- Report: #1034857
Report - Rebuttal - Arbitrate
Complaint Review: Fleet Credit Card Services
Fleet Credit Card ServicesP. O. Box 15480 Wilmington, Delaware U.S.A.
Fleet Credit Card Services Reduce Credit Limits Twice in a Year Unreasonable Over-the-Limit Fees Don't Apply Cash payments for 10 days Wilmington Delaware
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If your credit limit is 2700 and you owe 2650. They charge the finance charges first. Once this is added this may take you over your credit limit which then gives them the ability to charge another $35 fee for that.
Last Friday I paid down the bill to 2600 and had to fight with a supervisor to free up the available credit because it was done through Western Union Quick Collect. Today I checked online and they have reduced my credit line from $2700 to $1000 and they don't give any warning before performing these actions. The day they decide to drop it, it is done instantaneously. If you were away on vacation or a business trip, you would be out of luck because they also don't do anything to help you.
They review your credit line every due date to reduce the credit limit.
Unfortunately Bank of America does not throw them out of business until first quarter 2005.
Bronx, New York
This report was posted on Ripoff Report on 08/27/2004 07:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/Fleet-Credit-Card-Services/Wilmington-Delaware/Fleet-Credit-Card-Services-Reduce-Credit-Limits-Twice-in-a-Year-Unreasonable-Over-the-Limi-1034857. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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