- Report: #951674
Report - Rebuttal - Arbitrate
Complaint Review: GE Capital / Discount Tire
GE Capital / Discount TireInternet United States of America
GE Capital / Discount Tire Sold me tire insurance then reported me to credit bureaus for being over the credit limit gogecapital.com/en/consumer-crInternet, Internet
*Consumer Comment: Check Your Reciept
*Author of original report: Check your facts
*Consumer Comment: Sorry, but the ONLY one responsible here is YOU!
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He never mentioned it would put me over the limit or did he ask for additional money, which I would have paid.
So, before receiving my first bill, I got an alert from a credit monitoring service I subscribe to. Checking the alert, it showed me that GE Capital, who handles credit for Discount Tire credit cards, had reported me as "derogatory" to credit bureaus because I was over my limit. I immediately called GE Capital and got some lady who was not sympathetic to my situation at all. She just said they had to do it that way and there was nothing she could do.
I imagine reporting me to the credit bureau as derogatory was probably an automated response based on some ill-defined business rule coded into their software system, but to not even try to address my issue by correcting thi wrong is inexcusable.
Now, I have a bad mark on my credit report for 7 years all because GE Capital doesn't care about their customers.
This report was posted on Ripoff Report on 10/06/2012 10:55 AM and is a permanent record located here: http://www.ripoffreport.com/r/GE-Capital-Discount-Tire/internet/GE-Capital-Discount-Tire-Sold-me-tire-insurance-then-reported-me-to-credit-bureaus-for-951674. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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