• Report: #54431

Complaint Review: First Premier Bank

  • Submitted: Fri, April 25, 2003
  • Updated: Fri, April 25, 2003

  • Reported By:Detroit MI
First Premier Bank
900 W Delaware Sioux Falls, SD Nationwide U.S.A.

First Premier Bank First Premier Bank is a fraud business Sioux Falls, SD

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First Premier Bank has a credit card that they extend to people to help rebuild their credit. However, every year they charge a humungous membership fee. Recently, I have asked them--over the internet--to explain why each statement contains a participation fee. They have refused to say anything except they want ME to CALL THEM so they can explain. What is so difficult with the explanation that it can't be given on line? I, too, have made a large payment and they held it for 15 business days. I fail to see how they can get away with that when it is against the law now for banks to hold a check any longer than 5 business days. Furthermore, like others, what constitutes them holding your money for 15 days before crediting? Are they placing them in a savings account somewhere to collect a certain amount of interest? What about their membership fee? They take up over half of your balance just to have a card. Next renewal time, I believe I will cancel it. They are charging almost $200 a year to use a card that has a little limit on it. I am considering writing my Department of Banking and Finance in my state to see if anything can be done about what they are charging people. If you don't need them, close your account. Agnes Detroit, Michigan
U.S.A. Click here to read other Rip Off Reports on First Premier Bank CLICK HERE ... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 04/25/2003 10:44 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Premier-Bank/nationwide/First-Premier-Bank-First-Premier-Bank-is-a-fraud-business-Sioux-Falls-SD-54431. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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