• Report: #748942

Complaint Review: Freshstart Living Ltd

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  • Submitted: Mon, July 04, 2011
  • Updated: Sat, August 02, 2014

  • Reported By: bob l — United States of America
Freshstart Living Ltd
2nd Floor Oak Court Clifton Business Park, Salford Internet United States of America

Freshstart Living Ltd Fresh Start, Andrew Camilleri, Bankrupt, Property, FSL Bankrupt running a Limited Company Internet

*Consumer Comment: Absolute Living Developments Ltd, Summerberry Residences, Colonnade House

*Consumer Comment: freshstart living, empirical property group,urbanblox

*Consumer Comment: freshstart living, empirical property group,urbanblox

*Consumer Comment: freshstart living, empirical property group, pf advisors ltd

*Consumer Comment: freshstart living, empirical property group, pf advisors ltd

*Consumer Comment: freshstart living, empirical property group, pf advisors ltd

*General Comment: My advice

*Author of original report: www.freshstartliving.com

*Author of original report: Andrew Camilleri

*Author of original report: Just seen this on another forum

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Hi There,I've recently come into a lot of money via a death in my family and am looking to invest it in property. Looked on the internet a few weeks back and came across this company - Fresh Start Living.I spoke one of the sales guys on Friday 1st July at FreshStart Living and asked who was the Managing Director there and was told it is Andrew Camilleri so I went away to do my due diligence on him.In the insolvency register (www.insolvency.gov.uk) It says that Andrew Camilleri is bankrupt, I've provided the link belowhttp://www.insolvency.gov.uk/eiir/IIRSearchNames.asp?court=SALF_Salford&courtname=SALF_Salford&office=&officename=&OPTION=NAME I've spoken to my solicitor and he said that if a Managing Director is bankrupt then he can't be a Managing Director or have anything to do with running the show at Fresh Start - apparently that is illegal.I called Freshstart Living back again and spoke to a person with a very broad manchester accent called Paul and asked him who the managing director was again just to make sure and he confirmed it's Andrew Camilleri. I then asked him whether Andrew is in the office so I could speak to him, Paul told me he wasn't available but that he is really passionate about the company and around alot and manages the whole company and will meet up with people if they come to their office.I put the phone down because I got massively concerned that not only is the managing director bankrupt but after looking at previous comments on here a lot of people where saying bad things and that the company has countless accounts set up on companies house - it all looks very dodgy. Has anyone on here bought from Fresh Start Living? Am I getting this wrong or should I stay away?I've got over 2 million to invest and need to ensure I invest it in the right way! Please Help! Bob 

This report was posted on Ripoff Report on 07/04/2011 11:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/Freshstart-Living-Ltd/internet/Freshstart-Living-Ltd-Fresh-Start-Andrew-Camilleri-Bankrupt-Property-FSL-Bankrupt-runn-748942. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Absolute Living Developments Ltd, Summerberry Residences, Colonnade House

AUTHOR: anonymous - ()

Colonnade House Construction Limited

The Debt 

CIK have been instructed to recover a debt of £122,261 owing from this company for air supply and extraction work carried out on Colonnade House in the Summer of 2012.

Colonnade House was converted into student apartments (PODS) in 2012 and is located at Sunbridge Road, Bradford, BD1 2LQ. It has been rebranded twice since then, first to The Fort and now to Summer Berry Residences,presumably to try and avoid bad financial press.

EPG Group 

The property group behind Colonnade House have serious bad debt form. The holding company is Empirical Property Group Limited - EPG (name changed from Fresh Start Holdings (Manchester) Limited in January 2013) which owned the company FSL Properties Colonnade Limited that owned Colonnade House. EPG was incorporated in February 2011.

The Directors of EPG are Charles Cunningham, Philip Wright and Christian Yates with Cunningham owning 10% of the shares and a Alan Pierce 90%.

Alan Pierce and Philip Wright have had previous property companies that have gone into compulsory liquidation, Wrightchoice Developments Limited (Company Number: 03768709) owing £4.2M and Pierce Properties Limited (Company No. 06578485). There is another individual Andrew Camilleri who has been involved but he was made bankrupt in 2011 for £9M and had to resign his directorships.

The group was fronted until recently by Fresh Start Living Limited (FSL) where Cunningham, Wright, Pierce and Camilleri were all Directors. The FSL acronym has been used in numerous company names within the group. Fresh Start Living went into compulsory liquidation in December 2013.

Colonnade House Company Structure

Like other properties purchased by EPG (there have been 15 or so similar to Colonnade House) there is a company that owns the freehold, a company for the contractors and a lettings/management company.

For Colonnade House they were as follows:

  • FSL Properties Colonnade Limited (Incorporated August 2011) Directors: Philip Wright
  • Colonnade House Construction Limited (Incorporated May 2012) Directors: Philip Wright then Paul Statham-Walker
  • FSL Management Colonnade Limited (Incorporated May 2012) Directors: Philip Wright then Paul Statham-Walker
  • Buy to Let Bradford LLP (Incorporated October 2013) Directors: Paul Statham-Walker

FSL Properties Colonnade Limited went into voluntary liquidation in June 2014.

Colonnade House Construction Limited and FSL Management Colonnade Limited are being dissolved by Companies House due to the two companies having never filed accounts. A commentary on Buy to Let Bradford will be made under Christian Yates's bio.

We understand that the main contractors to Colonnade House via Colonnade House Construction Limited, including our client, have not been paid and there is a view that there was no intention of ever paying them.

Colonnade House Value

There are 224 student apartments of which at least 52 have been sold on 125 year leases at an average value of £40,000.

The freehold was sold by FSL Properties Colonnade Limited in November 2012 to a London based property company called Four Daughters Limited for £773,760. It is not known at this stage who has the beneficial interest of the 224 leases but it is presumed that the imputed value of £9M (224 apartments @ £40,000) lies somewhere within the EPG Group, as does the cash from the sale of the freehold.

It should be noted that the net assets of EPG went from £2M in July 2012 to £23M (mostly fixed assets) in July 2013, which may account for the Colonnade House missing assets.

Other Similar Properties

It would appear that a property, Montgomery House of Demesne Road, Whalley Range, South Manchester, M16 8HP, has gone down the same route and one presumes that other properties in the group have had a similar fate.

  • FSL Properties Montgomery Limited. Directors: Philip Wright
  • XXX Construction Limited (Investigating name)
  • FSL Management Montgomery Limited. Directors: Philip Wright

FSL Properties Montgomery Limited went into compulsory liquidation in January 2014.

FSL Management Montgomery Limited went into compulsory liquidation in January 2013.

Other potential sites are Empress Mill, Greenock, St Thomas, Victoria Halls and Ford Lane. 

Relevant Directors

They are Charles Cunningham, Philip Wright, Christian Yates and Paul Statham- Walker. There are approximately ~ 25 companies active in the group, all owned or influenced by EPG.

All these companies give a registered office of 7 Empress Street, Manchester, M16 9EN but this is a post drop. They actually all work from Suite 7C, 7th Floor, Blackfriars House, Parsonage Gardens, Manchester, M3 2JA.

Charles Cunningham (DOB Dec 1978)

Charles is the CEO of EPG and a 10% shareholder. His bio is well documented on the internet.

We are looking to prove in due course that he is a shadow director of the Colonnade group of companies.

Yes, I met him twice whilst we were chasing monies. It was him who offered other properties as equity, at their offices in Swinton at the time. Bxxxxxx was driving a S65 Mercedes, cost new £120K!

Cunningham is or was until recently a Director of ~ 15 companies within the group. Those with a bad debt track record are as follows:

  • Fresh Start Living Limited - Compulsory Liquidation December 2013
  • Empirical Property Group Limited (EPG) - Has recent CCJs
  • Urban Blox Limited - Has recent CCJs (Resigned May 2014)
  • EPG Construction Limited - Has recent CCJs (Resigned April 2014)
  • Student & Affordable Property Limited - Forced to resign from this company and 2 other related SAP companies in October 2013. The people behind this company had loaned monies to EPG in 2012 and their comments were as follows:

I am aware of the appalling behaviour and financial mess caused by EPG and those connected to it. We are all one of a number of people who are suffering losses at the hands of this company. We have severed all connections with them other than unfortunately having an outstanding loan to them, which we made before we realised how dreadful their financial situation was. It remains to be seen how big our losses will become .I am afraid all I can do is look on helplessly from outside. I do hope that you manage to get recovery of what is due to you and your client.

 

Cunningham's current group defence is that EPG has a claim against lawyers on the Trafford Press property of between £5M and £250M. No evidence can be found for the validity of this claim and one would suggest that it is just a flanker to buy time.

 

Christian Yates

Christian is the only non-executive Director of EPG and has an impeccable bio and it is thus confusing as to why he should have blotted his CV with the EPG crowd.

 

http://www.shorecap.gg/media-centre/shore-capital-appoints-senior-adviser

http://www.jonathanfry.co.uk/our-people/

 

We are unsure of his role within the EPG group but he does have a financial interest noted on the website of Buy to let Bradford LLP, where Paul Statham-Walker is the Director, with a postcode that matches the 7 Empress Street address, as follows:

 

Buy To Let Bradford is an exclusive Investment Agent acting on behalf of Cherif Investment Properties Limited and Lord Beaverbrook. The Development, The Fort (see top of page under The Debt paragraph), stands as a monolithic landmark overlooking the City of Bradford, offering great student accommodation PODS in a strong location. Student investment from £39,950....

 

Now Christian Yates is a Director of Cherif Investment Properties Limited. We are currently investigating whether this company has a financial interest in the apartments at Colonnade House or indeed in any of the other properties owned by EPG.

 

Paul Statham-Walker (DOB April 1980)

Paul is a Director of 8 companies within the EPG group. Evidence would suggest he is made a Director when the company is deemed worthless and being let go. His role within EPG would appear to be that of a sales person, having served previously as a Corporal in the Army.

 

He goes by the name Paul Statham-Walker, Paul Statham and Paul Walker. His most recent Directorship is at Urban Blox where he calls himself Paul Walker and has changed his DOB to July 1980, presumably to hide his past Directorships as Paul Statham-Walker

On the Urban Blox website he calls himself Paul Statham

http://urbanblox.co.uk/contact/ 

 

His relevant companies with a bad debt footprint are as follows: 

  • Trafford Press Construction Limited - Compulsory Liquidation August 2013
  • Freshstart Living (No 9) Limited - Voluntary Liquidation February 2014
  • Colonnade House Construction Limited - Has recent CCJs
  • Empress Mill Construction Limited - Has recent CCJs. Camilleri was a Director until 2013.
  • Urban Blox Limited - Has recent CCJs

Philip/Phillip Wright (DOB June 1958)

Philip is a Director of EPG and of another ~ 25 companies within the EPG group. His bio is well documented on the internet. His relevant companies with a bad debt footprint are as follows:

  • Wrightchoice Developments Limited - Voluntary Liquidation March 2011
  • FSL Management Montgomery Limited - Compulsory Liquidation January 2013
  • FSL Properties Trafford Press Limited - Administration September 2013
  • Fresh Start Living Limited - Compulsory Liquidation December 2013 (Resigned July 2013)
  • FSL Properties Montgomery Limited - Compulsory Liquidation January 2014
  • Freshstart Living (No 9) Limited - Voluntary Liquidation February 2014 (Resigned July 2013)
  • FSL Properties Colonnade Limited - Voluntary Liquidation June 2014
  • FSL Properties Victoria Halls Limited - Has recent CCJs
  • FSL Properties Ford Lane Limited - Has recent CCJs
  • FSL Management Ford Lane Limited - Has recent CCJs
  • FSL Properties Greenock Limited - Has recent CCJs
  • FSL Management Greenock Limited - Has recent CCJs
  • FSL Properties St Thomas Limited - Has recent CCJs
  • FSL Management St Thomas Limited - Has recent CCJs
  • Empirical Property Group Limited (EPG) - Has recent CCJs
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#2 Consumer Comment

freshstart living, empirical property group,urbanblox

AUTHOR: off to market - ()

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

My experience:

Pre-contract, Fresh Start Living Limited misrepresented to me they owned property but didn't; They also misrepresented the timescale to exchange and completion.  On the basis of their misrepresentations I paid a deposit.

FSL took my deposit money of £xx,xxx without supplying property and have not returned my deposit for over 2 YEARS.. They have no valid excuse. They ignore all contact requests.

They obtained my deposit by deception and simply refused to give it back despite obtaining a court order to repay it (CCJ) and sending the Bailifs round.

They have numerous active CCJ's against them (Source: http://Bizzy.co.uk)

A few helpful but negative posts have been filtered out despite being FACTUAL. I would be surprised if this post isn't removed.

Fresh Start Living Limited have been taken to court many times for not paying their debts i.e. at Luton Court on 15th January 2013.  Google this case or you can phone the court to confirm this.

An investor has applied to the courts to have the company shut down.

The One Show on the BBC are doing an exposé very soon and will be filming in Manchester THIS FRIDAY.  If you have been a victim and lost money to Fresh Start Living please contact the BBC One Show and help protect further victims by raising awareness.

BBC Contact: mark.rainsforth@bbc.co.uk

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

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#3 Consumer Comment

freshstart living, empirical property group,urbanblox

AUTHOR: StarPlayer - ()

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

My experience:

Pre-contract, Fresh Start Living Limited misrepresented to me they owned property but didn't; They also misrepresented the timescale to exchange and completion.  On the basis of their misrepresentations I paid a deposit.

FSL took my deposit money of £xx,xxx without supplying property and have not returned my deposit for over 2 YEARS.. They have no valid excuse. They ignore all contact requests.

They obtained my deposit by deception and simply refused to give it back despite obtaining a court order to repay it (CCJ) and sending the Bailifs round.

They have numerous active CCJ's against them (Source: http://Bizzy.co.uk)

A few helpful but negative posts have been filtered out despite being FACTUAL. I would be surprised if this post isn't removed.

Fresh Start Living Limited have been taken to court many times for not paying their debts i.e. at Luton Court on 15th January 2013.  Google this case or you can phone the court to confirm this.

An investor has applied to the courts to have the company shut down.

The One Show on the BBC are doing an exposé very soon and will be filming in Manchester THIS FRIDAY.  If you have been a victim and lost money to Fresh Start Living please contact the BBC One Show and help protect further victims by raising awareness.

BBC Contact: mark.rainsforth@bbc.co.uk

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

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#4 Consumer Comment

freshstart living, empirical property group, pf advisors ltd

AUTHOR: StarPlayer - ()

DAILY MIRROR TODAY -THE TRUTH IS OUT

Fresh Start Living: Investors and tenants hit by dodgy flats deals


Can they really be serious about trying to float this operation on the stock market?

When it comes to serious investments, you'd be sure to trust an Eton contemporary of Prince William, wouldn't you? Wouldn't you?

Charles Alexander Clunie Cunningham is the chief executive of Fresh Start Living which insists that it is "One of the only safe investments available".

The company used to be fronted by fellow "entrepreneur" Andrew Camilleri but he went bankrupt in 2011. Now old Etonian Cunningham is at the helm.

The idea behind Fresh Start, or one of its many similarly named offshoots, is that it renovates run-down properties and finds tenants.

Investors choose which properties to buy into and then supposedly earn income from the rent.

It claims average annual returns of 9%, "phenomenal growth" and is apparently on course to become a public company.

But judging by the investors I have spoken to, it's on course for a public disaster.

In August last year Paul Cumming invested just under £30,000 in a Fresh Start flat in Bradford.

He's received £2,000 in rent, but in May the payments stopped without warning and he can't get hold of Fresh Start.

Pete Skinner paid a £15,000 reservation fee for flats in Nottingham, only to find that Fresh Start didn't even own the properties.

After polite requests for the return of his money got nowhere, Pete sued. He still didn't get his money back and so called in bailiffs, "but they told me there were no assets of value at their headquarters to sell".

In the end Pete felt he had no alternative but to accept an offer from Cunningham of just £2,000 over and above his legal expenses.

George Mackey says he's out of pocket by £40,000 after investing in three flats in Manchester through Fresh Start Living Trafford Press, saying the properties were sub-standard and didn't include promised facilities such as car parking spaces.

Fresh Start was slapped by the Advertising Standards Authority earlier this year for claiming a £4million annual profit and when asked by the watchdog to substantiate the boast, it didn't even reply.

That was in March and by now we should know the true profit figure because Fresh Start accounts were due to be filed with Companies House in July - but there's no sign of them.

This is the second time the firm has been slated by the advertising watchdog, having previously failed to provide evidence for the claim "We are currently selling an average of one property every two hours, 24 hours per day, seven days per week".

It's not just investors having a nightmare.

One Fresh Start tenant in Greenock, Inverclyde, told me: "I had no lighting when I moved in, it took a month to get my heater working, rooms have serious mould, there are leaks, and all the locks are the same, so anyone with a key can get into anybody's room.

"This has been passed on to management many times, yet nothing useful has been done.

"And now we've received a letter from Scottish Power saying our electricity has not been paid and they are shutting us off."

In an interview he gave last spring, Cunningham admitted some of his clients were unhappy.

He said then: "I don't know if it is possible to get our complaints down to zero, but that is certainly the aim."

Looking to the future stock market flotation, he insisted: "I can see the company having a market capitalisation of £200million to £300million within a few years."

Which I assume was a joke, judging by the fact that the phone number on its website is now unobtainable and its offices in Swinton, Greater Manchester, are empty.

The latest trading update on its website is 14 months old.

And if you click on the "corporate information" icon you get the message "Sadly the page you are looking for cannot be found".

For the record, Cunningham is the sole director and the shares are owned by another company, Empirical Property Group Ltd.

One of the directors of this lot is 55-year-old Phillip Wright, whose Wrightchoice Developments was liquidated in 2011 owing £4.2million. A former company secretary of Fresh Start is Alan Pierce, 50, who was a co-director at Wrightchoice and whose Pierce Properties was put into compulsory liquidation earlier this year. Fresh Start has four outstanding county court judgments. The largest is for more than £18,000 and dates back to November while the most recent, for £5,100, is from just last month. One creditor, Roger Walters, says he paid a £20,000 reservation fee for a flat in Nottingham.

But more than two years later "there is no evidence that the company has purchased the building or has acquired any interest in premises forming part of the building".

Furious at being refused a refund he submitted a petition to the High Court to have Fresh Start wound up - the hearing has yet to take place.

Can they really be serious about trying to float this operation on the stock market?

(c) Daily Mirror - Andrew Penman Investigates

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#5 Consumer Comment

freshstart living, empirical property group, pf advisors ltd

AUTHOR: ravegarden - ()

LONDON property developer is behind a bid to wind up Salford buy-to-let specialist FreshStart Living.

Roger Walters, chief executive of Supercity UK which operates three aparthotels in the capital, is chasing FreshStart over a £20,000 deposit he paid on 10 flats at a proposed FreshStart student scheme in Nottingham.

He says the scheme is now not going ahead and he wants his money back, but FreshStart insists the development is on track, although it has been delayed.

The company was planning to convert a 30,000 sq ft office building at the Victoria Shopping Centre into 157 student apartments in time for the 2012-13 academic year.

Mr Walters said: “They didn’t own the property and they never bought it so there was no chance of developing it so I asked for my money back, and they just don’t give it back, it’s incredible, they just don’t.”

Mr Walters issued a statutory demand, which gives a debtor 21 days to pay, and then issued a winding-up petition which was heard in London on Monday. The case was adjourned to give both sides time to submit evidence.

FreshStart’s chief executive Charlie Cunningham said it was “rubbish” that the Nottingham development had been abandoned. “We’ve exchanged contracts which makes us the beneficial owner and we’re going through the planning process to change it into student accommodation. It’s taken much longer than we hoped it would but there’s no question of the scheme not going ahead.”

He added: “He’s reserved six units and is contractually obliged to buy the units and complete. We’ve offered him a number of alternatives but that hasn’t come to anything.”

But Mr Walters told TheBusinessDesk he was not interested in other developments. He said: “I’m not going to let it go, I’m going to take it all the way. They’re not denying they have the money, they even offered to move it to another scheme. They’re not denying it, they just don’t want to give it back.”

A developer for 30 years, Mr Walters said he wanted to “let someone else do the developing” and has also put a deposit of £75,000 down on six flats at FreshStart’s Trafford Press scheme in Manchester which has not yet been completed.

as featured in businessdesk.com by James Graham

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#6 Consumer Comment

freshstart living, empirical property group, pf advisors ltd

AUTHOR: ravegarden - ()

Notice Code: 2450

Petitions to Wind Up (Companies)

In the High Court of Justice (Chancery Division)

Companies Court     No 4211 of 2013

In the Matter of FRESH START LIVING LIMITED

(Company Number 06816500)

and in the Matter of the Insolvency Act 1986

A Petition to wind up the above-named Company Registered No 06816500 of 2nd Floor, Oak Court, Clifton Business Park, Wynne Avenue, Swinton, Manchester M27 8FF, presented on 12 June 2013 by Roger Walters, of 55 Ennismore Gardens, London SW7 1AJ, claiming to be a Creditor of the Company, will be heard at The Royal Courts of Justice, 7 Rolls Building, Fetter Lane, London EC4A 1NL, on 29 July 2013, at 10.30 am(or as soon thereafter as the Petition can be heard).

Any person intending to appear on the hearing of the Petition (whether to support or oppose it) must give notice of intention to do so to the Petitioner or its Solicitor in accordance with Rule 4.16 by 1600 hours on 26 July 2013.

The Petitioner’s Solicitor is Brecher, 4th Floor, 64 North Row W1K 7LL. DX 42701 OXFORD CIRCUS NORTH. (Ref SR/W11-9.)

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#7 General Comment

My advice

AUTHOR: Chris S - (United Kingdom)

My advice is :  If you want to hang on to your two million then DO NOT invest with Freshstart Living.

They have stopped the guaranteed rent payments on Montgomery House and converted 30 student pods into kitchens without the permission of the landlords (leaseholders) and without offering alternative pods. Those leaseholders now have nothing to rent out or even to sell !!!Freshstart are clever scammers. Avoid at all costs.
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#8 Author of original report

www.freshstartliving.com

AUTHOR: bob lapel - (United States of America)

Thanks to everyone for the information. Been considering an investment with FSL in Greenock (Waterfront Campus). A little due diligence has revealed the following. FSL are currently selling student pods in Greenock. However they have not yet purchased the property and it is still for sale through Knight Frank (you can check this on their commercial website). Solicitors have apparently been instructed but NO deal has yet been struck. Which means another buyer could still surface and purchase the property from under the very noses of the individual purchasers of the pods. I wonder how easy it would be to get our money back if this should happen, given the info previously posted about the directors.

Also, the pods are advertised by FSL as ready for occupation next month with the new student intake but this is clearly not going to be possible as work in preparing the rooms has not yet begun, nor can it until the sale is completed.

Interested to know if anyone has bought a pod in Greenock and what their due diligence has revealed.
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#9 Author of original report

Andrew Camilleri

AUTHOR: bob lapel - (United States of America)

Another character who needs close examination is Andrew Camilleri and his company
Freshstart Living. Taking deposits for future developments. Has a history of
bumping companies, disappearing and then popping up again. Take a look at this

(it is unbelievable) -

See entry number 4 on this list of a selection of the most promising young
director-shareholders from the North West property community under the age of
40? published on the placenorthwest website;

http://www.placenorthwest.co.uk/future-dynamic-the-young-ones-to-watch.html

AndrewCamilleri / 31 / Fresh Start Living / Residential development / Swinton
Fresh Start, formed in 2008, specialises in refurbishing unwanted tower blocks
disposed of by local authorities. In May the company signed a partnership with
Chinese online property broker SouFun Holdings to boost buy-to-let investment
sales. Fresh Starts assets include Trafford Press, Madison Court in Salford
and Bispham House in Liverpool. Camilleri entered property investment,
following his fathers example, at the age of 16 and claims to have a portfolio
valued at 50m.

Worth 50m? May be someone should tell them he is BANKRUPT;

http://www.insolvency.gov.uk/eiir/IIRCaseIndivDetail.asp?CaseId=700103041&IndivNo=700224159&Court=SALF&OfficeID=600000075&CaseType=B

Where are the authorities (SFO) FSA OFT etc on this one?
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#10 Author of original report

Just seen this on another forum

AUTHOR: bob lapel - (United States of America)

Hi guys,
Thank you all for joining in, Its good to see the information coming up as for a single person its an impossible task to hack these crooks. You guys are absolutely right that FRESH START LIVING use aggressive sale team and they try to take money off you, that their only job.
Fresh Start Living Is having an event in Malaysia, Kuala lumpor this weekend, my friend has just told me today from KL, Now they are working to take money of these innocent Asian poor guys, just like they have coned us. 

To have a different company for every project, POINT OUT to only one thing and one thing alone that these people with history of bankruptcy will take the money and run away, SIMPLE!
People have been coned 1 to many times for them to sit quite and do nothing. I Have tried calling them and calling them but they dnt listen or give the money back, each time they tell us that read the terms of booking form......

Booking form terms only talk about money money and more money & if u dnt pay then they have the right to take all the money.... I have gone to Manchester since my last post & have found the following,

1) the empress mill is not owned by fresh Start living? Their solicitor say that they have just exchanged on it!!!! so how can they sell if they have just exchanged 1 week ago?????????? but they have been selling this project for months????? so they simply use our money to buy these projects and believe me when i say this... these guys will not have enough money to complete these projects..... JUST them for the proof of funds!

2) their director for each company is either bankrupted, black listed or have a case on them for money they owe pple????? what a coincidence there!!!!!

3) Even Montgomery House is not OWNED BY Fresh start living till 2 weeks ago, i check with land registry????? its owned by some NEXT GUY WHO PAID 4m for it some years ago and is still the present owner!!!!! (check UK land registry site) pay 1 pound & get full details from UKlandregisrty

4) GBP 24000 for a student pod in Montgomery house Manchester (buy5 pods and get 1 free) or get some other monthly offers.... each giving buyers good discounts but will they complete lets see!!!

24k each unit for 240 pods in this Montgomery house = 5,760,000 GBP
After discounts each unit costs 21,500 + they giving agents 1k commission too so NET sale is GBP 20,500

20,500 GBP x 240 units = 4,920,000 GBP (this include buying + renovation cost + marketing+ profit)

the building was sold for 4M recently so how can they complete/renovate this building for ONLY 900k plus give 2 years rental guarantee and pay the rent UP front too??????? 

Rental guarantee is at 10% net @ 24000 regardless of the sale price = GBP2,400 + GBP2,400 (2 years guarantee) 

Thats 4,800 GBP per unit x 240 (total units in building & annex) = GBP 1,152,000 rent
The purchase 4M for Montgomery house

Sale including all cost for sale + marketing+ wages + Rental guarantee + RENOVATION = 

GBP 4,920,000 GBP 1,152,000 = GBP 3,768,000 (already making a lose!!!!!)

SEEE THE BIG PICTURE NOW!!! their project will never ever complete man!!! i was stupid investing with these people & then wasted months of my precious time finding things about these crooks!!!! Nonsense 
Now they have gone to Asia region as we British people have started to ask too many questions, but no one will do anything to stop it as individuals cant do anything....

so we should all team up against them & hire a law firm to deal with them also we should let the Fraud unit Scotland yard know of this, plus let FSA know & let trading standard know of their business conduct!!!

I have spoken to my solicitor & they said that it is illegal to sell something you DO NOT OWN and at exchange you do not become the owner of a building as SELLER CAN STILL PULL OUT OF THE DEAL or due to non-funds buyer (fresh start) can pull out (or default) either way the purchasers (me & u people) in the projects will loose out...

But even then selling a project you have only exchanged on or not even exchanged on iS ILLEGAL. 
Be careful & goodluck guys
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