• Report: #261179

Complaint Review: GE MONY BANK

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  • Submitted: Mon, July 16, 2007
  • Updated: Mon, July 16, 2007

  • Reported By:Vallejo California
GE MONY BANK
PO BOX981438 EL PASO, Texas U.S.A.
  • Phone:
  • Web:
  • Category: Banks

GE MONY BANK CARECREDIT RIP OFF PROMOTIONAL BALANCE EL PASO Texas

*Consumer Comment: I could now follow the details of your complaint, Bruce

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I received a 18 month no interst promotion for dental work for my daughter. I have 3 months left on the promotion. In April I paid like I normaly do on GE online web site...

At the same time I made my payment I decided to go ahead and schedule my next payment. Come to find out on my next statement that they added on the full back interest of $1200.00 to my account.. When I called them to ask them about it they said that I made the payemt late and that was why they added on the interest... I told them about the the schdule payment that I made at the same time I made the my last payment, that is when they told me that have to wait a few days before you schedule a payment.. You can not schedule a payment and make a payment withing a few days of each other....

It is totaly unfair and unethical.. Even if I was late, what about the other 14 payment that I made on time...
I think they need to amend the new bill that Carl Levin from Michigan has submitted to congress.. He convered many of the unethical issues but did not cover promotional interest rates...

I'm sending him an email about this and hope you all do the same...

Bruce
Vallejo, California
U.S.A.

This report was posted on Ripoff Report on 07/16/2007 01:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/GE-MONY-BANK/EL-PASO-Texas-79998/GE-MONY-BANK-CARECREDIT-RIP-OFF-PROMOTIONAL-BALANCE-EL-PASO-Texas-261179. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

I could now follow the details of your complaint, Bruce

AUTHOR: Thomas - (U.S.A.)

but I do think that ALL Umpteen-months-same-as-cash deals are traps for the unwary. Should they be outlawed? Probably. CAN they be outlawed? Maybe.

I do think that you now believe what I had originally thought about these phony deals the very first time I ever heard about them. No CC bank or merchant is out to do a total stranger a favor. I still think that 'no matter what you do', your last payment will always be late.
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