- Report: #257239
Report - Rebuttal - Arbitrate
Complaint Review: First Premier Bank Card
First Premier Bank Cardfirstpremier.com Sioux Falls, Idaho U.S.A.
First Premier Bank Card Ripoff dishonest credit card company SCAM BEWARE!!!Sioux Falls Idaho
*Author of original report: First Priemer Bank Card
*Consumer Comment: Laughint
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Yeah, you read it correctly...a $25.00 late fee for not paying 54cents!!! I told them to close the account. The representative was rude as usual and told me that in order to close the account, I had to pay the fees. I explained to her that I refused to pay those fees especially since I had not been using the card for months and had paid the balance in full as of April. After what seemed like hours of arguing, she waived the monstrous fees but told me I still had to pay the $25.00. By this time, I was IRATE!!! I told her there was no way I was going to pay $25.00. I explained to her that I had one other credit card with a $5,000 limit and was never asked to pay any ridicuolus fees. I explained to her that I had already built my credit and found the card useless and a rip off! She still refused to help ao I demanded that I speak with someone else or they would be speaking with my attorney. She told me that if i did not pay the $25.00 they would destry my credit. Unbelievable!!!
(Ok, so I could have paid the $25.00 but it's a matter of principle). I finally spoke with a supervisor after what seemed like several more hours and she told me that I was lucky that they had waived the other fees...AS IF! She then proceeded to tell me that they would remove the late fee after doing some type of "tracking" on the account and that all of this would take place in two days. I really do not believe that this is going to happen but I will give them the benefit of the doubt. I will absolutely call back in exactly 48 hours to see if the situation has been rectified. To anyone else that is even remotely thinking of building or rebuilding their credit...DO NOT ACCEPT THIS CREDIT CARD'S OFFER!!!
This report was posted on Ripoff Report on 06/27/2007 01:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Premier-Bank-Card/Sioux-Falls-Idaho/First-Premier-Bank-Card-Ripoff-dishonest-credit-card-company-SCAM-BEWARESioux-Falls-Ida-257239. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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