- Report: #217320
Report - Rebuttal - Arbitrate
Complaint Review: First National Credit Card - Legacy Visa
First National Credit Card - Legacy VisaPO Box 5097 Sioux Falls, South Dakota U.S.A.
First National Credit Card - Legacy Visa Alluded to start-up "fees" and then charged $200 on first bill. ripoff Sioux Falls South Dakota
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Two other factors disturb me. (1) The one and only time I attempted to use the card -- for a $19 purchase -- it was denied. I have no idea why. (2) Making payments is inconvenient: there is no mechanism for electronic funds transfer from my bank to the account, no way to arrange automatic payments, and payment is limited to mail-in or money-wiring.
Finally, I attempted to cancel the initial credit application, realizing that the terms had not specifically itemized the amounts of start-up and processing fees. It was too late. There was no phone number to contact, and instead of any "convenience" at all -- I had incurred an immediate debt almost equal to the credit line offered.
All in all, this card might offer advantages to some. For me, it has been an expensive hassle.
This report was posted on Ripoff Report on 10/23/2006 09:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Credit-Card-Legacy-Visa/Sioux-Falls-South-Dakota-57117-9557/First-National-Credit-Card-Legacy-Visa-Alluded-to-start-up-fees-and-then-charged-200-217320. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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