they called my husband one night and told him that we qualified for a government grant $6,000. my husband asked them how they got our number and info and they told him but what gets us is that they knew information about our daughter that we adopted and that we get an adoption subsidy each month and they also knew that she has learning disabilities, so my husband agreed to it and set up a date that they can take the $298.00 out of our account and within 1-2 weeks we would recieve our paper work and all we had to do was fill it out and send it back in and within 72 hours we would have our $6000.00 dollars. it took these people 1 month to send us what we thought was paper work but it was a book abd cd on how to get grants.
My husband called them ever other day and they told him it was in the mail and we should be recieving it. my husband told them we did not recieve it yet and they told him that we would have to sign for it when it came but that was a lie we didn't sign for it.
they told my husband if we was not happy we could get our money back. well when my husband called them today and told them that were liars and that they were using people and ripping them off and asked for our money to be put back into our account they told him we were not getting it back and that we had to write a letter and fax it to them when my husband asked for the fax # they told him they did not have a fax machine and we were not getting our money back. my husband told them they would be hearing from our attorney and they told him that was fine and they would tell him what they told him (my husband) that they were not refunding our money back.
I am writing to you guys to see if you can him us I don't appreciate being used like this and them using a child like this to get parents to believe that they quilified for a gov. grant and I don't know how they got our daughters information I am trying to search that one to see how they got it.
if you can or know someone who can help us please give them my e-mail address an dphone number so we can see what we can do.
U.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@ripoffreport.com bad
Don't let them get away with it.
Make sure they make the Rip-off Report!
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