- Report: #438704
Report - Rebuttal - Arbitrate
Complaint Review: First Premier Bank
First Premier BankP.O. Box 5524 Sioux Falls, South Dakota U.S.A.
First Premier Bank, I'd rather borrow from a Mafia loan shark. Sioux Falls South Dakota
*Consumer Comment: First Primier Is A Legit Company
*REBUTTAL Individual responds: First Premier Bank Is Not a RipOff
*Consumer Suggestion: total ripoff!
*Consumer Comment: First Premier is great!
*Consumer Suggestion: What?
*Consumer Suggestion: The Employee is right
*UPDATE Employee: Understanding responsiblility and accountability.
First Premier Bank failed to do its market research before sending me a preapproved credit card, and then a second card. If the bank had done its research, it would have discovered that I have had three federal, Chapter 7 bankruptcies (1986, 1996, 2003); that I have a 43-year history of clinically diagnosed manic-depression (bipolar disorder), meaning that I like most bipolar people in their manic phase am insanely reckless and profligate with money; that my only income is a monthly Social Security disability benefit check for $1,234; that I have had numerous stays in mental hospitals and jails; and that additional evidence totally disqualified me from the use of any credit card from any lender--except for bottom-feeder predators like Frist Premier Bank.
First Premier Bank's collection unit, for more months than I can count, has dogged me for repayment by mail and phone calls. I once threatened one of their collectors, saying I knew where she worked and I had an M-16 (our Army's assault rifle) and if First Premier didn't stop trying to collect from me money I didn't owe them, I was going to kill everyone in her office. My threat failed; First Premier to this day still phones me daily--and constantly through the U.S. mail offers me deals by which I need only to pay it 60% of my alleged debt to them.
First Premier Bank isn't very bright. It has, quite arguably, by now spent more money on colledtion expenses re: me than I allegedly owe it.
This report was posted on Ripoff Report on 03/28/2009 05:41 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-Premier-Bank/Sioux-Falls-South-Dakota-57117-5524/First-Premier-Bank-Id-rather-borrow-from-a-Mafia-loan-shark-Sioux-Falls-South-Dakota-438704. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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