• Report: #314744

Complaint Review: First National Credit Card (Legacy Credit Card)

  • Submitted: Tue, March 04, 2008
  • Updated: Tue, March 04, 2008

  • Reported By:Syracuse New York
First National Credit Card (Legacy Credit Card)
P.O. Box 247001 Omaha, Nebraska U.S.A.

Legacy Credit Card First National Credit Card (Legacy Credit Card) DO NOT ACCEPT THIS CREDIT CARD, IT IS A TOTAL RIPOFF Omaha Nebraska

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I received a credit card offer from First National Bank for a Legacy card. It stated that my credit limit would be $600.00. The card came five days later with a credit limit of $250.00. There was already a charge on the card for $189.00. I called the company and they stated that I needed to pay a one-time fee of $119.00, plus a annual fee of $50.00 plus a participation fee of $72.00. The last two fees are charged after this charge, yearly. So we have to pay them to use the card and it isn't even a gold card, it is just a plain old visa. This company neglected to tell me this before I decided to keep the card when it came, it wasn't until after I used the card did I find out that I had all these fees already on the card. The interest rate is also outrageous. Just a warning to all the unsuspecting people out there that haven't yet been burned. Do not accept the offer that comes in the mail or emails. If you have already done so, send the card back. It is a big ripoff.

Syracuse, New York

This report was posted on Ripoff Report on 03/04/2008 06:13 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Credit-Card-Legacy-Credit-Card/Omaha-Nebraska-68124/Legacy-Credit-Card-First-National-Credit-Card-Legacy-Credit-Card-DO-NOT-ACCEPT-THIS-CRED-314744. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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