• Report: #446551

Complaint Review: Gallagher Bassett

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  • Submitted: Sat, April 25, 2009
  • Updated: Sun, April 26, 2009

  • Reported By:Bassett Virginia
Gallagher Bassett
13801 Riverport Dr Suite 501 Maryland Heights, Missouri U.S.A.

Gallagher Bassett DENIED MY CLAIM! -accident with Embarq employee. Maryland Heights Missouri

*Consumer Suggestion: Small Claims Court

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I was in an accident with an employee of Embarq. She immediately apologized to me and stated "I'm sorry, I didn't see you" and she got a ticket for improper lane change. She didn't argue with police offer, instead she again apologized to me. The vehicle she was driving was a work truck that had a huge camper shell on the back. She changed lanes in front of me and came to an abrupt stop.

Due to the rain, I wasn't able to stop on time and there was a collision which totaled my old Dodge Neon and barely left a dent in her work vehicle. I'm sure the company isn't going to spend a dime replacing or repairing it as the damage is minimal. Here's where Gallagher Bassett comes in. They represent Embarq for their auto insurance claims. The reps name is Anne Keel who gave me and my insurance company the run around from day one.

The law states that an insurance company should handle any claim promptly and fairly yet after almost 3 weeks she was yet to give any information to my insurance rep. I had a rental car from Enterprise because I assumed that it would be payed for by Embarq's insurance company. After 10 days, Enterprise came and picked the car up while I was at work leaving me with NO RIDE HOME! They said "Gallagher Bassett is hard to deal with" and they didn't want me to have to pay when GB denied the claim.

So finally, at around 3 weeks, my insurance rep called and told me that the claim was denied because GB feels that I was SPEEDING. I WAS NOT!!! In fact, Ms Keel asked me what the speed limit was and I said 30 and I was going 30. The speed limit is actually 35. There is absolutely NO evidence that I was speeding. If fact, the airbag in my neon didn't even deploy. I wasn't hurt but this has put a huge financial burden on me due to the fact that my neon had been paid for 4 years and I now have a car payment that I really can't afford. It appears to me that Gallagher Bassett denies ALL claims ---- they don't realize that they are ruining people's lives.

I only had liability insurance on my car therefor my insurance company couldn't do much else to help me except refer me to a lawyer. All I expected to receive was less than $3,000 (the cost of my car, towing, and rental) Because it wasn't a large claim or injury, the lawyer told me that it wouldn't be worth my money to pursue a lawsuit. I'M SCREWED!!!

If there's a lawyer out there willing to take mine and the other cases listed here in a class action suit, PLEASE DON'T HESITATE! GALLAGHER BASSETT NEEDS TO BE PUT IN THEIR PLACE!!!!!

Bassett, Virginia

This report was posted on Ripoff Report on 04/25/2009 05:55 PM and is a permanent record located here: http://www.ripoffreport.com/r/Gallagher-Bassett/Maryland-Heights-Missouri-63043/Gallagher-Bassett-DENIED-MY-CLAIM-accident-with-Embarq-employee-Maryland-Heights-Missou-446551. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Small Claims Court

AUTHOR: Jeanski - (U.S.A.)

Why not take them to small claims courts? It's actually pretty easy to do and you have a strong case if you can support everything you said. Make sure all your documentation is in order, including the police report.

I took my tenants to small claims for bailing on me, owing three months' rent (over $4000!). They didn't show up and I got a "summary judgment" against them. I took it to the county sheriff. The sheriff took their new Lexus, sold it at auction and sent me a check. I even got my court fees and interest!

The little guy can win if he's persistent. Unless his/her name is Rita in which case you're screwed (this refers to another regular here in ROR).
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