• Report: #748942

Complaint Review: Freshstart Living Ltd

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  • Submitted: Mon, July 04, 2011
  • Updated: Sun, December 09, 2012

  • Reported By: bob l — United States of America
Freshstart Living Ltd
2nd Floor Oak Court Clifton Business Park, Salford Internet United States of America

Freshstart Living Ltd Fresh Start, Andrew Camilleri, Bankrupt, Property, FSL Bankrupt running a Limited Company Internet

*Consumer Comment: freshstart living, empirical property group,urbanblox

*Consumer Comment: freshstart living, empirical property group,urbanblox

*Consumer Comment: freshstart living, empirical property group, pf advisors ltd

*Consumer Comment: freshstart living, empirical property group, pf advisors ltd

*Consumer Comment: freshstart living, empirical property group, pf advisors ltd

*General Comment: My advice

*Author of original report: www.freshstartliving.com

*Author of original report: Andrew Camilleri

*Author of original report: Just seen this on another forum

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Hi There,I've recently come into a lot of money via a death in my family and am looking to invest it in property. Looked on the internet a few weeks back and came across this company - Fresh Start Living.I spoke one of the sales guys on Friday 1st July at FreshStart Living and asked who was the Managing Director there and was told it is Andrew Camilleri so I went away to do my due diligence on him.In the insolvency register (www.insolvency.gov.uk) It says that Andrew Camilleri is bankrupt, I've provided the link belowhttp://www.insolvency.gov.uk/eiir/IIRSearchNames.asp?court=SALF_Salford&courtname=SALF_Salford&office=&officename=&OPTION=NAME I've spoken to my solicitor and he said that if a Managing Director is bankrupt then he can't be a Managing Director or have anything to do with running the show at Fresh Start - apparently that is illegal.I called Freshstart Living back again and spoke to a person with a very broad manchester accent called Paul and asked him who the managing director was again just to make sure and he confirmed it's Andrew Camilleri. I then asked him whether Andrew is in the office so I could speak to him, Paul told me he wasn't available but that he is really passionate about the company and around alot and manages the whole company and will meet up with people if they come to their office.I put the phone down because I got massively concerned that not only is the managing director bankrupt but after looking at previous comments on here a lot of people where saying bad things and that the company has countless accounts set up on companies house - it all looks very dodgy. Has anyone on here bought from Fresh Start Living? Am I getting this wrong or should I stay away?I've got over 2 million to invest and need to ensure I invest it in the right way! Please Help! Bob 

This report was posted on Ripoff Report on 07/04/2011 11:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/Freshstart-Living-Ltd/internet/Freshstart-Living-Ltd-Fresh-Start-Andrew-Camilleri-Bankrupt-Property-FSL-Bankrupt-runn-748942. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

freshstart living, empirical property group,urbanblox

AUTHOR: off to market - ()

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

My experience:

Pre-contract, Fresh Start Living Limited misrepresented to me they owned property but didn't; They also misrepresented the timescale to exchange and completion.  On the basis of their misrepresentations I paid a deposit.

FSL took my deposit money of £xx,xxx without supplying property and have not returned my deposit for over 2 YEARS.. They have no valid excuse. They ignore all contact requests.

They obtained my deposit by deception and simply refused to give it back despite obtaining a court order to repay it (CCJ) and sending the Bailifs round.

They have numerous active CCJ's against them (Source: http://Bizzy.co.uk)

A few helpful but negative posts have been filtered out despite being FACTUAL. I would be surprised if this post isn't removed.

Fresh Start Living Limited have been taken to court many times for not paying their debts i.e. at Luton Court on 15th January 2013.  Google this case or you can phone the court to confirm this.

An investor has applied to the courts to have the company shut down.

The One Show on the BBC are doing an exposé very soon and will be filming in Manchester THIS FRIDAY.  If you have been a victim and lost money to Fresh Start Living please contact the BBC One Show and help protect further victims by raising awareness.

BBC Contact: mark.rainsforth@bbc.co.uk

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

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#2 Consumer Comment

freshstart living, empirical property group,urbanblox

AUTHOR: StarPlayer - ()

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

My experience:

Pre-contract, Fresh Start Living Limited misrepresented to me they owned property but didn't; They also misrepresented the timescale to exchange and completion.  On the basis of their misrepresentations I paid a deposit.

FSL took my deposit money of £xx,xxx without supplying property and have not returned my deposit for over 2 YEARS.. They have no valid excuse. They ignore all contact requests.

They obtained my deposit by deception and simply refused to give it back despite obtaining a court order to repay it (CCJ) and sending the Bailifs round.

They have numerous active CCJ's against them (Source: http://Bizzy.co.uk)

A few helpful but negative posts have been filtered out despite being FACTUAL. I would be surprised if this post isn't removed.

Fresh Start Living Limited have been taken to court many times for not paying their debts i.e. at Luton Court on 15th January 2013.  Google this case or you can phone the court to confirm this.

An investor has applied to the courts to have the company shut down.

The One Show on the BBC are doing an exposé very soon and will be filming in Manchester THIS FRIDAY.  If you have been a victim and lost money to Fresh Start Living please contact the BBC One Show and help protect further victims by raising awareness.

BBC Contact: mark.rainsforth@bbc.co.uk

Although they now claim to be at 7 Empress Street, Old Trafford, Manchester, M27 8FF, I could find no sign of them there. The telephone number is 0845 259 1904. Email: contact@empiricalproperty.com Or you can get them at urbanblox on 0845 653 1029. Email: contact@urbanblox.co.uk

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#3 Consumer Comment

freshstart living, empirical property group, pf advisors ltd

AUTHOR: StarPlayer - ()

DAILY MIRROR TODAY -THE TRUTH IS OUT

Fresh Start Living: Investors and tenants hit by dodgy flats deals


Can they really be serious about trying to float this operation on the stock market?

When it comes to serious investments, you'd be sure to trust an Eton contemporary of Prince William, wouldn't you? Wouldn't you?

Charles Alexander Clunie Cunningham is the chief executive of Fresh Start Living which insists that it is "One of the only safe investments available".

The company used to be fronted by fellow "entrepreneur" Andrew Camilleri but he went bankrupt in 2011. Now old Etonian Cunningham is at the helm.

The idea behind Fresh Start, or one of its many similarly named offshoots, is that it renovates run-down properties and finds tenants.

Investors choose which properties to buy into and then supposedly earn income from the rent.

It claims average annual returns of 9%, "phenomenal growth" and is apparently on course to become a public company.

But judging by the investors I have spoken to, it's on course for a public disaster.

In August last year Paul Cumming invested just under £30,000 in a Fresh Start flat in Bradford.

He's received £2,000 in rent, but in May the payments stopped without warning and he can't get hold of Fresh Start.

Pete Skinner paid a £15,000 reservation fee for flats in Nottingham, only to find that Fresh Start didn't even own the properties.

After polite requests for the return of his money got nowhere, Pete sued. He still didn't get his money back and so called in bailiffs, "but they told me there were no assets of value at their headquarters to sell".

In the end Pete felt he had no alternative but to accept an offer from Cunningham of just £2,000 over and above his legal expenses.

George Mackey says he's out of pocket by £40,000 after investing in three flats in Manchester through Fresh Start Living Trafford Press, saying the properties were sub-standard and didn't include promised facilities such as car parking spaces.

Fresh Start was slapped by the Advertising Standards Authority earlier this year for claiming a £4million annual profit and when asked by the watchdog to substantiate the boast, it didn't even reply.

That was in March and by now we should know the true profit figure because Fresh Start accounts were due to be filed with Companies House in July - but there's no sign of them.

This is the second time the firm has been slated by the advertising watchdog, having previously failed to provide evidence for the claim "We are currently selling an average of one property every two hours, 24 hours per day, seven days per week".

It's not just investors having a nightmare.

One Fresh Start tenant in Greenock, Inverclyde, told me: "I had no lighting when I moved in, it took a month to get my heater working, rooms have serious mould, there are leaks, and all the locks are the same, so anyone with a key can get into anybody's room.

"This has been passed on to management many times, yet nothing useful has been done.

"And now we've received a letter from Scottish Power saying our electricity has not been paid and they are shutting us off."

In an interview he gave last spring, Cunningham admitted some of his clients were unhappy.

He said then: "I don't know if it is possible to get our complaints down to zero, but that is certainly the aim."

Looking to the future stock market flotation, he insisted: "I can see the company having a market capitalisation of £200million to £300million within a few years."

Which I assume was a joke, judging by the fact that the phone number on its website is now unobtainable and its offices in Swinton, Greater Manchester, are empty.

The latest trading update on its website is 14 months old.

And if you click on the "corporate information" icon you get the message "Sadly the page you are looking for cannot be found".

For the record, Cunningham is the sole director and the shares are owned by another company, Empirical Property Group Ltd.

One of the directors of this lot is 55-year-old Phillip Wright, whose Wrightchoice Developments was liquidated in 2011 owing £4.2million. A former company secretary of Fresh Start is Alan Pierce, 50, who was a co-director at Wrightchoice and whose Pierce Properties was put into compulsory liquidation earlier this year. Fresh Start has four outstanding county court judgments. The largest is for more than £18,000 and dates back to November while the most recent, for £5,100, is from just last month. One creditor, Roger Walters, says he paid a £20,000 reservation fee for a flat in Nottingham.

But more than two years later "there is no evidence that the company has purchased the building or has acquired any interest in premises forming part of the building".

Furious at being refused a refund he submitted a petition to the High Court to have Fresh Start wound up - the hearing has yet to take place.

Can they really be serious about trying to float this operation on the stock market?

(c) Daily Mirror - Andrew Penman Investigates

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#4 Consumer Comment

freshstart living, empirical property group, pf advisors ltd

AUTHOR: ravegarden - ()

LONDON property developer is behind a bid to wind up Salford buy-to-let specialist FreshStart Living.

Roger Walters, chief executive of Supercity UK which operates three aparthotels in the capital, is chasing FreshStart over a £20,000 deposit he paid on 10 flats at a proposed FreshStart student scheme in Nottingham.

He says the scheme is now not going ahead and he wants his money back, but FreshStart insists the development is on track, although it has been delayed.

The company was planning to convert a 30,000 sq ft office building at the Victoria Shopping Centre into 157 student apartments in time for the 2012-13 academic year.

Mr Walters said: “They didn’t own the property and they never bought it so there was no chance of developing it so I asked for my money back, and they just don’t give it back, it’s incredible, they just don’t.”

Mr Walters issued a statutory demand, which gives a debtor 21 days to pay, and then issued a winding-up petition which was heard in London on Monday. The case was adjourned to give both sides time to submit evidence.

FreshStart’s chief executive Charlie Cunningham said it was “rubbish” that the Nottingham development had been abandoned. “We’ve exchanged contracts which makes us the beneficial owner and we’re going through the planning process to change it into student accommodation. It’s taken much longer than we hoped it would but there’s no question of the scheme not going ahead.”

He added: “He’s reserved six units and is contractually obliged to buy the units and complete. We’ve offered him a number of alternatives but that hasn’t come to anything.”

But Mr Walters told TheBusinessDesk he was not interested in other developments. He said: “I’m not going to let it go, I’m going to take it all the way. They’re not denying they have the money, they even offered to move it to another scheme. They’re not denying it, they just don’t want to give it back.”

A developer for 30 years, Mr Walters said he wanted to “let someone else do the developing” and has also put a deposit of £75,000 down on six flats at FreshStart’s Trafford Press scheme in Manchester which has not yet been completed.

as featured in businessdesk.com by James Graham

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#5 Consumer Comment

freshstart living, empirical property group, pf advisors ltd

AUTHOR: ravegarden - ()

Notice Code: 2450

Petitions to Wind Up (Companies)

In the High Court of Justice (Chancery Division)

Companies Court     No 4211 of 2013

In the Matter of FRESH START LIVING LIMITED

(Company Number 06816500)

and in the Matter of the Insolvency Act 1986

A Petition to wind up the above-named Company Registered No 06816500 of 2nd Floor, Oak Court, Clifton Business Park, Wynne Avenue, Swinton, Manchester M27 8FF, presented on 12 June 2013 by Roger Walters, of 55 Ennismore Gardens, London SW7 1AJ, claiming to be a Creditor of the Company, will be heard at The Royal Courts of Justice, 7 Rolls Building, Fetter Lane, London EC4A 1NL, on 29 July 2013, at 10.30 am(or as soon thereafter as the Petition can be heard).

Any person intending to appear on the hearing of the Petition (whether to support or oppose it) must give notice of intention to do so to the Petitioner or its Solicitor in accordance with Rule 4.16 by 1600 hours on 26 July 2013.

The Petitioner’s Solicitor is Brecher, 4th Floor, 64 North Row W1K 7LL. DX 42701 OXFORD CIRCUS NORTH. (Ref SR/W11-9.)

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#6 General Comment

My advice

AUTHOR: Chris S - (United Kingdom)

My advice is :  If you want to hang on to your two million then DO NOT invest with Freshstart Living.

They have stopped the guaranteed rent payments on Montgomery House and converted 30 student pods into kitchens without the permission of the landlords (leaseholders) and without offering alternative pods. Those leaseholders now have nothing to rent out or even to sell !!!Freshstart are clever scammers. Avoid at all costs.
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#7 Author of original report

www.freshstartliving.com

AUTHOR: bob lapel - (United States of America)

Thanks to everyone for the information. Been considering an investment with FSL in Greenock (Waterfront Campus). A little due diligence has revealed the following. FSL are currently selling student pods in Greenock. However they have not yet purchased the property and it is still for sale through Knight Frank (you can check this on their commercial website). Solicitors have apparently been instructed but NO deal has yet been struck. Which means another buyer could still surface and purchase the property from under the very noses of the individual purchasers of the pods. I wonder how easy it would be to get our money back if this should happen, given the info previously posted about the directors.

Also, the pods are advertised by FSL as ready for occupation next month with the new student intake but this is clearly not going to be possible as work in preparing the rooms has not yet begun, nor can it until the sale is completed.

Interested to know if anyone has bought a pod in Greenock and what their due diligence has revealed.
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#8 Author of original report

Andrew Camilleri

AUTHOR: bob lapel - (United States of America)

Another character who needs close examination is Andrew Camilleri and his company
Freshstart Living. Taking deposits for future developments. Has a history of
bumping companies, disappearing and then popping up again. Take a look at this

(it is unbelievable) -

See entry number 4 on this list of a selection of the most promising young
director-shareholders from the North West property community under the age of
40? published on the placenorthwest website;

http://www.placenorthwest.co.uk/future-dynamic-the-young-ones-to-watch.html

AndrewCamilleri / 31 / Fresh Start Living / Residential development / Swinton
Fresh Start, formed in 2008, specialises in refurbishing unwanted tower blocks
disposed of by local authorities. In May the company signed a partnership with
Chinese online property broker SouFun Holdings to boost buy-to-let investment
sales. Fresh Starts assets include Trafford Press, Madison Court in Salford
and Bispham House in Liverpool. Camilleri entered property investment,
following his fathers example, at the age of 16 and claims to have a portfolio
valued at 50m.

Worth 50m? May be someone should tell them he is BANKRUPT;

http://www.insolvency.gov.uk/eiir/IIRCaseIndivDetail.asp?CaseId=700103041&IndivNo=700224159&Court=SALF&OfficeID=600000075&CaseType=B

Where are the authorities (SFO) FSA OFT etc on this one?
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#9 Author of original report

Just seen this on another forum

AUTHOR: bob lapel - (United States of America)

Hi guys,
Thank you all for joining in, Its good to see the information coming up as for a single person its an impossible task to hack these crooks. You guys are absolutely right that FRESH START LIVING use aggressive sale team and they try to take money off you, that their only job.
Fresh Start Living Is having an event in Malaysia, Kuala lumpor this weekend, my friend has just told me today from KL, Now they are working to take money of these innocent Asian poor guys, just like they have coned us. 

To have a different company for every project, POINT OUT to only one thing and one thing alone that these people with history of bankruptcy will take the money and run away, SIMPLE!
People have been coned 1 to many times for them to sit quite and do nothing. I Have tried calling them and calling them but they dnt listen or give the money back, each time they tell us that read the terms of booking form......

Booking form terms only talk about money money and more money & if u dnt pay then they have the right to take all the money.... I have gone to Manchester since my last post & have found the following,

1) the empress mill is not owned by fresh Start living? Their solicitor say that they have just exchanged on it!!!! so how can they sell if they have just exchanged 1 week ago?????????? but they have been selling this project for months????? so they simply use our money to buy these projects and believe me when i say this... these guys will not have enough money to complete these projects..... JUST them for the proof of funds!

2) their director for each company is either bankrupted, black listed or have a case on them for money they owe pple????? what a coincidence there!!!!!

3) Even Montgomery House is not OWNED BY Fresh start living till 2 weeks ago, i check with land registry????? its owned by some NEXT GUY WHO PAID 4m for it some years ago and is still the present owner!!!!! (check UK land registry site) pay 1 pound & get full details from UKlandregisrty

4) GBP 24000 for a student pod in Montgomery house Manchester (buy5 pods and get 1 free) or get some other monthly offers.... each giving buyers good discounts but will they complete lets see!!!

24k each unit for 240 pods in this Montgomery house = 5,760,000 GBP
After discounts each unit costs 21,500 + they giving agents 1k commission too so NET sale is GBP 20,500

20,500 GBP x 240 units = 4,920,000 GBP (this include buying + renovation cost + marketing+ profit)

the building was sold for 4M recently so how can they complete/renovate this building for ONLY 900k plus give 2 years rental guarantee and pay the rent UP front too??????? 

Rental guarantee is at 10% net @ 24000 regardless of the sale price = GBP2,400 + GBP2,400 (2 years guarantee) 

Thats 4,800 GBP per unit x 240 (total units in building & annex) = GBP 1,152,000 rent
The purchase 4M for Montgomery house

Sale including all cost for sale + marketing+ wages + Rental guarantee + RENOVATION = 

GBP 4,920,000 GBP 1,152,000 = GBP 3,768,000 (already making a lose!!!!!)

SEEE THE BIG PICTURE NOW!!! their project will never ever complete man!!! i was stupid investing with these people & then wasted months of my precious time finding things about these crooks!!!! Nonsense 
Now they have gone to Asia region as we British people have started to ask too many questions, but no one will do anything to stop it as individuals cant do anything....

so we should all team up against them & hire a law firm to deal with them also we should let the Fraud unit Scotland yard know of this, plus let FSA know & let trading standard know of their business conduct!!!

I have spoken to my solicitor & they said that it is illegal to sell something you DO NOT OWN and at exchange you do not become the owner of a building as SELLER CAN STILL PULL OUT OF THE DEAL or due to non-funds buyer (fresh start) can pull out (or default) either way the purchasers (me & u people) in the projects will loose out...

But even then selling a project you have only exchanged on or not even exchanged on iS ILLEGAL. 
Be careful & goodluck guys
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