- Report: #367078
Report - Rebuttal - Arbitrate
Complaint Review: First National Credit Card Legacy Visa
First National Credit Card Legacy VisaPO Box 5097 Sioux Falls, South Dakota U.S.A.
First National Credit Card Legacy Visa Charged bogus fees that were NOT disclosed upon pre approval. Sioux Falls South Dakota
*UPDATE EX-employee responds: Read Terms & Conditions-If there aren't any...Don't Sign...
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I knew the interest rate would be high because of my low credit scores.
I filled out the application online and was instantly approved. I received a card in the mail within 2 weeks. I used the card for two purchases on of $56 and the other for less than $20.
When I got the bill a couple of weeks later they had carged me a $119 "Acceptance Fee" and a $50 service charge also a $50 over the limit fee.
I was over the limit before I ever used the card because of all of the JUNK fees they applied.
My origional Credit Line was only for $250, they did not send me a credit card! They just sent me a BILL!
This company is a complete Rip Off and I told them over the phone they are commiting Consumer Fraud! The girl then asked me if I could go ahead and make my minimum payment of $80 over the phone now? Are you Kidding ME?
This report was posted on Ripoff Report on 08/26/2008 11:31 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-National-Credit-Card-Legacy-Visa/Sioux-Falls-South-Dakota-57117/First-National-Credit-Card-Legacy-Visa-Charged-bogus-fees-that-were-NOT-disclosed-upon-pre-367078. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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