• Report: #975168

Complaint Review: GPD DEVELOPMENTS LLC/SVP

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  • Submitted: Wed, November 28, 2012
  • Updated: Thu, March 07, 2013

  • Reported By: amanda — stevenage Nationwide United Kingdom
GPD DEVELOPMENTS LLC/SVP
EMPIRE HEIGHTS /DUBAI/BUISNESS BAY/ESSEX UK Nationwide United States of America

GPD DEVELOPMENTS LLC/SVP LEE/ STUART WIGGINS STEER CLEAR FROM THESE THEIVES /CONMEN /RIP OFF 100,S OF INVESTORS DUBAI/UK, Nationwide

*Author of original report: lee wiggins ,all smoke and mirrors

*Consumer Comment: Lee Wiggins - I trusted you once

*Consumer Comment: GPD Investments...Where is my money?

*Author of original report: contract is a contract you broke it!

*REBUTTAL Individual responds: RERA approved payment plan.

*REBUTTAL Individual responds: Correction

*Author of original report: lee wiggins/gpdinvestments has not honored contract

*REBUTTAL Individual responds: False claim

*REBUTTAL Individual responds: False claim

*Author of original report: lee wiggins living it up with our money

*Author of original report: correction /gpd investments

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dear all that are reading this BE WARNED LEE WIGGINS do not trust this person or anyone associated with this company

we paid 18000 for deposit and promised apartments with garenteed rentals ,fully furnished apartments and our money safe in an escrow account in international city dubai

WHAT DID WE GET A FEW GRAINS OF SAND IN THE DESERT 

OUR MONEY STOLEN FROM ESCROW ACCOUNT 
BACKTRACKED ON FURNISHED APARTMENTS 
BACKTRACKED ON RENTAL AGREEMENTS 
IGNORING PHONE AND EMAILS AND LETTERS 
NO APARTMENTS 

WHAT DID LEE WIGGINS GET 
MILLIONS OF POUNDS OF INVESTORS MONEY 
SPONSER'S HORSE RACING 
BUILT EMPIRE HEIGHTS PROBABLY ON OUR MONEY 
AND A NICE HOUSE IN ESSEX UK 

DUBAI NEEDS TO DEAL WITH THIS MAN  AND PUT HIM IN PRISON ,YOU GET PUT IN PRISON FOR KISSING IN DUBAI BUT A MAN LIKE THIS CAN RIP OFF ALL INVESTORS AND SWAN AROUND LIVING IT UP IN DUBAI 
DUBAI IF YOU ARE READING THIS ,NO ONE WILL HAVE FAITH IN DUBAI WHEN YOU ALLOW THIS TO HAPPEN  

DONT GIVE GPD /LEE WIGGINS/STUART WIGGINS /CURRENT DEVELOPMENT EMPIRE HEIGHTS  ANY OF YOUR MONEY ,THEY CANCEL THEIR OWN PROJECTS AND DONT HONOR THEIR OWN CONTRACTS 
              FROM ONE OF YOUR VERY PISSED OFF INVESTOR WHO WILL NOT GO AWAY UNTILL I GET MY MONEY

 

This report was posted on Ripoff Report on 11/28/2012 04:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/GPD-DEVELOPMENTS-LLCSVP/nationwide/GPD-DEVELOPMENTS-LLCSVP-LEE-STUART-WIGGINS-STEER-CLEAR-FROM-THESE-THEIVES-CONMEN-RIP-975168. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
5Author 2Consumer 4Employee/Owner
Updates & Rebuttals

#1 Author of original report

lee wiggins ,all smoke and mirrors

AUTHOR: amanda - ()

 

Lee
 
To answer your claims and correct some further mistruths I would like to say the following.
 
Above everything sits the contract. Contracts underpin all business transactions and generally contractual clauses are very carefully thought out because the signatories to the contract expect to be bound by them. They are enforced by a number of means including the laws of the country in which the work is executed.
 
If contractual clauses are breached then invariably the disadvantaged partner will seek remedy under the terms of the contract for this breach. It seems very reasonable since both parties were willing to sign to this solution at the outset.
 
Now you are telling us as a very experienced businessman that on this occasion due partly to the fact that the background situation changed then you do not see it necessary to honour the agreements you signed up to under the contract. If you had breached the contract with a business with legal resources then for certain they would take a civil legal action against you with definite consequences. It appears that in this case as it is small investors that you have taken money from then you will ignore your contractual duty and obligation to them. The expectation of these investors who signed the contract and paid their money exactly in line with the contract was that you would honour that promise you made and ensure that their deposits would be refunded in the event of failure to construct the apartments regardless of the background environment. That is what you promised the investors under the contract.
 
When you failed to deliver the apartments you explained your point of view to investors and went on to suggest alternative methods to the refund of the deposit to solve the problem. I would say that investors were open and flexible to this idea and waited for you to put proposals together.
 
You claim in item 4 of your response of Friday 15th Feb, 2013 that GPD offered alternative units in other locations with full credit for any deposits. This is an absolute misrepresentation of the truth. These units may have been offered with some discount from the market price but none of the deposit was credited to the purchase. I learned that fact from the agent you used to represent the alternative deal. It was also obvious from the price you were asking for these units. I believe that your claim that many clients took this option to be a further and callous misrepresentation of the truth. Many investors in IC were in touch with one another and there is no knowledge of anyone taking up these offers. The feeling was generally that the offers were a cynical spin and insulting to the investors. If you have any real evidence to support your claims then I suggest you present this evidence.
 
The same applies to your alternative scheme to invest in Empire Heights. No credit was given for the deposit in this scheme and there is no knowledge or feedback from any investors who were attracted by it. Indeed upon analysis it appeared to be another cynical attempt to take fresh money from the investors without giving credit for the deposits.
 
So without any realistic alternatives it must be no surprise that investors wish to pursue their contractual right to have their deposits returned.
 
You claim to have no resources to repay the deposits yet it appears as though you are planning to novate the contracts (or have already partially done so) without informing the investors. There is some value in the land with planning permission so why do you not discuss the option of selling the land as the investors have a right to the proceeds? Investors are unlikely to accept the type of deal you have previously offered to build and you have no right to unilaterally change the payment terms under the contract. You have categorically failed to build and deliver the apartments in anything close to the agreed timescale. Confidence in further investment with GPD has been undermined by your continued misrepresentations and scams disguised as alternatives offers.
 
Please inform investors of the details of the party to which you have or are planning to transfer the contract. The existing investors have the same rights under the contract if it is transferred so they need to discuss this with any fresh investors that you mention.
 
You continually talk as though you are still going ahead with development, lee you know as well as I do you yourself have cancelled your own projects so again why are you misleading investors
 
Sell the land; sell your house do whatever you have to return investors money and come up with a sensible deal for anyone that trusts you enough to want to deal with you
 
Amanda
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#2 Consumer Comment

Lee Wiggins - I trusted you once

AUTHOR: Glocal EL - (United Kingdom)

Lee,

I spoke to you many times over the phone, at that point I really used to believe what you told me and I subsequently visited your offices in Emaar Square whilst I was doing business in Dubai

Very nice story you write about why you are not refunding people's deposit.

Before i find enough time to file my own independent report on you and your ways of working, can you explain why you renegade on paying me back the over paid deposit as you promised in an installment letter you issued me back in 2010 October.

I am sure you will remember who I am when I say I paid 50% deposit instead of 30%, after long negotiations in your dubai office we agreed four installments of 5% every month until I received the 20% I overpaid.  So why did you stop to continue to payment after just two installment?  Was there another downturn after the first two months or you just decided not to honour yet another promise.

Dont even get me started on the consolidation deals you are your Dubai partners were peddling back in 2010?  I assessed them properly and you must just really think you were dealing with fools who cant differentiate their right from their left...some of your so called consilidation partner were even trying to sell me property in Brazil. 

This fight will not go away, so I hope you are ready for the long haul.  I might find time to come after you tomorrow or it might take me 10 years from now, but be assured that this fight is here to stay, until you make good. 

I look forward to your response on why you failed to honour the agreement we had on return my overpaid deposit.
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#3 Consumer Comment

GPD Investments...Where is my money?

AUTHOR: Craig J - (United States of America)

I paid GPD 18k as a deposit for an apartment which was never delivered as per the contract!!!

The money was supposed to be held in an Escrow account but apparently there is no money left!!!

I have had no response to any of my letters or correspondence over the past 2 years, including my refund request!!!

GPD decided to change the payment plans incommensurate with the signed contracts and even used threatening tactics claiming that if investors didnt meet their buying obligations they would risk being arrested upon travelling through or to the UAE!!!

GPD finally seemed to wash their hands of investors by claiming that they had passed the development onto another company and that all investors should send subsequent cotrrespondence to them. No details of the new company were disclosed!!!

Their CEO Lee Wiggins has cited the economic downturn as the reason for GPD not fulfilling their contractual obligations and some investors have been told that there is no money for refunds, even though he was in a financial position to sponsor a golf tournament!!!

We, the beleagered investors just want what we are contractually entitled to...our money back!!!
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#4 Author of original report

contract is a contract you broke it!

AUTHOR: amanda - (United Kingdom)

lee ,all smoke and mirrors

lee a contract is a contract ,you have broken it  full stop

investors are not obliged to enter into new payment plans or other inverstments

we are legaly entitled to a full refund end of,stop distracting from this one fact 

http://www.ripoffreport.com/gpd-investments/financial-services/essex-other-f4d1a.htm

http://www.ripoffreport.com/gpd-developments-llc/multi-level-marketing/dubai-internet-
2d16d

htmhttp://www.ripoffreport.com/gpd-investments-llc/financial-services/dubai-internet-017fc

htmhttp://www.ripoffreport.com/gpd-investments-lee/investment-brokers/dubai-saudi-arabia-b1a3a.htm

http://www.ripoffreport.com/gpd-investments/property-management/dubai-internet-cd780.htm

lee go to the other reports and tell them why you are refusing to honour  contracts 
 why would anyone re invest with a man that clearly has no regard for contracts and agreements !
                      
amanda  



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#5 REBUTTAL Individual responds

RERA approved payment plan.

AUTHOR: Lee - (United Kingdom)

Attached RERA approved payment plan.
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#6 REBUTTAL Individual responds

Correction

AUTHOR: Lee - (United Kingdom)

What do you call a person who takes money ,does not supply the goods and will not give money back ,normally a thief or a crook ,how is this any different .

Answer

Amanda to commit fraud as you suggest one would have to benefit from the fraud. If you read my previous response you will see that GPD actually only received 13,000 from your investment. The cost of the plot, the design fees, annual RERA fees, administration actually cost a lot more than was actually received. Therefore how could GPD/myself benefit by fraud as you say. These plots are showing a loss on our books.

Fact 1

lee you forget we had a contract that both parties entered into ,this Cleary states if you do not deliver the said apartments you are obliged to refund our deposits in full which you clearly have not done ,these contracts had strict timescales to which you have ignored You have had our money since 2007, you have had 6 years

Answer

In 2007 there were no escrow accounts. In 2008 GPD self audited and became fully escrow compliant with RERA. The contract was structured at a time when the market was in good shape. If you read my previous rebuttal it clearly states we had an agreement with a contractor to deliver the projects. This was broken due to them not getting a licence in Dubai. Then the economic downturn came and the whole fabric of the Dubai economy changed. You cannot just ignore this. We have tried to do what we could as a company but not all could be satisfied. I understand no one likes to loose money. GPD had an 85% of their contracted clients bounce cheques on completion of Empire Heights. GPD invested millions of dollars into Meydan. We had full plans approved and had an escrow set up. Despite this the project has been shelved by Meydan and our funds seemingly lost. Clients who went ahead and transferred into alternative apartments from International City have seen a significant uplift in there investment.

Fact 2 Your apartments were sold as a safe investment because our money was safe in an escrow and should you not build we was protected, you sold these apartments on this basis

Answer

Amanda you purchased from a third party which I believe was a telesales company. In 2007 there was no escrow. Despite this we did as I mentioned previously self audit. You are contradicting yourself here. The very nature of an escrow account is a protected account to make sure all funds released are invested correctly and this is the case with GPD. RERA allow funds to be paid for land payments, sales, professional fees and legal fees. You cannot steal funds from an escrow therefor.

Fact 3

we was offered turnkey apartments, you went back on this as well

Answer

Have dealt with this previously.

Fact 4

we was offered end user finance, again did not materialise

Answer

I find this amazing considering you have cropped and cut and pasted a picture of me shaking hands with a senior official of Dubai Islamic Bank signing a contract to provide end user and construction finance for International City. This as mentioned was withdrawn when the Dubai Government defaulted on there debt obligations. In fact all finance within Dubai was cancelled and for the majority still is. I also add that any finance agreement is subject to the client meeting the criteria.

Fact 5

the agents fees you are talking about is not true ,I have documentation called a reservation contract showing 18000 deposit ,2000 pounds as an initial deposit and 16000 paid directly to you ,whatever arrangement you had with an agent is nothing to do with me

Answer

Amanda you paid the agent 2000 over the phone. You sent GPD 16,000. The sales agent invoiced GPD for another 3000. This is fact and not as you say a lie.

Fact 6 you promised a 10 per cent guaranteed rental return, again you went back on

Answer

Actually when the reservation contracts where replaced with the PSA the majority of clients refused to sign the rental guarantee offered by the SPV developing the project. This was because the rents were substantially higher at the time than the percentage of the purchase price.

Fact 7 you have not offered anything comparable with what we was sold ,having floor space instead of a turnkey apartment with garented rent is not what we brought Why on earth would anyone part with more money when you do not honer agreements and contracts?

Answer

Clients have been offered good quality apartments and as previously mentioned made good rents and healthy uplifts in purchase price.

Fact 8

you have failed to mention that you have cancelled your own projects without informing your investors, you fail to notify your new office address to your investors, and you dont answer your phone and ignore emails from your investors

Answer

Up until recently GPD have been trying to resolve this issue to the best of its ability. This obviously doesn't appeal to everyone. Since completing Empire Heights it was only financially sensible to locate to the building. We still have contact by email which works better. In the current financial market GPD does not have the funding to deliver the buildings. The RERA approved payment plan was a good solution which protected the clients and showed their true commitment. We have now managed to find investors who will take over the projects and deliver them. We have just transferred our first plot and the new owner will write to the clients informing them that they will now be in a position to deliver their apartment. We are in discussion with various other parties to transfer the remaining plots.

Fact 9 I contacted rera about new payment plan, they wouldnt comment

Answer

I'm sure you have seen the RERA approved payment plan. I will upload it otherwise. Amanda 100's of developers have taken much more than the deposit taken by GPD and just disappeared. We have not. I'm afraid you are going to have to accept that the market has unfortunately contributed to this situation. Your character assassination of myself doesn't help anyone. I actually have been working with the same team for over 30 years. We were in the foreign exchange markets and only worked at one financial institution for all our careers which lasted over 20 years. We are normal people just like you who have been hurt by the down turn of the property market in Dubai. As for companies we use a company to do a project. I don't set up companies take people's money and run as you are suggesting. You have no evidence of this so please don't make comments which are not true.

Again your comment about pounds to AEDs is simple. When we sold there was no RERA. When we registered we had to register in AEDs. It was a requirement.

Amanda to build property on Dubai you need to be a Dubai company. So again your comment you believed it was a UK company could not be true. If you look deep into yourself you know this whole situation has been caused by the property collapse in Dubai.

GPD does not have the finance to repay everyone as you say. The investment was made and GPD has invested more that was taken in deposits.

We are bringing in fresh investors with fresh money to deliver the buildings. One has already been transferred. You can pay by the RERA approved payment plan. The only other option would be to liquidate the plot and pay the investors pro rata. The companies at this stage are not financially sound and cannot offer any other solutions.

GPD has been seriously hurt financially by the economic downturn in Dubai.
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#7 Author of original report

lee wiggins/gpdinvestments has not honored contract

AUTHOR: amanda - (United Kingdom)

Dear lee
 
What do you call a person who takes money ,does not supply the goods and will not give money back ,normally a thief or a crook ,how is this any different
 
Fact 1     lee you forget we had a contract that both parties entered into ,this Cleary states if you do not deliver the said apartments you are obliged to refund our deposits in full which you clearly have not done ,these contracts had strict timescales to which you have ignored
You have had our money since 2007, you have had 6 years
 
Fact 2   Your apartments were sold as a safe investment because our money was safe in an escrow and should you not build we was protected, you sold these apartments on this basis
 
Fact   3    we was offered turnkey apartments, you went back on this as well
 
Fact   4      we was offered end user finance, again did not materialise 
 
Fact   5      the agents fees you are talking about is not true ,I have documentation called a reservation contract showing 18000 deposit ,2000 pounds as an initial deposit and 16000 paid directly to you ,whatever arrangement you had with an agent is nothing to do with me
 
Fact 6   you promised a 10 per cent guaranteed rental return, again you went back on
 
Fact  7   you have not offered anything comparable with what we was sold ,having floor space instead of a turnkey apartment with garented rent  is not what we brought
Why on earth would anyone part with more money when you do not honer agreements and contracts?  
 
Fact   8     you have failed to mention that you have cancelled your own projects without informing your investors, you fail to notify your new office address to your investors, and you dont answer your phone and ignore emails from your investors
 
Fact 9   I contacted rera about new payment plan, they wouldnt comment
 
 Lee , we are not talking a few investors ,I am in touch with over 100 investors that have all experienced the same ,try telling your sorry excuse to the investors that are about to lose their houses  
 
Lee on behalf of All those investors issue them with another payment plan to give them their money back and if you really want to do something constructive I will arrange for you to meet all those investors or myself with a few others to represent those 100 investors
 
One thing for sure we will not go away and will get justice, you keep blaming the recession or maybe theres a reason that you have dissolved over 7 companies and have recently started another, Ill leave that for the imagination why that is
 
Maybe lee you should take responsibility for what you have done ,stop blaming the recession and try to put it right ,after all if we are a mere few then it shouldnt be a problem
 
A contract is a contract it clearly states you are to refund investors if you have not delivered within a timescale, you made the contract not me, I have honoured my side you havent
 
Ask yourself this ,would these investors invested their hard earned cash if they didnt think their money was safe in an escrow ,if they wasnt turnkey apartments ,if they wasnt getting end user finance etc. ,I suspect not
On this basis you have not only not honoured your contract you have miss sold these apartments
 
I also note you say you sold my apartment for pounds, this again was changed to AED when our contracts came through which means we was paying a lot more for our apartment, so im glad you admit you sold to us in pounds as we and many others feel miss lead in this area as well and I believe some investors didnt sign this contract because of this
 
We also brought from a UK company thinking if there was a problem we had UK laws protecting us, after getting our money you shut down your UK based office and moved it to Dubai
 
All I can suggest is I set up a meeting and you can come along and talk to the investors concerned and try to resolve this sooner rather than later
 
Amanda   
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#8 REBUTTAL Individual responds

False claim

AUTHOR: Lee - (United Kingdom)

Dear Amanda

I would like the opportunity to reply to your unfounded allegations regarding your 18,000 investment in International City Dubai. GPDs position is as follows:
 1. In March 2007 you purchased a one bedroom apartment in Park Lane for 60,000. The agent was paid a 2000 arrangement fee by yourself. The agent was due a further 3000.00 arrangement fee that meant that to date GPD has received 13,000.00 from you in respect of the property.

 2. The plots were received from the master developer in the middle of 2008 and GPD agreed a construction contract with a contractor to build all six plots. For reasons not within GPDs control (namely the global recession) the Dubai Government refused to licence the Contractor. Subsequently the events of 2009 in Dubai meant that the property market collapsed and GPD was unable to secure funding to cover the construction of its projects (including the apartments at Park Lane).

3. Since this time, GPD has been engaging with all of its clients in order to ensure the delivery of the outstanding plots. One of the options available to GPDs clients is a payment plan whereby they pay in small instalments over the period of contstruction in order to fund the build. The payment plan is agreed with RERA and would use a RERA compliant escrow account. In March 2007 the laws in Dubai were different and there was no requirement to use escrow accounts for property sales. We have since offered you and all our clients this payment plan supported by RERA with a 20% discount on purchase price.

4. GPD has also entered into an agreement with another developer who has purchased a number of units at heavily discounted prices in the other better developed locations in Dubai with full credit for any deposits paid by GPDs clients. This was very positive and many clients took this option. GPD has also set up a fraction ownership scheme for office space in our flagship development Emipire Heights which some of GPDs clients have entered into.
 
4. GPD still has an office and presence in Dubai today and it is committed to delivering the remaining properties in accordance with the approved RERA payment plan. Your claims of fraud against us are incorrect. The market has changed due to the economic downturn which seriously affected Dubai. Many developments have been cancelled with clients loosing all there funds. GPD delivered two towers. GPD has tried to resolve problems with International City clients but it is quite obvious some only want their deposit returned and have no commitment to purchase property in Dubai. For these few we cannot see any resolution as all funds have been invested into the projects which are fully audited. GPD cannot be held responsible for the economic downturn
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#9 REBUTTAL Individual responds

False claim

AUTHOR: Lee - (United Kingdom)

Dear Amanda I would like the opportunity to reply to your unfounded allegations regarding your 18,000 investment in International City Dubai. GPDs position is as follows:

1. In March 2007 you purchased a one bedroom apartment in Park Lane for 60,000. The agent was paid a 2000 arrangement fee by yourself. The agent was due a further 3000.00 arrangement fee that meant that to date GPD has received 13,000.00 from you in respect of the property.

2. The plots were received from the master developer in the middle of 2008 and GPD agreed a construction contract with a contractor to build all six plots. For reasons not within GPDs control (namely the global recession) the Dubai Government refused to licence the Contractor. Subsequently the events of 2009 in Dubai meant that the property market collapsed and GPD was unable to secure funding to cover the construction of its projects (including the apartments at Park Lane).

3. Since this time, GPD has been engaging with all of its clients in order to ensure the delivery of the outstanding plots. One of the options available to GPDs clients is a payment plan whereby they pay in small instalments over the period of contstruction in order to fund the build. The payment plan is agreed with RERA and would use a RERA compliant escrow account. In March 2007 the laws in Dubai were different and there was no requirement to use escrow accounts for property sales. We have since offered you and all our clients this payment plan supported by RERA with a 20% discount on purchase price.

4. GPD has also entered into an agreement with another developer who has purchased a number of units at heavily discounted prices in the other better developed locations in Dubai with full credit for any deposits paid by GPDs clients. This was very positive and many clients took this option. GPD has also set up a fraction ownership scheme for office space in our flagship development Emipire Heights which some of GPDs clients have entered into.

4. GPD still has an office and presence in Dubai today and it is committed to delivering the remaining properties in accordance with the approved RERA payment plan. Your claims of fraud against us are incorrect. The market has changed due to the economic downturn which seriously affected Dubai. Many developments have been cancelled with clients loosing all there funds. GPD delivered two towers. GPD has tried to resolve problems with International City clients but it is quite obvious some only want their deposit returned and have no commitment to purchase property in Dubai. For these few we cannot see any resolution as all funds have been invested into the projects which are fully audited. GPD cannot be held responsible for the economic downturn.
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#10 Author of original report

lee wiggins living it up with our money

AUTHOR: amanda - (United Kingdom)

here is a nce photo for all to see what this con man looks like ,steer clear from buying from this man 
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#11 Author of original report

correction /gpd investments

AUTHOR: amanda - (United Kingdom)

this report is about a company called gpd investments ,gpd developments  was printed in error ,will refile in correct name ,this report is in no way connected with gpd developments                  thankyou
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