• Report: #618642

Complaint Review: First Premier Bank Credit Card Company

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  • Submitted: Tue, June 29, 2010
  • Updated: Tue, June 29, 2010

  • Reported By: Monica — Fostoria Ohio United States of America
First Premier Bank Credit Card Company
Internet United States of America

First Premier Bank Credit Card Company Credit Card Criminals Internet

*Consumer Comment: Preying upon people with poor credit

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I got a credit card with First Premier. I needed to re-establish my credit after a bankruptcy, and this company was pretty much the only one that would "help". I could only get a limit of $300, $221 of that taken out in fees automatically. I waited and waited for a first bill, never to receive one. I called and requested one, only to be told my account had been sent to collections after missing two payments. Can't pay a payment if I dont get a bill in the mail. Now I have $474 in bad debt sitting on my credit report because they never sent me a bill. They have collections agents calling my home and work harrassing me for money that I was never billed. The emotional toll their harrassment is taking on me is unbelievable. They will call six and seven times a day from different phone numbers. All of this for $474.

This report was posted on Ripoff Report on 06/29/2010 06:14 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Premier-Bank-Credit-Card-Company/internet/First-Premier-Bank-Credit-Card-Company-Credit-Card-Criminals-Internet-618642. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Preying upon people with poor credit

AUTHOR: MsTracy - (USA)

I'm in the process of filing bankruptcy myself, and I'll be in your situation soon.  Thanks for the "heads up"; if I get any mail from "First Premier", I'll throw it in the garbage where it belongs.  It's hard enough to re-establish credit without some predatory credit card company taking advantage of people.  A little knowledge can be a dangerous thing, but in this case, it helps.  Thanks again!
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