Ford Credit is the most scandalous company you will ever do business with. I will just do a number list of the things that Ford Credit did to me. 1. Falsify there invoices (Almost every time you make a payment, you will see your new invoice is off by 100 dollars or more. Don't be like me and have online invoices,but this doesn't matter either because they will just be the falsified invoices they send you anyways)
2. If you ever do an extension they claim to just give you free time and add the payment to the end of the contract ,wrong.They wil make your 11 payments now 12 payments.
3.Repossessed my Ford Ranger the day before Christmas.I was 2 months behind yes but I made a payment 3 days before.
4.Claim if you make a payment using ebill it will post the next day. Wrong. It will take at least 3 or 4 days,maybe use the phone system and pay 5 dollars.I found out the hard way the day before Christmas.
5.Won't discuss your account with you if your even 1 dollar behind in payments and if you are not behind 1 dollar believe me they will falsify things to make sure you are.
6. An attorney would have a hard time pursuing these mafia criminals I call them because all there invoices are falsified.(Better make copies of your invoice)You will see not one invoice from one month to the next adds up,the customer is always on the lsoing end)
7.They don't want you to pay off your vehicle(I owed 4,900 6 months ago now magically I owe 5700 to pay off my truck even though I made over $2000 in payments since that time.
Now I know why the only company that isn't begging from the government yet because if you rip off all your customers like this you don't need to.
The previous people that talked about how rude they are and called them hypnotized monkeys is the only nice thign si could say about them. Belive me you will be a brokend man or woman after dealing with them. I hope no one has to learn the hard way like I did.