- Report: #313096
Report - Rebuttal - Arbitrate
Complaint Review: First National Credit Card Division Of First National Bank (Pierre, SD)---LEGACY CREDIT CARD
First National Credit Card Division Of First National Bank (Pierre, SD)---LEGACY CREDIT CARD125 West Sioux Avenue Pierre, South Dakota U.S.A.
First National Credit Card Division Of First National Bank (Pierre, SD)--- LEGACY CREDIT CARD No Credit Credit Card... imagine that... Pierre South Dakota
*Consumer Comment: First National Credit Card
I had remembered hearing something on the radio some time back about "credit fixing credit cards," but they had the opposite effect. Giving an initial credit limit of $250 and then with the annual fees of $50, acceptance fees of $119, as well as a participation fee of $72 it left you with a $9 credit limit left. After one month you incurred a $29 late fee, and no matter how much you paid on the card, it would never go under the $250 credit limit.
Remembering this story I took a minute to read the fine print. Found a magnifying glass and started to read. As i had figured it was the card I had previously been warned about. However my boyfriend did't head my warning. He now is stuck with this credit card he can't cancel, has over $350 on charges on it and he has never even used it.
Please, there are a ton of listing warning you about these types of credit cards. Please take the time, just a moment to discover if these companies that solicit you with "prescreened," "pre-approved" credit offers are any sort of legitimate. The company I am reporting is so quick to report late payments or limt overages, it further damages your credit, causes headaches and are just plain not worth it.
Before you fill out your next application for credit make sure it is a credit card that actually extends credit, that it is not a scam. PLEASE READ THE FINE PRINT & LOOK FOR: First National Credit Card division of First National Bank (Pierre, SD)---LEGACY VISA CREDIT CARD
St. Petersburg, Florida
This report was posted on Ripoff Report on 02/28/2008 05:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Credit-Card-Division-Of-First-National-Bank-Pierre-SD-LEGACY-CREDIT-CARD/Pierre-South-Dakota-57501/First-National-Credit-Card-Division-Of-First-National-Bank-Pierre-SD-LEGACY-CREDIT-C-313096. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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