- Report: #437297
Report - Rebuttal - Arbitrate
Complaint Review: First USA Bank - Palisades Collection LLC
First USA Bank - Palisades Collection LLCP. O. Box 15298 Wilmington, Delaware U.S.A.
First USA Bank - Palisades Collection LLC First USA Bank, Palisades Collection LLC is trying to collect on a credit card debt that was paid in 2000! Wilmington Delaware
*Consumer Comment: What to do
I tried to explain the situation to them. I was told that if I couldn't produce the receipt that I must pay it again. Who keeps receipts that long? Frustrated, I called my local Attorney General, who told me to just ignore the letters. Since it came off my credit report, they could not legally put it back on. I sent them a letter explaining what the Attorney General said, yet 3 years later I am still getting collection notices and harrassing phone calls!
It should be illegal to try to collect debts that have passed the statute of limitations. I have had the same mailing address for 20 years, and the same phone number for 9 years. If I truly owed this bill, why did it take them 6 years to contact me again? I've been here the entire time! They know that this bill has been paid, but they are using harrassment to try to shake me down again. I know that some people fall for it, which is a shame, because it is nothing but a scam!
Princeton, North Carolina
This report was posted on Ripoff Report on 03/24/2009 06:27 PM and is a permanent record located here: http://www.ripoffreport.com/r/First-USA-Bank-Palisades-Collection-LLC/Wilmington-Delaware-19850-5298/First-USA-Bank-Palisades-Collection-LLC-First-USA-Bank-Palisades-Collection-LLC-is-tryi-437297. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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