• Report: #364709

Complaint Review: GMAC MORTGAGE CORP

  • Submitted: Tue, August 19, 2008
  • Updated: Sun, January 29, 2012

  • Reported By:ft lauderdale Florida
GMAC MORTGAGE CORP
3451 HAMMOND AVE WATERLOO, Iowa U.S.A.

GMAC MORTGAGE CORPGMAC MORTGAGE CORP GMAC DEAF,DUMB,AND BLIND PART 2 WATERLOO WATERLOO Pennsylvania

*Consumer Comment: Never escrow insurance or taxes

*Author of original report: looking for miss guardian

*Consumer Suggestion: Dear Daniel: RE: Pompano Beach

*Author of original report: a funny thing happened on the way to the fax

*Consumer Comment: THANK YOU DANIEL!

*Author of original report: about the farm

*Consumer Comment: Platoridge

*Author of original report: evidence:remember my insurance was due 5/8/2003 READ IT CAREFULLY

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WELL HERES PART 2 ,IN SEPT 2007 MY CASE WAS DISMISSED, NOW GMAC WANTS THEIR ATTORNY FEES AND THEY ARE TAKING ME BACK TO COURT, HUMM DOESNT IT MAKE YOU WONDER THAT A BIG CORP LIKE THIS HAS NOTHING BETTER TO DO THAT TRY TO GET $12,500 FROM ME , AND BY THE WAY THIS IS THE SAME AMOUNT THAT THEY OFFERED ME TO SETTLE THIS CASE, BUT THEN THEY REFUSED TO SETTLE THE OFFER AND TOOK IT BACK. SO NOW THEY HAVE HIRED ANOTHER ATTORNY ONE JEFFERY S LAPIN TO REPRESENT THEM .

I HAVE SPOKEN TO A NEW ATTORNY SINCE THAT LAST SPINELESS ONE, HE HAS TOLD ME THAT GMAC IS AFRAID OF ME WHY YOU ASK WELL ITS BECAUSE THEY KNOW I CAN ASK FOR MY ATTORNYS FEES SINCE THE FORECLOSURE WAS DISMISSED BY THE COURTS 3 TIMES , THE REAL KICKER HERE IS THAT I HAVE THE DISCLOSURE EVIDENCE THAT THEIR ATTORNY MICHELL MASON AKA DAVID STERNS OFFICE SUMITTED TO THE COURTS. THIS EVICENCE CLEARLY SHOWS THAT THEY PAID MY INSURANCE LATE, WHAT THIS ALSO PROVIDED ME WITH IS THE FACT THAT GMAC SENDS OUT FRAUDULENT INFO THEY SEND OUT ACCOUNT SUMMERIES WITH ONE DATE BUT THEIR RECORDS SHOW ANOTHER

THIS EVIDENCE WAS SHOWN TO AN INVESTIGATOR WITH THE FLA STATE ATTORNYS OFFICE AND HE STATED TO ME THIS IS CLEARLY A CASE OF FRAUD AND IS LOOKING INTO IT FOR ME .THEN THERES THE BEST PART GMAC SENT IN AN AGENT ONE THOMAS MOAN ,HE IS A PERFORMANCE REVIEW ANALYST FOR GMAC, OK SO HE ANWSERED THE INTERROGATORY QUESTIONS THAT MY ATTORNY ASKED .QUESTION 4 WAS WHO WAS THE INSURANCE COMPANY AT THE TIME OF THE DISAGREEMENT HE ANWSERED CITIZEN INSURANCE CORP, LADIES AND GENTLEMEN THE INSURANCE COMPANY WAS A.S.I. THIS MAN CLEARLY DOESNT KNOW JACK AND HES A PERFORMANCE REP FOR GMAC??? THE BEST PART IS HE LIED TO THE COURTS WITH THIS ANWSER AS WELL AS ANWSERING QUESTIONS 6 AND 8-9 WITH A LIE THIS TO IS FRAUD AND IT ALSO MAY BE THEIR UNDOING AS I INTEND TO TELL THE COURTS THAT GMAC SUMMITED FALSE INFO TO THEM .AND JUST SO YOU KNOW GMAC SENT IN INFO SHOWING THE WHO WHAT AND WHEN INSURANCE POLICYS WERE PAID AND QUESS WHAT THEY FORGOT TO BLACK OUT THE OTHER PEOPLES NAMES,PHONE NUMBERS ETC ,

I HAVE BEEN CALLING THEM ,EACH ONE HAS TOLD ME THAT GMAC IS THE WORST ONE FOR PAYING INSURANCE AND THAT THEY PAID THEIR INSURANCES LATE ALSO (CAN YOU SAY REPEATED PATTERN ) ANY OF YOU CLASSACTION ATTORNYS READING THIS ? IAM GOING TO TRY AND SHOW YOU THE ACTUAL EVIDENCE IN GMACS OWN WORDS

Daniel
ft lauderdale, Florida
U.S.A.

This report was posted on Ripoff Report on 08/19/2008 05:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/GMAC-MORTGAGE-CORP/WATERLOO-Iowa-50702/GMAC-MORTGAGE-CORPGMAC-MORTGAGE-CORP-GMAC-DEAFDUMBAND-BLIND-PART-2-WATERLOO-WATERLOO-Pen-364709. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 7Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Never escrow insurance or taxes

AUTHOR: Tagurit - (USA)

It's situations like this which reinforce my belief and advice to NEVER NEVER NEVER let the mortgage company escrow and pay either your insurance or your property taxes.   You place your most precious asset in the hands of people who are not capable of looking after the basics given the volume of loans being sold and their self interest in making money by not hiring enough properly trained people.

Even if you have to pay PMI, you can find a loan that will allow you to not escrow taxes and insurance.  I refinanced in July of last year and the loan was sold to GMAC who suddenly couldn't find my insurance.  The same insurance I'd had on the house forever and which is ALWAYS inforce and ALWAYS current because I have a bank autodraft set up to take the insurance payment out of my account and pay the insurance company directly every month.  I called them immediately and made sure they noted I had insurance on the account and then had my insurance agent fax proof to them.  I then called back to make sure they had it.  

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#2 Author of original report

looking for miss guardian

AUTHOR: Daniel - (U.S.A.)

if your still around contact me
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#3 Consumer Suggestion

Dear Daniel: RE: Pompano Beach

AUTHOR: Miss Guardian - (U.S.A.)

Dear Daniel: We are interested for our friends: these two other couples! Be more specific or say a website of where these attorneys can be discovered, they want to defend & recoup their losses, we all grieve together over their prior emotional traumas having been thrust upon them by the Law Offices of David J. Stern, please review public law case: Acosta-v-Campbell (M.D. Fla. January 18th, 2006) This was a law case that went to a higher court brought by a married couple against The Law Offices of David J. Stern, (defendant). It is too bad they did not have an attorney. The alleged accusations brought (by the married couple: Mr. & Mrs. Acosta were stated as: Fraud, R.I.C.O., Racketeering, & so much more (28 pages)! It is sad that a lot of attorenys represented Mr. Stern in this court case, to get this dismissed for Mr. Stern, on what the judge's written opinion (that is opined) clearly implies and/or states failure of Plaintiff/aka/Mr. & Mrs. Acosta/ to prove what was alleged by this married couple. There was an article written about Law Firm Foreclosure Mills showcasing many cross-references of lawcases of which remain public record that clearly states: what has been happening..., oh how sad! There is also yet still another reporter in Florida/Tampa Tribune/Micheal Sasso (?) that wrote yet another cross reference newspaper article (public knowledge) referring to what is labeled by the general public at large is: a.k.a. /Lawfirm Foreclosure Mills listing: a name of: Law Offices Of David J. Stern stating just the facts (public records) of how many filings were done by this law firm also listing other lawfirms/ Default Law Group P.L. & Marshall Watson Lawfirm, etc. writing about issues of concern relating to what is being called: A Public Outcry, etc.! God Bless All Victims! We hope & pray for true justice for all & that the attorneys of any mis-justices are to be held legally accountable for any and/or all wrong-doings that they (are proven to have created) create!
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#4 Author of original report

a funny thing happened on the way to the fax

AUTHOR: Daniel - (U.S.A.)

well folks it seems that you can defeat gmac, the new attorneys for gmac filed for a hearing after i had the first one dismissed because they didnt show up. a day before the hearing i called the new attorny and she said she was doing a phone in, HELLO"""" she didnt tell me or the courts that so i said you didnt inform us and i intend to be there, what she ddint know was i was waiting for evidence from balboa to be faxed to me and so it was on the 22 of sept at 5pm balboa faxed me the proof yes in deed they messed up good they sent me their records showing that they paid my insurance on the 12 of may it was due on the 5th. at 5:10 a call came from gmacs attorny telling me that they were dropping the case and they wouldnt be pursueing it any more so now you say why well it seems the attorny for balboa was talking to gmac and said opps we goofed and sent this guy the evidence you are screwed! what this also says is gmac is engaged in the bussiness of fraud the courts are not going to like this very much. i have a new attorny now he is looking over the files and has told me there is so much fraud and wrong doing he cant belive it, we will be sueing gmac again and the attornys that were involved in the case. if you need an attorny iam sure richard will talk to you he is at daniels&daniels in pompano bch fla call them they seem to go balls to the wall on cases like this
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#5 Consumer Comment

THANK YOU DANIEL!

AUTHOR: Get Smart - (U.S.A.)

I am reading carefully but do not see. Not sure if looking in right place. Your first part? My anxieties are high. Scheduled for Friday. Keep you updated.
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#6 Author of original report

about the farm

AUTHOR: Daniel - (U.S.A.)

joe has lost his case and everything with it . he has taken some time off to get his life back in order.this is what GMAC will do to you, if you read carefully you will find other contact info fo some of the rest of us
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#7 Consumer Comment

Platoridge

AUTHOR: Get Smart - (U.S.A.)

What ever happened to them? Can't seem to get email through. I need help and would like to verify and provide info. Please respond.
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#8 Author of original report

evidence:remember my insurance was due 5/8/2003 READ IT CAREFULLY

AUTHOR: Daniel - (U.S.A.)

FUNDS FROM 4Z TO ESCROW TO REFUND PAST REFUND REL2ASE DATE - KRC
Stale ck #10357524,$706.1, dtd:3/23/2005; was voided & fndsposted to esc on 7/11/05; Thx Ruth/IA/7623 .
Adjd stale check amount $706.1, to unclaimed' fundson 7/27/05. Ruth/IA/7623
LenStar Vendor FOR: ,#1 .
WE FILED OUR ANSWER TO THE COUNTERCLAIM. WE ARE WAITING FOR MULCAHY TO PROCEED. IF HE DOES NOT DO
SO WITHIN A YEAR FROM THE DATE OF OUR FILING THE COUNTERCLAIM WE CAN DISMISS FOR LACK OF PROSECUTION.
CORP ADVANCE TAXES 930.00
invoice.#269287 iao 930.00 rec'd from the Legal
Dept, Non Recoverable .
PD: Law Offices of David J. Stern
Legal Dept Contact: Kelly Day
KH x1862
WE FILED OUR ANSWER TO THE COUNTERCLAIM. TO DATE NOTHING HAS BEEN FILED SINCE THE DEFENDANT'S RESPONSE TO OUR ANSWER ON 11/16/05. IF THEY DO NOT
PROCEED WITHIN A YEAR FROM THE DATE OF THE FILING
OF THEIR RESPONSE WE CAN DISMISS FOR LACK OF
PROSECUTION.
state complaint recd re 2003 ins pmt- fwd to balboa for summary... sharon r 5385 reviewed'complaint for andrea- balboa conf recd inS bill 4-30-03- was in, process of being pd when agent cld 5/8 & req we issue pmt- 482.00 was sent
, reg mail 5-12-03- agent recd but rtnd funds w/ . xln- they agreed to reinstate if oust signed no
loss agreement & cust refused to sign- since cust refusal is reason policy was xld- balboa denied req to reimb for inc in prem for that year.
j
THIS SHOWS THAT GMAC KNEW OF THE COMPLAINT THAT THEY HAD A COpy OF THE INSURANCE BILL AND THAT A
PAYMENT WAS SENT OUT ON 5/12/03 BY REG MAIL AND THAT
IT WAS CLEARLY PAID LATE.
I
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