- Report: #231838
Report - Rebuttal - Arbitrate
Complaint Review: GE CAPITAL - MONEYBANK
GE CAPITAL - MONEYBANKPO BOX 981426 EL PASO, Texas U.S.A.
GE CAPITAL - MONEYBANK PUT A BANKRUPTCY ON MY CREDIT THAT I NEVER FILED !! EL PASO Texas
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THEN GE CAPITAL - MONEYBANK TOOK OVER FOR JC PENNEY !!! Ge Capital - Moneybank started reporting to all my credit bureaus that I was 6 months past due in November of 2005, then they filed it as 6 months past due in 2004. I contacted their call center and spoke with a woman there on 1-8-2007. She said she saw all the discrepancies and that she will update all three credit bureaus immediately. That is when I ended up with a chapter 7 bankruptcy listed on all my credit reports.
I am self employed and was turned down for a business loan because of this. This may cause me to go out of business. GE Capital just dummies up when I call them and says that there is no such report My credit score has now dropped by 80 - 100 points and they want me to send all documentation proving that I never filed for bankruptcy.
I have a separate account with Sams Club that is managed by them. I immediately sent a payment for the balance in full and instructed them to close that account. Everyone in their call center treats me like I am some kind of incompetant schmuck. I have worked in the credit industry for 10 years. Five with a collection attorney office and five for the collection and recovery department for Bank of America. When they get served with a subpoena to appear in court - I bet this account gets lost real quick ! What do you think ???
colorado springs, Colorado
This report was posted on Ripoff Report on 01/21/2007 06:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/GE-CAPITAL-MONEYBANK/EL-PASO-Texas-79998/GE-CAPITAL-MONEYBANK-PUT-A-BANKRUPTCY-ON-MY-CREDIT-THAT-I-NEVER-FILED-EL-PASO-Texas-231838. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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