have not received as of Aug. 18 2005,

I was also told that if I did not call and cancell this transaction after a 10 day period of receipt of said package, my account would be debited for $120.00 for some long distance telephone service as $299.95 for a manuale instruting me on how to get government grants. They got the $29.95 I will probably have to chalk that up to learning. I was able to stop the other though they did try and get it also even befor I receive the welcome package. I called the 800 number that is in this report and a broken english speaking woman answered the phone and told me there was nothing I can do because I agreed to every thing and played a recording of the conversation. Well I will see if I can do anything or not.

I have informed the California Attorny Generals Office as well as the Northern California BBB.

I really hope these Thieves can be stopped as well as punished by the Law.

Flint, Michigan

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
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We are Consumer Advocates.
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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 08/18/2005 04:54 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Benefits/Beverly-Hills-California-90211/First-National-Benefits-ripoff-Beverly-Hills-California-EDitors-Suggestions-on-how-to-ge-154168. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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