- Report: #937573
Complaint Review: GE Money Bank
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| GE Money Bank
Internet United States of America |
|
GE Money Bank CE Capital Retail Bank Don't Fall Into Their Trap !! Dishonest, Poor Service, RIPOFF! Internet
*Author of original report: Nevermind
*Consumer Comment: comment
*Consumer Comment: Yes, you are only human
*Author of original report: Only human
*Consumer Comment: It's about accepting responsibility for your actions
*Consumer Comment: It's about accepting responsibility for your actions
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GE Money Bank is the WORST, MOST RUTHLESS, POORLY RUN, MONEY GRUBBING company I have ever dealt with. I had a motorcycle loan with Yamaha through GE Money Bank. They have no way to pay on line and charge $20 to make a phone payment.
They also handle the Wal Mart credit card. They raised my limit by $900 two months ago and last month I accidently had a $40 NSF payment to them which I promptly corrected with a $100 payment. They CLOSED MY WAL MART account anyway without notifying me or anything.
I called and spoke with an Annie Williams and she told me it is their policy and she refused to let me speak with her supervisor. I can't believe Wal Mart lets these MORONS run their credit accounts because now I will not shop at Wal Mart either.
They also handle the Wal Mart credit card. They raised my limit by $900 two months ago and last month I accidently had a $40 NSF payment to them which I promptly corrected with a $100 payment. They CLOSED MY WAL MART account anyway without notifying me or anything.
I called and spoke with an Annie Williams and she told me it is their policy and she refused to let me speak with her supervisor. I can't believe Wal Mart lets these MORONS run their credit accounts because now I will not shop at Wal Mart either.
This report was posted on Ripoff Report on 09/06/2012 01:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/GE-Money-Bank/internet/GE-Money-Bank-CE-Capital-Retail-Bank-Dont-Fall-Into-Their-Trap-Dishonest-Poor-Servic-937573. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Author of original report
Nevermind
AUTHOR: stormin4 - (United States of America)
SUBMITTED: Friday, September 07, 2012
First of all, I did not ask for coast's editorial opinion aboout my report. Second, I did not write a check -
I do not write checks. I do not mail checks. I do not use the US Postal Service and have not for many years now. I pay everything on-line. I do not owe anyone an explanation. My report is true as stated. Take it for what it's worth. They raised my limit, I made a mistake, they cancelled me, no notice.
I am fully aware that GE Money Bank has a website as I had three accounts with them but the Yamaha financing does not have a website. The loans are managed and backed by GE Money Bank. I just know that the system is designed to collect as much in fees as possible. It got so aggravating that I sold my Yamaha and will never use their financing again. I now own a Harley.
I do not write checks. I do not mail checks. I do not use the US Postal Service and have not for many years now. I pay everything on-line. I do not owe anyone an explanation. My report is true as stated. Take it for what it's worth. They raised my limit, I made a mistake, they cancelled me, no notice.
I am fully aware that GE Money Bank has a website as I had three accounts with them but the Yamaha financing does not have a website. The loans are managed and backed by GE Money Bank. I just know that the system is designed to collect as much in fees as possible. It got so aggravating that I sold my Yamaha and will never use their financing again. I now own a Harley.
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What's this?
GE Money Bank DOES have a website for online bill pay (https://www.gecrbcredit.com/consumergen2/login.do?subActionId=1000&clientId=gemoney&accountType=dualcard&langId=en).
In your response to Coast you said you didn't write a bad check. Well, accidental or not, you DID write a check because it was returned. Accounting mistakes can happen, but it's still YOUR responsibility.
I'm with Coast on this one.
In your response to Coast you said you didn't write a bad check. Well, accidental or not, you DID write a check because it was returned. Accounting mistakes can happen, but it's still YOUR responsibility.
I'm with Coast on this one.
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What's this? #3 Consumer Comment
Yes, you are only human
AUTHOR: Niko234 - (United States of America)
SUBMITTED: Thursday, September 06, 2012
I agree with you, we are only human. However, with being human demands responsibility. An "accidental" NSF is all it can take to cancel your account. Coast once again, I believe you are too harsh in your criticism. In the current credit markets companies can cancel your account for NSF payments. I believe if you read your Terms and Conditions there is language detailing what happens with payments that are returned. So while I understand you being upset, unless you have some hard proof you were not ripped off. I would advise you to review your account and perhaps call them again and ask for an explanation. If they continue to stonewall you then you might have some ammunition for a legitimate rip off.
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What's this? #4 Author of original report
Only human
AUTHOR: stormin4 - (United States of America)
SUBMITTED: Thursday, September 06, 2012
I wonder who you work for? I am only human and I make mistakes but I guess you are perfect. I did not write them a bad check so MYOB. As far as Yamaha backed by GE Money Bank---no website to make online payments, no grace period, exorbitant fees to make a phone payment. GE can afford a website so this is all designed to bring in more fees. You're right that Wal Mart won't miss me but nothing I can do about that. I am glad you are perfect, except that you are a busy body...
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What's this? #5 Consumer Comment
It's about accepting responsibility for your actions
AUTHOR: coast - (USA)
SUBMITTED: Thursday, September 06, 2012
"Don't Fall Into Their Trap !! Dishonest"
You forgot to tell us about 'their trap' or what they did that was dishonest.
"charge $20 to make a phone payment" Do they charge a service fee if you mail them a [good] check?
"They CLOSED MY WAL MART account"
Some companies tend to react that way when a customer submits a bad check.
"I can't believe Wal Mart lets these MORONS run their credit accounts"
Apparently they are practicing better account management than you.
"I will not shop at Wal Mart" I doubt the world's largest retailer will miss you.
You do not have a valid complaint.
You forgot to tell us about 'their trap' or what they did that was dishonest.
"charge $20 to make a phone payment" Do they charge a service fee if you mail them a [good] check?
"They CLOSED MY WAL MART account"
Some companies tend to react that way when a customer submits a bad check.
"I can't believe Wal Mart lets these MORONS run their credit accounts"
Apparently they are practicing better account management than you.
"I will not shop at Wal Mart" I doubt the world's largest retailer will miss you.
You do not have a valid complaint.
Respond to this report!
What's this? #6 Consumer Comment
It's about accepting responsibility for your actions
AUTHOR: coast - (USA)
SUBMITTED: Thursday, September 06, 2012
"Don't Fall Into Their Trap !! Dishonest"
You forgot to tell us about 'their trap' or what they did that was dishonest.
"charge $20 to make a phone payment"
Do they charge a service fee if you mail them a [good] check?
"They CLOSED MY WAL MART account"
Some companies tend to react that way when a customer submits a bad check.
"I can't believe Wal Mart lets these MORONS run their credit accounts"
Apparently they are practicing better account management than you.
"I will not shop at Wal Mart"
I doubt the world's largest retailer will miss you.
You do not have a valid complaint.
You forgot to tell us about 'their trap' or what they did that was dishonest.
"charge $20 to make a phone payment"
Do they charge a service fee if you mail them a [good] check?
"They CLOSED MY WAL MART account"
Some companies tend to react that way when a customer submits a bad check.
"I can't believe Wal Mart lets these MORONS run their credit accounts"
Apparently they are practicing better account management than you.
"I will not shop at Wal Mart"
I doubt the world's largest retailer will miss you.
You do not have a valid complaint.
Respond to this report!
What's this? 
