• Report: #847379

Complaint Review: Geico Corporation

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  • Submitted: Thu, March 01, 2012
  • Updated: Wed, February 20, 2013

  • Reported By: The 99% — Monterey Park California United States of America
Geico Corporation
1 Geico Plaza, Washington, DC 20076 San Diego, California United States of America

Geico Corporation Geico General Insurance Company Unethical business practice by taking advantage of the 99% San Diego, California

*Author of original report: Geico Accident

*Author of original report: Court Case Resolved

*Consumer Comment: The 99%,

*UPDATE Employee: OMG

*Consumer Comment: Wrong Company

*Consumer Comment: INSURANCE POEM.....

*Consumer Comment: What does the police report state?

*Author of original report: GEICO denied claim

*Consumer Comment: THE 99%, IN ORDER FOR PEOPLE LIKE WARREN BUFFETT AND..........

*Consumer Comment: Did you file a claim with GEICO?

*Consumer Comment: Maybe you needed to sue Geico, not the driver

*Consumer Comment: What reason does Geico give for NOT paying your claim?

*Consumer Suggestion: Go back to the court.

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Mr. John Felts who is insured with GEICO damaged my parked car that was unoccupied at the time of the accident on July 15, 2011.  The cause of this accident is the fact that he failed to pay attention while driving and failed to maintain control of his vehicle at all time which contributed to his own hazards. 

The facts are so obvious that that it is the duty of a driver of a car using the public roadways to be vigilant at all times and to keep the vehicle under such control that to avoid a collision he can stop as quickly as might be required of him by eventualities that would be anticipated by an ordinarily prudent driver in like position. (Reich vs. Long)

The small claim court HON. JOHN HARRINGTON BRINSLEY agreed and the judgment entered as a final disposition on 02/23/12 FOR (LAI, NHON TRI) {RO}.  AGAINST (FELTS JR., JOHN ALEXANDER) {RO/DRV}. PRINCIPAL $ 1641.43. COSTS $70.00. TOTAL $ 1711.43.  

However, GEICO refused to pay or repair my vehicle.  They delay and deny the payment for the damages.  GEICO is the 1% who is taking advantage of the 99% that are working hard just to pay for rent, food, and shelter.  GEICO is an unethical entity who sucks the life out of the average person.   I won the case in small claim court and you can refer to it at http://lasuperiorcourt.org, the case number is 12S00030, public information.

This report was posted on Ripoff Report on 03/01/2012 08:37 PM and is a permanent record located here: http://www.ripoffreport.com/r/Geico-Corporation/San-Diego-California-92150/Geico-Corporation-Geico-General-Insurance-Company-Unethical-business-practice-by-taking-ad-847379. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
3Author 10Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Geico Accident

AUTHOR: The 99% - (United States of America)

Geico finally paid and the case was closed.  It took a while but the justice system do work sometime for the 99%.
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#2 Author of original report

Court Case Resolved

AUTHOR: The 99% - (United States of America)

The judgment was finally paid by Geico Insurance.
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#3 Consumer Comment

The 99%,

AUTHOR: Karl - (USA)

Please give us an update to your Ripoff Report when you get a chance. Thank You.

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#4 UPDATE Employee

OMG

AUTHOR: Ed - (USA)

I have news for you.  You're part of the 1%.  The 1% of the bottom of the heap when it comes to brains.  Do you know how much money GEICO pays in claims every single day??? 

Why in the HECK did you go to Small Claims court BEFORE you filed a claim with GEICO?  You are obviously very litigious, and really wanted to get in front of Judge Wapner as quick as possible. 

You never go to court BEFORE you file a claim with the other driver's insurance company.  That's something you do ONLY if the insurance company won't pay. 

Like I said, GEICO pays many many claims every day.  We always offer a fair amount if we feel that our insured is at-fault.  If GEICO is not paying your claim, there is a very good reason why, which it probably the reason you didn't bother to list the reason in your post.  Anytime an insurance company denies your claim, they will always give you a reason.  You may or may not agree with the reason, but they will always give you one.
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#5 Consumer Comment

Wrong Company

AUTHOR: KeepinItReal33 - (United States of America)

I'm a licensed Property & Casualty Producer in another state with no-fault laws, and I'm not sure about California's exact laws, but the damage to your vehicle caused by a collision is covered by the insured's policy, regardless of fault.  So whether or not the other driver was at fault, under no-fault laws your insurance company should cover the damages to your car, unless you have a policy with a sufficiently high deductible or low policy limits as to require you pay the full share of the costs.  The other driver's insurance company would only be required to pay for bodily injury, property damage such as to buildings, or pain and suffering losses.  Damage to vehicles is covered by your insurance.  Like I said, I don't know California's laws exactly, but that's how no-fault works in general and in the state where I write policies.

I don't know if this applies to you or not, but this is the problem with buying an insurance policy online; people only look for the lowest rates but don't have an agent who knows insurance advising them as to what kind of coverage they should carry.  Then people end up in situations such as yours where no-fault laws make the owner's insurer responsible, but the insured unknowingly bought insurance that leaves them on the hook for the repairs.
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#6 Consumer Comment

INSURANCE POEM.....

AUTHOR: Karl - (USA)

is available at this website.

Just type in 502469 at this site and it appears as 'Consumer Comment #26' at Ripoff Report #502469.

Thank You

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#7 Consumer Comment

What does the police report state?

AUTHOR: Brian - (United States of America)

I realize that California is a no fault state and the police report will not assign blame for the accident, but what were their conclusions after their investigation?  Were they able to locate any eyewitnesses that back up the driver's version of events?

As for getting an attorney, at least consult one.  Check with the bar association in your area, they should be able to give you a list of members that may take the case on a pro bono basis.   Good luck.
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#8 Author of original report

GEICO denied claim

AUTHOR: The 99% - (United States of America)

Yes, I did file a claim with GEICO and they denied it twice.  I also filed a claim with my insurance company, 21 Century which did not go anywhere because I don't have full coverage, collision. 
GEICO stated that the driver was not at fault because he was struck from the rear bumper from an unknown vehicle, pushing his vehicle into my parked vehicle.  However, there was no evidence supporting his claim other than a few cosmetic scratches on his bumper.  I a witness at the scene telling me that he did not see the damages to the defendant vehicle. 

GEICO strategy is to have the driver filed an appeal which will null the decision in small claim court and the case would be transfer to superior court for a new trial.  At the new trial both sides are allow attorney to represent them.  GEICO will send their corporate lawyer and I am left to defend the case on my own unless I seek representation which will cost more than the claim amount.  I dont think any attorney will take a small case like this. 
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#9 Consumer Comment

THE 99%, IN ORDER FOR PEOPLE LIKE WARREN BUFFETT AND..........

AUTHOR: Karl - (USA)

the others to stay fabulously wealthy, they need to have their companies do everything possible in order to keep profits up and stock values high. Taking advantage of the 99% is one of the ways they are doing it.

People like Warren Buffett and many others, like our politicians, have become completely alienated from what is going on in the companies that they control, and even what is going on in our country and in the world.

If you'd like to learn more about stocks and the stock market, simply type in 269041 at this site and go to 'Consumer Comment #3' at Ripoff Report #269041,  entitled "Blame it on a Lawyer".

Here is the last thing stated in that consumer comment, which was posted thirteen months BEFORE the collapse of the banking system and the stock market crash in September of 2008:

QUOTE: "Get ALL of your money out of the stock market now! The Collapse HAS been triggered!!!! - August 21, 2007.

Thank You

WELCOME TO GEICO- ONE BIG LIE, JUST LIKE WALL STREET AND THE U.S. GOVERNMENT
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#10 Consumer Comment

Did you file a claim with GEICO?

AUTHOR: Brian - (United States of America)

If so, did they deny it?  From your post, it appears that you bypassed that step and went straight to small claims court.  Your next mistake was not including GEICO in your lawsuit.  The judgement that you won was against the driver of the vehicle only.  He is the only one that owes you any money.  Because you failed to include them, GEICO is absolved of any responsibility.
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#11 Consumer Comment

Maybe you needed to sue Geico, not the driver

AUTHOR: voiceofreason - (United States of America)

State laws vary, but it's possible you needed to sue Geico directly, not the driver, or include both as co defendants.
That said, you did get a judgment against the driver and ought to be able to go after him via the routes already suggested above, and let him cry to Geico for not defending him.
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#12 Consumer Comment

What reason does Geico give for NOT paying your claim?

AUTHOR: Ken - (USA)

You DID ask them didn't you...what did they say?

You may have to pursue the one who hit you a bit further.

I do wish you the best in collecting.
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#13 Consumer Suggestion

Go back to the court.

AUTHOR: Robert - (USA)

It appears you have a judgment against the person who damaged your car, therefore you should go back to the clerk of the court that awarded your judgment for an enforcement order.  An enforcement order can be any or all of the following;

lien against real property
lien against property of value such as cars, trucks, rvs, boats, etc.
levy against any bank accounts.
garnishment of wages.
levy against any state income tax refunds.

Once you have an enforcement order, such as a lien against his house or car, or freeze his bank accounts, watch how fast this guy pays you!  You need to go after his assets and the clerk of the court will help you do that.  Any additional court fees will be automatically added to your judgment.  Been there, done that!

Let him fight it out with GEICO-you're done with the insurance company because you have a judgment against the person who damaged your car.

Good luck.
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