• Report: #117443

Complaint Review: G.M.A.C. (aka) Homecomings Financial - GMAC

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  • Submitted: Thu, November 11, 2004
  • Updated: Fri, November 12, 2004

  • Reported By:Jerome Michigan
G.M.A.C. (aka) Homecomings Financial - GMAC
500 Enterprise Rd. Horsham, Pennsylvania U.S.A.

G.M.A.C. (aka)Homecomings Financial GMAC ripoff sold my mortgage and my home did not notify about me about the sale Horsham Pennsylvania

*Consumer Comment: you a half right as to the notice its 15 days to inform you that your servicer will change

*UPDATE Employee: Rebuttal

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On 4-23-04 my mortgage and home was sold to Homecomings Financial Network,Inc. G.M.A.C. or Homecomings Financial neither one told me anything about either sale, or transfer. I had just received a notice regarding interest rate and /or payment change on 09-24-04 from G.M.A.C.. On 11-04-04 at 10:30 P.M.I was ser-vered with a summons to appear in court on 11-12-04 for evition. I thought that it was the law that your presnt lender had 10 days to notfie you of the change. I did not receive any type of notice about my home being sold . If would have I could of got-ton refinanced.

Dwight
Jerome, Michigan
U.S.A.

This report was posted on Ripoff Report on 11/11/2004 11:48 PM and is a permanent record located here: http://www.ripoffreport.com/r/GMAC-aka-Homecomings-Financial-GMAC/Horsham-Pennsylvania-19044-0969/GMAC-akaHomecomings-Financial-GMAC-ripoff-sold-my-mortgage-and-my-home-did-not-noti-117443. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

you a half right as to the notice its 15 days to inform you that your servicer will change

AUTHOR: Daniel - (U.S.A.)

ok so you say they sold your mortgage and did not notify you of this change.

you a half right as to the notice its 15 days to inform you that your servicer will change read your contract they should have sent you a letter stating their intentions now this is what you do call the bastards up tell them that you do not want to be sold to gmac that you want to stay right where you are if they refuse tell them that they did not notify you of this change and that by law and or according to your contract they have to tell you that your mortgage is or was being sold and you have the right to say NO"""""
if you have to read it to them in their own words
heres what mine states

14 NOTICES any notice to the borrower provided for in this security insturment shall be given by delivering it to or by mailing it FIRST CLASS to the borrower the notice shall be directed to the property address or any other address that the borrower provides to the lender the lender has 15 day to notify the borrower of these or any other changes to this instrument so dwight if they state this in your contract (PLEASE READ IT OVER )AND THEY DIDNT DO THIS YOU GOT THEM BYE THE BALLS PS HIRE AN ATTORNEY TO HELP IF YOU DONT GET ANY RESULTS
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#2 UPDATE Employee

Rebuttal

AUTHOR: Homecoming - (U.S.A.)

Homecomings Financial appreciates the time you have taken to express concerns regarding the status of your mortgage. We understand that you may be facing challenges in your own life, as unforeseen obstacles might have affected you financially. Please know we want to partner with you to reach a mutually beneficial solution. As such, we encourage you to contact Homecomings Financial at the address below to receive more information regarding the custom solutions we can offer you.

Homecomings Financial
P.O. Box 890036
Dallas, TX 75389
Attention: Priority Correspondence

Your correspondence will be prioritized for special handling, and we will respond as soon as possible. We look forward to hearing from you.
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