Frederick J. Hanna & Associates Lisa Ward, Michelle Fane unprofessional, fraud perpetrating & refuse to make it right, Internet

It looks like Rip Off Report redacted my links on how to fight debt collector lawsuits for Hanna and Zwicker, and for help blogs.  For help with the lawsuits you can do a Google search for a book and website by Allen Harkleroad titled Stick it to sue happy debt collectors.  The help blog I linked is Next Level Unlimited Credit.  I do not have any stake in any of these sites, I am just posting to try to help other consumers.  I do understand why Rip Off Report redacts links however.

Bud Hibbs is an excellent source too, but I'm not sure you will be able to find a local atty. through them, as they are hard to find if you don't live in a big city.  Great if you can however.  If not, you can either use the self-help resources, or find your own local atty.  (most only offer bankruptcy - which may be your main option now if they have a garnishment and  you can't find help to vacate the judgment if it was obtained through fraud or if you were not served).

This is the one thing people cannot seem to understand.

STAY OFF THE PHONE!!!

Phone calls do not protect your rights under the law.

And, speaking to a debt collector on the phone will NEVER produce positive results for you.

Speaking to a debt collector on the phone WILL make things worse for you.

And, for the other contributor, Fred Hanna is BOTH an attorney, AND a debt collector, under the law.

I have gone rounds with Hanna, and beat him badly.

Nobody can garnish your pay without FIRST suing you and winning.

Hanna specializes in what is known as "sewer service", where they serve you at an old or even totally bogus address knowing you won't respons, and then they move quickly for a default judgement, and subsequent garnishment order.

If they claim they sued you, go to the clerk of court and get every piece of paper filed in the case, paying special attention to the affidavit of service on the summons.

File Bar Association complaints, as well as FTC complaints, and then a counter suit for damages.

go to www.budhibbs.com and read about these scumbags. It seems that Hanna will lie on court affidavits about his position and most affidavits attached are bogus in the information stated. Fred J. Hanna is NEVER to be trusted, his court filings should ALWAYS be challenged. Fred is concerned about one thing; separating you and your money.

Contact me for referral to a local consumer law professional if you are involved with Hanna - from bud hibbs

The Georgia Supreme Court says Hanna is a "law firm," so you have to submit a bar complaint vs. them (and not a consumer complaint with the state OCA or federal FTC -- but fine if you do that too anyway).  You may submit a bar complaint vs. Fred Hanna (the owner of the "firm") and any atty. that may have contacted you that also violated bar rules for atty.s:

(Call and ask for a bar complaint, and if they have them online):

State Bar of Georgia
www.gabar.org
104 Marietta St. NW, Suite 100
Atlanta, Georgia 30303
(404) 527-8700
(800) 334-6865
FAX: (404) 527-8717

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See below for info. on where to look for sample do-not-call letters vs. Hanna, and how to fight Hanna lawsuits and WIN (feel free to post on here too for more info.):

Info. for fighting Hanna lawsuits:

(((ROR redacted)))

Hanna consumer complaints and blogs:

http://nextlevelunlimited.net/blog/fredrick-j-hanna-collection-debt-or-hanna-barbera-crook-or-cartoon/

http://www.ripoffreport.com/Search/Frederick-J_-Hanna.aspx

Submit a Georgia bar complaint vs. Fred Hanna and other Hanna attorneys:

http://gabar.org/contact_the_bar/

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Sample do-not-call/ validation letter vs. Hanna:

Date:  April 9, 2011

Frederick J. Hanna & Associates, P.C.
Debt Collectors
1427 Roswell Rd.
Marietta, GA  30062

Account number(s):  (See Enclosed)       
                       
RE:  Request for Validation of Debt, 15 U.S.C. 1692g

Dear Sir or Madam:

This is my formal notice that I am disputing this debt, and requesting immediate validation under Section 809 of the Fair Debt Collection Practices Act, 15 U.S.C. 1692g, of the debt from your office.  I am requesting that your office immediately send me a copy of the following documents: (a) the name, address, and phone number of an employee of the original creditor that can validate the debt, (b) proof of who is the current legal owner of the debt, and that you represent the original creditor or debt buyer, and (c) the original signed note, contract, credit agreement, or instrument creating the debt.

I am disputing this debt for the following reasons:  this debt has not been validated.  I do not know whether your debt collection company is the legal owner of this debt or not, or if the amounts charged are valid.

This is also my formal notice under 15 U.S.C. 1692c, to you to cease all further communications with me, my family members, and my associates and all third parties, unless I give you express permission to do so.  You have my express permission to mail me the requested validation documents to the address listed below, but I do not give you permission to contact me over the phone, or in any other way except as specifically addressed in this letter.
                    
This letter is not meant in any way to be an acknowledgment that I owe this money.


Sincerely,


John Doe
P.O. Box 0000
Atlanta, GA  30300

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.