• Report: #90175

Complaint Review: Fleet Credit Card Service

  • Submitted: Tue, May 04, 2004
  • Updated: Tue, May 04, 2004

  • Reported By:Cleveland Virginia
Fleet Credit Card Service
Po Box 15480 Wilmington, Delaware U.S.A.

Fleet Credit Card Service ripoff Wilmington Delaware

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Opened the account with 2 balance transfers in 2001. Paid more than minimum payment every month with out missing a payment.

Raised credit limit in 2003 so I transfered another higher interest card to this account.
Feb. 2004 received a letter stating there would be a change in my account, but no terms listed. If I refused not to accept these terms I must reply by March 22, 2004
With no idea of terms, I did not reply.

My May statement arrived with a great increase in interest rate. Contacted customer service, and summited written request refusing these terms. Fleet sent a letter telling me that I could not refuse because I did not reply by March 22.

There answer was that there decision was made on a credit report from Trans Union. I was 2 days late with a payment in 2000 before this account was ever opened and the only late payment on this entire credit report. They said that the interest was raised because of level of delinquency.

If this one late payment was the problem, why did they open the account, and why did they raise the credit limit!

Larry
Cleveland, Virginia
U.S.A.

This report was posted on Ripoff Report on 05/04/2004 02:13 PM and is a permanent record located here: http://www.ripoffreport.com/r/Fleet-Credit-Card-Service/Wilmington-Delaware-19850-5480/Fleet-Credit-Card-Service-ripoff-Wilmington-Delaware-90175. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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