- Report: #873255
Report - Rebuttal - Arbitrate
Complaint Review: Geico Auto Insurance
Geico Auto InsuranceLos Angeles, California United States of America
Geico Auto Insurance Motorcycle Rider Pays 12 months in advance & Geico Cancels in month #9 for Non payment? Los Angeles, California
*UPDATE EX-employee responds: again
*Author of original report: Uninsured Motorist WAIVER form
*Consumer Comment: GEICO SUCKS POEM....
*UPDATE EX-employee responds: rebuttal
Well, because they said I did not fill out their waiver form correctly.... they CANCELED MY INSURANCE FOR NON PAYMENT about nine months after I paid them in full for a 12 month policy. I was not aware this change had been made to my policy, and I received nothing further in the mail (or phone calls) from Geico regarding the WAIVER they said they so desperately needed me to fill out correctly. I just continued to ride my motorcycle THINKING I was still legally insured.
Then one day while sitting at a STOP LIGHT, just waiting for the light to turn green.... I was T-BONED on my motorcycle by an elderly driver. I was lucky to survive, but later when I went to report the accident to Geico, and it was at THAT time they informed me I was NO LONGER INSURED with them... for failure to pay. WHAT?!! How do you cancel an insurance policy for non payment, after you were paid for a full year IN ADVANCE?? Long Story Short... By Geico erroneously canceling my insurance policy they made me appear to be an UNINSURED DRIVER.... and as such, I am not able to pursue the person who T-boned me for pain and suffering! So Now I must chase after Geico for Breach of Contract, for CHANGING MY POLICY WITHOUT MY CONSENT OR KNOWLEDGE. They now claim they sent me several letters in the mail, telling me that a change was made to my policy, and that I needed to respond. I check my mail DAILY, like everyone else, and I NEVER received anything from them telling me they were about to add something (I did not want) to my policy, because if I had received anything, I would have contacted them immediately to straighten things out. Geico is NOT your friend, and if your insured with them... I hope they dont screw you like they do everyone else. If you see a lizard in the road with a british accent, RUN IT OVER for me, will you please?
This report was posted on Ripoff Report on 04/24/2012 04:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/Geico-Auto-Insurance/Los-Angeles-California-/Geico-Auto-Insurance-Motorcycle-Rider-Pays-12-months-in-advance-Geico-Cancels-in-month-873255. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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