• Report: #960500

Complaint Review: Friendly Finance

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  • Submitted: Fri, October 26, 2012
  • Updated: Sat, October 27, 2012

  • Reported By: Lori — Evasnville Wisconsin United States of America
Friendly Finance
6340 Security Blvd Suite 200 Baltimore, Maryland United States of America

Friendly Finance Company has been adding late fees when I have been on time with my payments. Baltimore, Maryland

*Consumer Comment: afool by any other name is hgit

*General Comment: FInancing Vehicles is a FOOL'S GAME.. DON'T DO IT!!!

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I purchased a car in March financed by Friendly Financial.  I have made all my payments on time.  It shows that way on my credit report.  They have been charging me late fees and have raised my monthly payments without notice.  I have tried to get answers and have been told I am late on my payments.  I have gone over every payment with them and they all show I was not late.  They refuse to credit anything back. 

My car is worth $11,000 and I owe over $16,300 on it.

This report was posted on Ripoff Report on 10/26/2012 11:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/Friendly-Finance/Baltimore-Maryland-21207/Friendly-Finance-Company-has-been-adding-late-fees-when-I-have-been-on-time-with-my-payme-960500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

afool by any other name is hgit

AUTHOR: The Outlaw Josey Wales - (United States of America)

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#2 General Comment

FInancing Vehicles is a FOOL'S GAME.. DON'T DO IT!!!

AUTHOR: HGIT - (United States of America)

These vehicle salesmen are aggressive and pushy for a reason. It is an unbelievable ripoff if you don't get your vehicle financed through a credit union or bank and you pretty much need perfect credit for that. I am so happy I buy all of my cars USED and pay CASH for them. My last car, a Honda Civic, I bought three years ago for $900 dollars and I still drive it today!

The reason I said financing cars is a fool's game is because these dealerships buy the cars for less than a fraction of what they sell them for. They are also good at playing with the numbers. They are not honest. For instance if they pay $1,500 dollars for a car from a Dealers auction they will turn around and want someone to put $1000 to $1500 down and put you on $400 dollar monthly payments for three years. They make four or five times back what the car is worth.

Stay away from Financing vehicles. Also, file a complaint with your state's attorney general, the CFPB (Google it) and the BBB. They will get to the Bottom of it. If you don't file formal complaints nothing will change.
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