ED Magedson – Founder
GE CAPITAL PAY PAL PAY PAL SMART CONNECTNationwide USA
GE CAPITAL PAY PAL PAY PAL SMART CONNECT GE Money Bank, GE Money Retail Bank, GE Capital Retail Money Bank CROOKS LIERS THEIVES FRAUD STEAL CONCEAL Nationwide
Please see attached documents. All these "Illegal Practices" that our government both state & Federal have given GE Capital Retail Money Bank, Pay Pal Smart Connect & Pay Pal carte blanc to screw consumers who have accounts with them.
The CFPB has taken & closed their file on cases pertaining to the several violations (listed below in letter/complaint) that these Corrupt Banks & Credit Cards have committed on the consumer. The United States Post Office isn't even safe from these "Crooks". Your payment gets to the post office days before it is due yet they put it "Overdue" one to two days before the due date. Then they don't pick up the mail up everyday that no matter how you send your payment in your screwed. They have gotten so "Brazen" that this last month I sent a payment in "Special Delivery" it arrived on the 4th along with 2,300 other pieces of mail & these were not picked up until the 6th of March 2014. [continued below]....
Not only that they still continue to not credit your account all the monies sent to them for payment. For instance I made a payment of $492.29 even though I only owed $owed $492.28 they put that penny in with the balance that I owed Therefore not crediting the one-cent. They have done this more then once to me just look at all those pennies so many pennies add it up with millions & who knows how much those pennies add up to in profit for these slim balls. They have now gotten to the point where they make your account late "Illegally" so that it can be overdue twice in a six month period so they can charge you $35.00 in late fee's instead of $25.00. PLEASE note in this letter attached KEY WORD "Payment Center" for Pay Pal. Note where she states "When the payment is received by the payment center on THAT DAY it will be backdated to the day of THAT receipt.
This is very interesting in her statement. How can this be when they didn't even pick up the mail until the sixth of March 2014 my account had been put on "Overdue" the 4th! When I call Pay Pal its not to just chat I call because I'm getting screwed & on the 4th when I went into my account & found out they had put my account as "overdue" I got very upset. The call can be proven & so can everything else. A woman (have her name if it is her real name who knows with these crooks) informed me that they do this all the time & there is nothing wrong with it.
Please note where she states that it had been posted to my account on the 6th of March! They didn't even pick the mail up till the 6th of March 2014. This is funny because the late fee was not taken off till the 7th of March 2014. Unbelievable what they do just absolutely unbelievable. Please note in paragraph five (5) last sentence where she states "they are processed as they are received” this explains how they can charge you in "Illegal" late charges because they pick they don't pick the mail up everyday "As received" or as they receive it from whoever picks the mail up two or three days later.
This report was posted on Ripoff Report on 04/21/2014 09:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/GE-CAPITAL-PAY-PAL-PAY-PAL-SMART-CONNECT/nationwide/GE-CAPITAL-PAY-PAL-PAY-PAL-SMART-CONNECT-GE-Money-Bank-GE-Money-Retail-Bank-GE-Capital-1140625. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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