• Report: #436684

Complaint Review: First Premierebank

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  • Submitted: Mon, March 23, 2009
  • Updated: Mon, March 23, 2009

  • Reported By:Atlanta Georgia
First Premierebank
Po Ox 5147 Sioux Falls, South Dakota U.S.A.

First Premiere bank Ripped Off Sioux Falls South Dakota

*Consumer Comment: First Premier Bank

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I applied for a first premiere credit card online because it was fast to get the card. When i got the credit card it said my credit limit was $250.00 but as i started read further down it said the my available credit was $72.00 and that $178.00 was for fees and charges. So I call the company and ask them what is going on and they credited me only 49.99 back which was the annual fee. I just kept the card. What can I do to get the rest of the money put back on the card.

Teadoff
Atlanta, Georgia
U.S.A.


This report was posted on Ripoff Report on 03/23/2009 08:39 AM and is a permanent record located here: http://www.ripoffreport.com/r/First-Premierebank/Sioux-Falls-South-Dakota-57117/First-Premiere-bank-Ripped-Off-Sioux-Falls-South-Dakota-436684. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

First Premier Bank

AUTHOR: Edgeman - (U.S.A.)

Teadoff,

This is not a ripoff.

First Premier Bank specialized in providing cards to people with subprime credit. Whereas many banks will demand a deposit before issuing a credit card, First Premier simply loads the card with the fees that the customer agrees to on the balance.

These fees are disclosed on the solicitation letter and in the terms and conditions.

Fees aside, the card isn't a bad deal for those trying to rebuild their credit. It certainly beats those 30% interest cards.
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